Mountain Insurance LLC. A Division of Moore Insurance Services

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Mountain Insurance LLC. A Division of Moore Insurance Services Mountain Insurance is a firm of proven professionals, caring, & conscientious people.

Think about the valuable things in your house for a second.Wedding rings. Watches. Fi****ms. Coin collections. Maybe an ...
11/02/2026

Think about the valuable things in your house for a second.

Wedding rings. Watches. Fi****ms. Coin collections. Maybe an old family heirloom that’s worth more than you realize.

Your homeowners policy may cover those items, but there can also be limits on how much the insurance company will pay for certain types of property.

That’s what Mark and Kathy cover in our latest Peace of Mind podcast.

Listen here:
https://moore-insurance.com/podcast/watch-out-for-limitations-on-your-homeowners-policy/

Have something valuable you’re not sure about? Give us a call and we will take a look at your coverage!

Pumpkins are fun. Coverage gaps are not.Insurance is one of those things that’s easy to put on autopilot, but your needs...
10/26/2026

Pumpkins are fun. Coverage gaps are not.

Insurance is one of those things that’s easy to put on autopilot, but your needs can change from year to year.

Maybe you’ve updated your home, bought a different vehicle, added new valuables, or simply haven’t reviewed your policies in a while. A quick check now can help make sure your coverage still matches your life.

Give our office a call and let’s make sure there aren’t any gaps in your protection.

🍁 Fall is a good time to give your home a quick once-over before colder weather moves in.A few simple maintenance tasks ...
10/19/2026

🍁 Fall is a good time to give your home a quick once-over before colder weather moves in.

A few simple maintenance tasks now can help reduce the chance of bigger problems later:

- Clear leaves and debris from gutters and downspouts
- Look over your roof for loose or damaged shingles
- Cut back dead limbs or branches hanging near the house
- Disconnect garden hoses and check exposed plumbing
- Make sure your heating system is ready for the season
- Test smoke detectors and carbon monoxide alarms

While you’re checking the house, it’s also worth checking your homeowners insurance. If you’ve made updates, added a structure, or changed anything significant around the property, your coverage may need to be adjusted too.

Give our office a call if you’d like us to review your policy with you.

Planning to cozy up by the fireplace this fall? Before the first fire of the season, make sure your chimney has been ins...
10/16/2026

Planning to cozy up by the fireplace this fall? Before the first fire of the season, make sure your chimney has been inspected and cleaned.

While you’re checking things around the house, it’s a good time to check your homeowners insurance too.

A quick chimney service can help reduce the risk of a fire, and a quick insurance review can help make sure your coverage still fits your home and your needs.

Take care of both now, so you can enjoy the season with a little more peace of mind.

Call our office today and make sure your home is ready for fall!

Your homeowners insurance covers your house, but what about everything inside it?Furniture, electronics, clothing, jewel...
10/13/2026

Your homeowners insurance covers your house, but what about everything inside it?

Furniture, electronics, clothing, jewelry, and collectibles can add up quickly. While most homeowners policies include coverage for personal belongings, certain valuable items may have limits you don't know about.

In our latest Peace of Mind podcast, Mark and Kathy Moore discuss how homeowners insurance protects your belongings, why jewelry and collectibles may need additional coverage, and the importance of keeping appraisals up to date.

🎧 Listen to the latest episode and read more on our website!

How Homeowners Insurance Covers Your Personal Belongings When most homeowners think about insurance, they focus on protecting the house itself. But what about everything inside it? Furniture, electronics, clothing, jewelry, and collectibles can represent a significant financial investment. If your h...

Most homeowners know what their house is insured for. But what about the barn, detached garage, dock, fence, pool, shed,...
09/29/2026

Most homeowners know what their house is insured for. But what about the barn, detached garage, dock, fence, pool, shed, or pavilion?

Those usually fall under Coverage B, or “Other Structures” coverage, and the standard limit may be a lot lower than you think.

If you’ve added anything to your property over the years, it’s worth taking a look at your policy and making sure that coverage still matches what you actually have.

Read our latest article to learn more about Coverage B and why it
matters:

The Quiet Homeowners Insurance Limit That Can Cost You Real Money When most homeowners think about their insurance, they naturally focus on the house itself. But what about the other structures on the property, such as a detached garage, barn, dock, fence, swimming pool, gazebo, pavilion, or shed? T...

If you spend much time driving the mountain roads in North Georgia or Western North Carolina, you know deer can show up ...
09/25/2026

If you spend much time driving the mountain roads in North Georgia or Western North Carolina, you know deer can show up with almost no warning.

With fall here, be especially watchful around dawn and dusk when deer are most likely to be moving.

Nobody expects to hit a deer, but it’s a good idea to know how your auto insurance would respond if it happens.

Give our office a call today and make sure your auto coverage is ready for deer season.

09/08/2026

A homeowners policy can cover a lot, but there are still plenty of situations that can catch people by surprise.

In the latest episode of the Peace of Mind Podcast, Mark and Kathy talk through some of the most common examples, including termite damage, slow leaks, mold, flood damage, power surges, fallen trees, and matching issues with roofing, siding, and flooring.

They also explain which risks may require an endorsement or separate policy, and why it is worth reviewing your coverage before you ever have to file a claim.
Listen to the latest episode, “I Thought I Had Coverage for That,” on our website:

https://moore-insurance.com/.../what-i-thought-i-have.../

Have questions about your own policy? Call Moore Insurance Services and let us help you review your coverage.

We will be closed Monday in observance of Labor Day so our team can enjoy the holiday with family and friends.We’ll be b...
09/04/2026

We will be closed Monday in observance of Labor Day so our team can enjoy the holiday with family and friends.

We’ll be back to our regular hours on Tuesday and ready to help with all of your insurance needs.

We hope everyone has a safe and enjoyable Labor Day weekend!

Address

1241 US Highway 64 W
Murphy, NC
28906

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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