Umang K. Shah, Agent with Umang Financial Strategies, LLC

09/16/2026

New York Life's latest Wealth Watch survey has the numbers behind that gap. 61% of Americans now have a plan, up from 58% last year. But confidence that those savings will last a lifetime dropped 21 points in the same span.
One factor that made a real difference? People working with a financial professional felt far more hopeful, prepared, and excited about retirement than those without one. Check out the full results here.

If you'd like to talk through what planning built around your specific goals could look like, just send me a message and we'll find a time to connect.

According to new research from New York Life's Wealth Watch survey, Americans seek financial stability and prioritize retirement confidence

09/15/2026

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

09/15/2026

Life insurance coverage can help protect the people and plans that matter most—giving families greater confidence to keep moving forward. The right strategy can support more than a future benefit; it can help create financial freedom and flexibility along the way.

Ask which type of coverage may fit your goals and budget.

09/13/2026

Tax planning can play an important role in retirement. In some cases, a Roth conversion may create additional flexibility by helping manage when and how retirement income is taxed. However, Roth conversions also involve important tax considerations that should be carefully evaluated.

If you'd like to explore whether a Roth conversion strategy could make sense for your situation, let's connect.

09/11/2026

Life insurance at work is a nice benefit, but it may not be enough to protect your family. If it isn’t enough to cover the mortgage, childcare, medical expenses and ongoing bills, you may need an individual policy to make sure your loved ones have sufficient coverage.

09/10/2026

Worried about the way taxes could affect your standard of living in retirement? With whole life insurance, you can get the protection you need—and possibly keep more of your retirement income. Contact me to find out how.

09/08/2026

Do you know which of your assets would actually follow your will and which would pass directly to a beneficiary?

A simple beneficiary review can help make sure your wishes are properly reflected.

09/07/2026

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.