Kobo Wealth Strategies

06/16/2026

Credit cards can be a powerful financial tool when used strategically, but they can also become a costly burden when balances start to grow.

A few simple habits can help keep your credit card spending in check:
✔ Pay your balance in full whenever possible
✔ Avoid carrying high-interest debt
✔ Keep track of recurring subscriptions and automatic charges
✔ Use credit cards as part of your budget, not outside of it

Managing credit wisely isn't just about avoiding debt—it's about building healthy financial habits that support your long-term goals.

06/15/2026

If you are a business owner with 10 or more employees, the NJ state requirement to have a retirement plan will be upon you sooner rather than later. Before you get stuck with penalties and fees, you should have a conversation with us here at Kobo Wealth Strategies. This video outlines why. Check it out!

06/15/2026

When you answer a call to ministry, you shouldn't have to navigate the financial complexities of your call by yourself. At Kobo Wealth Strategies, we focus on helping you understand your unique tax status, your benefits, and plan for a dignified retirement. Visit www.kobowealthstrategies.com and set up some time with us today.

06/09/2026

A lot can change in six months.

Have you gotten married, changed jobs, welcomed a child, bought a home, or started thinking about retirement differently than you were in January?

Life moves fast. Your financial plan should keep up.
Book today for a free consultation

06/08/2026

Being a doctor means planning for your patients' futures every day. Don't forget to plan for your own family's future too.

Life insurance can be an important part of a physician's financial plan.

06/04/2026

Join Kobo Wealth Strategies for our interactive Financial Advisor Career Workshop — a 4-day summer experience designed for high school students interested in finance, business, entrepreneurship, sales, and networking.

Students will explore:
• Real-world financial planning
• Budgeting & investing
• Relationship-building skills
• Hands-on activities & case studies
• Career paths in wealth management

Scan the QR code to apply today!

06/04/2026

Doctors spend their careers caring for others. Life insurance is one way to help ensure the people who depend on you are cared for, too.

The right coverage can help protect your family's financial future and the life you've worked hard to build.

06/02/2026

Did you know? A recent study by financial guru Roger Ibbotson and Zebra Capital Management found that fixed indexed annuities (FIAs) can help control financial market risk and mitigate longevity risk. Contact me and we can see if an FIA is right for you.

06/01/2026

New Jersey business owners: If you hit 10-15 employees, the state's retirement clock is ticking. But defaulting into the state-run plan might mean leaving thousands of dollars in federal tax credits on the table.

New Jersey business owners: If you hit 10-15 employees, the state's retirement clock is ticking. But defaulting into the state-run plan might mean leaving thousands of dollars in federal tax credits on the table. Here is how to turn a legal mandate into a strategic business win.

05/29/2026

Planning for their future starts today.

A 529 education savings plan is a simple, tax-advantaged way to invest in your child’s education — whether it’s college, trade school, or beyond.

The earlier you start, the more time your money has to grow. Even small contributions can make a big impact over time.

Because their dreams deserve a plan. 🎓