Carol Dali, Mortgage Loan Officer NMLS 236007

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United States
Modesto, CA
Carol Dali, Mortgage Loan Officer NMLS 236007

Personal NMLS236007
Branch NMLS2718824 I am a fully dedicated loan officer working with residential mortgages, including both purchases and refinances.

I am available to answer questions and give informative answers, which is especially important in today's market. My commitment is to provide each of my clients the highest level of experience, make sure they are comfortable and understand every step of the loan process. In addition, I work with them to reach, not just their short term goals, but long term goals as well. My clients are of great importance to me, and I am very honored to assist them in the process of home ownership. I am available by phone, email or through this website to answer your questions or assist you with loan pre-approval. If you use this website, there is an application available for you to complete, which will come directly to me. Otherwise, you can call, or email me, with your questions, or to make an appointment, whichever is most convenient for you. I look forward to hearing from you and helping you to achieve your dream of home ownership. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. CrossCountry Mortgage, LLC does business in the State of New York as CrossCountry Financing. Licensed Mortgage Banker – NYS Department of Financial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org). Equal Housing Opportunity. NMLS236007 Branch NMLS1813508
Company NMLS3029

11/01/2026

Foreigner- what a show!!!

10/27/2026

5.0 star review received on Experience.com for Carol Dali by Carol G - This was a very stressful experience for me and Carol eleviated most if my fears!

Click to see all 47 reviews of Carol Dali, Loan Officer

10/23/2026

10/20/2026

Found your next home before your current one has sold? A Franklin Bridge Loan lets you tap the equity in your current home now, so you can make a stronger, non-contingent offer on your next one.

Three ways to bridge:
• Stand-Alone: use your current home's equity, even if another lender finances your purchase
• Cross-Collateralized: secured by both homes and funded alongside your Franklin purchase loan
• Bank Statement: for self-employed borrowers who qualify with 12 months of bank statements

Loan amounts from $100K to $1M.

Homeowners and real estate agents: reach out to see which Bridge Loan Program fits your move.

10/04/2026

Beautiful morning for. a Ride!!!

10/01/2026

Sellers paid concessions in 44.7% of U.S. home sales in August, the highest August share since at least 2020. It happened in the strongest buyer's market in Redfin's records, which go back to 2013.

For buyers, this is good news with a catch: most don't know how to use it.

Concessions are capped by loan type, so if a buyer asks for too much, the extra goes unused. If the credit goes to the wrong thing, the payment barely moves. If it goes to a rate buydown, whether a temporary or permanent buydown, it can lower the monthly payment.

Leverage is only worth something if you use it well. In this market, smart buyers negotiate the payment, not the price.

Source: www.redfin.com/news/home-seller-concessions-august-2026/

09/25/2026

Everyone wants to wait for a buyer’s market—until it’s a buyer’s market.

Higher interest rates are a real challenge. But when homes sit longer and sellers are more willing to negotiate, buyers may have opportunities to ask for closing cost help, a rate buydown, repairs, or a better price.

If you’re thinking about buying, let’s run the numbers and build a strategy before you start shopping.

Address

1101 Sylvan Ave; Suite B-6;
Modesto, CA
95350

Website

http://www.caroldali.com/

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