Jarrod Montes, Loan Officer at Zoom Loans. NMLS #2376240

Home
United States
Modesto, CA
Jarrod Montes, Loan Officer at Zoom Loans. NMLS #2376240

Zoom Loans
Mortgage Loan Officer
(408)425-2950 📲
[email protected]
NMLS # 2376240

Get Qualified NOW https://buyerprequalify.com/jmontes

08/26/2026

Think you’re not ready to buy a home yet? 🏡

You might be closer than you think.

A lot of people wait because they think they need perfect credit, a huge down payment, or everything figured out before talking to a lender.

You don’t.

The first step is simply finding out where you stand.

If buying a home is something you’re thinking about — whether it’s soon or later down the road — send me a message. I’ll help you look at your options and figure out your next step.

Jarrod Montes
Mortgage Loan Officer
📞 (408)429-2950
🌐 ApplyWithJarrod.com

08/19/2026

Thinking about buying a home? 🏡 Getting your paperwork organized ahead of time can make the mortgage process much smoother.

Not sure what documents you’ll need or where to start? Send me a message—I’ll help you prepare and walk you through the process.

Jarrod Montes
Mortgage Loan Officer
📞 209-618-2350
🌐 ApplyWithJarrod.com

08/12/2026

Understanding your debt-to-income ratio (DTI) is a big part of knowing where you stand when buying a home. 🏡

The good news? You don’t have to figure it all out on your own. I can help you break down the numbers, understand your options, and see what you may qualify for.

📲 Have questions about buying a home? Let’s
talk.

Jarrod Montes
Mortgage Loan Officer
📞 209-618-2350
🌐 ApplyWithJarrod.com

05/16/2026

🏡 Lower payments. More flexibility. A smoother start to homeownership.

With a 1-0 buydown, you could enjoy a reduced mortgage payment during your first year in your new home — helping you keep more money in your pocket while you settle in.

Thinking about buying? Let’s explore your options and make homeownership more affordable. 📲

Jarrod Montes
Mortgage Loan Officer
📞 209-618-2350
🌐 ApplyWithJarrod.com

04/27/2026

If you’re paying rent every month… you’re already making a payment—just not toward your own home.

There are options right now with as little as 3% down + assistance programs available.

If buying has been on your mind, let’s make a plan and get you there.

Text “HOME” to 209-618-2350
or apply here: applywithjarrod.com
NMLS #2376240

03/10/2026

🏡 California’s Dream For All Program is BACK!

This program helps first-generation homebuyers with down payment assistance so you can finally get into a home without needing a huge amount of cash upfront.

I made a quick video explaining how it works and who qualifies.

If you’ve been thinking about buying a home in California, this could be a huge opportunity.

📩 Send me a message if you want to see if you qualify!

03/05/2026

🏡 California Dream For All Is Back

If you’re a first-generation homebuyer, you may qualify for up to $150,000 in down payment assistance through the CalHFA Dream For All program.

This program is designed to help people whose parents never owned a home finally achieve homeownership in California.

✔ Up to 20% of the purchase price in assistance
✔ Maximum assistance $150,000
✔ Registration is now open
✔ Deadline to apply: March 16, 2026

Spots are limited and applications will go through a randomized voucher selection process.

If you’re thinking about buying a home and want to see if you qualify, feel free to reach out.

📩 Message me anytime or call/text (209) 618-2350

— Jarrod Montes
Loan Officer | Zoom Loans

10/10/2025

📢 Open House Invitation!
We’re excited to host an open house at 1219 Wigeon Dr, Patterson tomorrow, Saturday from 1:00–3:00 PM. Carlos Sanchez

Stop by to tour this beautiful property and explore its open layout, modern updates, and inviting backyard. Whether you’re ready to buy or simply curious about what’s on the market, this is a great opportunity to ask questions and get expert advice 😁

Zoom Loans
Mortgage Loan Officer
(408)425-2950 📲
NMLS # 2376240

07/06/2025

🏡 Come join me and Carlos Sanchez at our open house today, July 6th, from 1–3 PM! Whether you’re ready to start the home buying process, get pre-approved, or just have some questions — we’re here to help. Stop by and say hello! Happy Sunday!

Zoom Loans
Mortgage Loan Officer
(209)618-2350 📲
NMLS # 2376240

04/04/2025

🏡 Understanding the Mortgage Loan Process 🏡

Thinking about buying a home but unsure about the mortgage process? Here’s a quick breakdown to help you navigate each step with confidence!

1️⃣ Document Verification – Submit necessary documents like income statements, tax returns, and employment details for review.
2️⃣ Credit Report Check – Your credit history and score are reviewed to determine loan eligibility and interest rates.
3️⃣ Home Appraisal – A licensed appraiser evaluates the property to ensure its value aligns with the loan amount.
4️⃣ Underwriter Review – The underwriter examines all documents, credit, and appraisal to make a final loan decision.
5️⃣ Rate Lock – Secure your interest rate to protect against market fluctuations while your loan is being processed.
6️⃣ Loan Funding – Once everything is approved, funds are released, and you move forward with closing on your home! 🎉

🏡💰 Buying a home is a big step, but you don’t have to do it alone. If you have any questions about the mortgage process or need guidance, feel free to reach out to me! I’d love to help you achieve your homeownership goals. 📩📞

Address

809 Sylvan Avenue #101
Modesto, CA
95355

Website

https://buyerprequalify.com/jmontes

Alerts

Be the first to know and let us send you an email when Jarrod Montes, Loan Officer at Zoom Loans. NMLS #2376240 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jarrod Montes, Loan Officer at Zoom Loans. NMLS #2376240:

Want your business to be the top-listed Finance Company in Modesto?