Brandi Elgen 1213496

Brandi Elgen 1213496 Brandi Elgen | Producing Branch Manager | NMLS #1213496
Synergy One Lending | NMLS #1907235 Brandi Elgen NMLS # 1213496

Synergy One Lending NMLS # 1907235

Homeownership doesn't come with an instruction manual — so here are 6 things your mom probably never told you about owni...
09/02/2026

Homeownership doesn't come with an instruction manual — so here are 6 things your mom probably never told you about owning a home 🏡📋

The streamlined refi Veterans should know about 👉 Swipe through!
08/31/2026

The streamlined refi Veterans should know about 👉 Swipe through!

Mixed signals all week, but rates didn't get any relief. Here's the breakdown.Monday opened quietly, with markets still ...
08/28/2026

Mixed signals all week, but rates didn't get any relief. Here's the breakdown.

Monday opened quietly, with markets still digesting the prior week's debt ceiling news and treasury buyback chatter. Tuesday brought a drop in new home sales — down sharply from June — with builders leaning on rate buydowns and price cuts to keep buyers at the table.

Wednesday's PCE reading was the week's main event. Inflation came in slightly above forecast, which kept pressure on yields. GDP for Q2 held near expectations, so the economy isn't falling apart — it's just not cooling fast enough to give the Fed cover to move.

Thursday's jobless claims were actually a bright spot. Claims came in below forecast and continuing claims dropped, pointing to a labor market that keeps holding up despite everything.

Friday wrapped the week with consumer confidence sliding to its lowest reading of the year, driven by Iran tensions, persistent inflation, and uncertainty about where things go from here.

The week ended essentially where it started — rates flat to slightly worse, no clear catalyst for relief on the horizon.

If you've been waiting for the market to hand you a perfect moment, this week was a reminder it probably won't. What you can control is your preparation. DM me and let's run your numbers. 📊

This isn't just about buying a house. It's about building your future 🏡
08/26/2026

This isn't just about buying a house. It's about building your future 🏡

Conventional loans are one of the most common financing options out there... but "conventional" doesn't mean "one-size-f...
08/24/2026

Conventional loans are one of the most common financing options out there... but "conventional" doesn't mean "one-size-fits-all." Swipe through to learn more 🏡

Rates moved in the wrong direction this week. Here's what drove it.Monday opened with markets already on edge — the Fed'...
08/21/2026

Rates moved in the wrong direction this week. Here's what drove it.

Monday opened with markets already on edge — the Fed's September meeting odds had traders pricing in a hold, and housing data was setting up to disappoint. Tuesday confirmed it: housing starts fell sharply in July, and oil held near $85 as the Iran situation dragged on with no resolution in sight.

Wednesday brought some brief relief when Treasury announced an expanded buyback program for longer-term debt. But that didn't last. The same day, the national debt crossed $40 trillion, and the Fed's meeting minutes dropped with a clear message: if inflation doesn't keep cooling, rates may need to go higher.

Thursday gave that back and then some.

The labor market is still holding, but the Fed isn't ready to ease. And oil prices mean inflation has another potential leg up.

If you're watching rates from the sideline — this week was a reminder that waiting for "perfect" has a cost. Getting pre-approved now puts you in control, regardless of where rates go next.

DM me and let's run your numbers. 📊

Told you not to swipe. 👀 But since you're here... let's talk about actually buying a home. It's more possible than you t...
08/19/2026

Told you not to swipe. 👀 But since you're here... let's talk about actually buying a home. It's more possible than you think. 🏡

The market spent this week getting more comfortable, not less. 📉Monday opened with everyone waiting on inflation data af...
08/14/2026

The market spent this week getting more comfortable, not less. 📉
Monday opened with everyone waiting on inflation data after a soft jobs report. Wednesday's CPI came in cooperative. Thursday's producer prices told the same story. By Friday, retail sales came in negative when growth was expected, and the conversation had fully shifted from whether the Fed hikes in September to how long they hold.
That combination, easing inflation plus a cooling consumer, is the backdrop that gives mortgage pricing room to breathe.
If you paused your search this summer because the math wasn't working, the math has quietly changed since then. Worth a look before the next round of data lands.
DM me and let's run your numbers.

kinda chic to build wealth with real estate 🏘️
08/12/2026

kinda chic to build wealth with real estate 🏘️

This week had a little bit of everything.Pricing improved early in the week, then gave some of it back by Thursday.Frida...
08/07/2026

This week had a little bit of everything.
Pricing improved early in the week, then gave some of it back by Thursday.
Friday brought the twist: July's jobs report came in weaker than expected, and that soft labor data pulled things back in buyers' favor to close out the week.
It's a good reminder that rates don't move in a straight line. Staying ready matters more than trying to time it perfectly.
DM me and let's run your numbers. 📊

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