MortgageDadof3 NMLS #190260

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MortgageDadof3 NMLS #190260 Joshua Dobson, NMLS # 190260
Text or call (209) 975-4989
Email me at [email protected] I don't stop helping once they get their keys.

Hello, I'm Josh aka MortgageDadof3
I've been doing this mortgage thing for over 20 years. Straight out of college, after obtaining my Bachelors in Economics and Political Science from the University of California - San Diego, I started working with my family in the business and I haven't stopped. I am a husband and the father of three beautiful daughters with 3 crazy dogs and a cat. I enjoy helping those who don't normally have someone champion their homeownership dreams. I build long lasting relationships with my family of home owners and future home owners. I am their go-to person for life when it comes to home financing. I find balance on the soccer field watching my daughters play at a competition level and help coach a couple of their teams. My oldest daughter just started playing comp volleyball so our schedules are crazy. My girls and my wife are the reason I hustle everyday to do what I can to make homeownership possible. Joshua Dobson | NMLS #190260 |

All Rights Reserved. (209) 988-9284 NMLS #190260 www.nmlsconsumeraccess.org
This advertisement does not constitute a loan approval or loan commitment. Loan Approval and/or loan commitment is subject to final underwriting review and approval.

11/03/2026

Stop Dating the Rate…

Permanently buy down the rate with the Sellers Money…

11/02/2026

How to buy a house with your partner…

This is a simple representation but talks about 3 of the main qualifications needed.

DM or Comment “Life” to get more details and see what housing programs are available to you. I help homebuyers and homeowners in 49 states

10/29/2026

Before you fall in love with the house and get “hitched”…

Even with a home inspection… you need to check these 5 things…looks can be deceiving

1. Roof useful life

2. Electrical panel and wiring

3. Heating and Cooling systems

4. Insurance .. not just homeowners but do you need separate Flood, Fire or even Hurricane insurance

5. Transaction history of house. Is it a recent flip? What work was done that corresponds to the price increase. Get invoices …

Follow for more homebuying/mortgafe tips and info

10/27/2026

October 2026 Housing Math.
The Math behind how much you should be making as a household to purchase a $400,000 home.

Comment or DM me Math and I will run the numbers for your homebuying journey

10/26/2026

Follow me for more financial advice

10/23/2026

Affordability is key…

Getting pre-approved to buy a home may not mean you are going to not be house poor.

Take a look at this video which illustrates the differences of being approved based on your Gross pay ( that lenders use) vs Take Home pay.

Want to find the payment that is comfortable for you? Comment or DM me NET

I help in 49 states

10/21/2026

Helping homebuyers in 49 states…

10/20/2026

Everyone is waiting for mortgage rates to drop.

But what if your biggest obstacle to buying a home is something completely different?

A $650 monthly car payment can affect your mortgage buying power more than you might realize.

That doesn’t mean you should rush to pay it off. The right strategy depends on your savings, other debts, and what you can comfortably afford.

Before you decide homeownership is out of reach, understand your numbers.

🏡 Comment PAYMENT for help creating your Mortgage Game Plan.

đź“Ś Save this before applying for a mortgage.
↗️ Share it with someone waiting for rates to drop.

Address

Modesto, CA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12099754989

Website

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