Larry Smith, Agent With New York Life

Larry Smith, Agent With New York Life I am an independent insurance agent with USABG, licensed to sell life and health insurance. I am not licensed in all jurisdictions.

My role is to provide tailored insurance solutions that fit your specific needs. I am licensed in several states in the United States. 5 years experience I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact

me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

2020 Main Street
Suite 1200
Irvine, CA 92614-8235

CA license #4183929

Changes in interest rates directly affect the performance of many estate planning strategies, and the Fed’s aggressive i...
03/08/2023

Changes in interest rates directly affect the performance of many estate planning strategies, and the Fed’s aggressive interest rate increases throughout 2022 could have both negative and positive impacts on your financial future. Read this article from The Nautilus Group to learn more and then let’s review your estate strategies to see if you can benefit from this higher interest rate environment. The Nautilus Group is a service of New York Life Insurance Company.https://thenautilusgroup.com/nautilusnavigator/impact_of_rising_interest_rates.pdf

As a proud sponsor of the ACC and Pac-12, we know how important it is to have a game plan and a coach to help you make t...
02/27/2023

As a proud sponsor of the ACC and Pac-12, we know how important it is to have a game plan and a coach to help you make the right plays along the way. Click here to learn about the benefits of teaming up with New York Life.

At New York Life, our agents lead with compassion when helping clients protect the ones they love. Learn more about the Love Takes Action campaign.

Even the star quarterback needs a coach to help them call the right plays. No matter where you are on the field, I can h...
02/26/2023

Even the star quarterback needs a coach to help them call the right plays. No matter where you are on the field, I can help guide you to make the right financial decisions. Reach out and let's discuss your next play.

Whole life insurance can be a great investment for you and your family. Learn how this type of investment can support your financial goals.

According to the latest Wealth Watch survey, over half (53%) of Gen Xers do not have any retirement savings or a retirem...
02/16/2023

According to the latest Wealth Watch survey, over half (53%) of Gen Xers do not have any retirement savings or a retirement strategy. If you're in the same boat, read the full report here and let’s discuss your options. Your future self will thank you.

New York Life's latest Wealth Watch survey reveals Gen Xers are the most worried about their financial health.

Gen Xers who have a financial strategy are focused on three key components in 2023: Building emergency funds (45%), bein...
02/15/2023

Gen Xers who have a financial strategy are focused on three key components in 2023: Building emergency funds (45%), being on track to retire at their desired age (44%), and paying off credit card debt (40%). Learn more in the latest Wealth Watch survey.

New York Life's latest Wealth Watch survey reveals Gen Xers are the most worried about their financial health.

Talking about life insurance can be difficult, but it’s a conversation that can be easier with the right information and...
02/14/2023

Talking about life insurance can be difficult, but it’s a conversation that can be easier with the right information and support. That's why I'm here. Read these tips to get started and reach out if you need more guidance.

New York Life shares the importance discussing family finances and talking to your family about inheritance, guardianship and living wills.

According to the latest Wealth Watch survey, Gen Xers reported the highest levels of anxiety and the lowest levels of ho...
02/14/2023

According to the latest Wealth Watch survey, Gen Xers reported the highest levels of anxiety and the lowest levels of hope regarding their finances when compared with other generations. Read the full report here and let’s come up with a strategy for you.

New York Life's latest Wealth Watch survey reveals Gen Xers are the most worried about their financial health.

Love is one of the main reasons why people buy life insurance. Whether you love your spouse or partner, your children or...
02/13/2023

Love is one of the main reasons why people buy life insurance. Whether you love your spouse or partner, your children or grandchildren, your parents or a favorite charity, life insurance is for anyone who loves.

Interest rate forecast shouldn’t be a significant factor in your annuity-buying decision. Instead, you should focus on i...
02/04/2023

Interest rate forecast shouldn’t be a significant factor in your annuity-buying decision. Instead, you should focus on its ability to create guaranteed lifetime income. Here’s why.

The relationship between annuities and interest rates often is misunderstood, leading to less-than-optimum decisions.

Life insurance is more affordable when you’re young and healthy. Take advantage of this fact and get coverage now.
02/03/2023

Life insurance is more affordable when you’re young and healthy. Take advantage of this fact and get coverage now.

Trying to decide if you should get life insurance in your 20s may be one of the more important financial decisions you make. Let New York Life help.

Did you know not 1, not 2, but 9 U.S. presidents have been New York Life policy owners? Click here to learn who they wer...
02/02/2023

Did you know not 1, not 2, but 9 U.S. presidents have been New York Life policy owners? Click here to learn who they were, and when you're ready to make a decision that shows real leadership, reach out and let's talk.

These presidents were insured by New York Life

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Seattle, WA

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