CDF Capital

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CDF Capital We help churches grow by connecting them with Kingdom-minded investors. CDF Capital is a proven partner in church financing. Since 1953.

This is not an offer to sell our securities, and we are not soliciting you to buy our securities. We will offer and sell our securities only in the states where authorized. The offering of our securities is made solely by our Offering Circular. The Certificates are unsecured debt securities subject to the terms, conditions, and risks described in our Offering Circular, including the risk of possible loss of the amount invested. Payment is dependent on CDF Capital's financial condition at the time payment is due. CDF Capital securities are not FDIC or SIPC insured, nor are they bank deposits. The CHURCH DEVELOPMENT FUND, CDF CAPITAL, CDF CAPITAL and DESIGN, and DESIGN ONLY trademarks and/or other identifiers referenced herein are trademarks of Church Development Fund, Inc., and may be registered in certain jurisdictions.

Religious construction spending has climbed sharply over the past two years. U.S. Census Bureau data shows spending reac...
10/16/2026

Religious construction spending has climbed sharply over the past two years. U.S. Census Bureau data shows spending reached $6.28 billion in April 2026, up 24 percent from April 2025, and $6.7 billion by June, up 32 percent year over year.

Construction input costs are climbing too, up 7.1 percent over the past year, driven largely by tariffs on steel, aluminum, and copper. But even that increase doesn't account for a 24 to 32 percent rise in spending. Churches are building more, not just paying more.

If your church is wondering whether now is the right time to build, we will walk with you every step of the way. Send us a DM to start the conversation.

Full data: https://fred.stlouisfed.org/series/TLRELCONS

What can happen when Christians put their resources to work for the Kingdom?For more than 70 years, CDF Capital has conn...
10/15/2026

What can happen when Christians put their resources to work for the Kingdom?

For more than 70 years, CDF Capital has connected Kingdom-minded investors with churches that need financial resources to grow.

Today, CDF has:
➡ More than $600 million in total assets
➡ 1,000+ church and ministry partners
➡ More than 70 years of helping churches grow

Those numbers are churches like NewLife Church, selling ten acres, stepping into a new home, and finding room to grow in ways they hadn't imagined.

It's possible because believers across the country are investing in the future of the church in America.

Become a Kingdom Investor.

Learn more: https://www.cdfcapital.org/investments/

They bought 10 acres to build a church. Then the plan changed.NewLife Baptist Church in Casa Grande, Arizona, was prepar...
10/13/2026

They bought 10 acres to build a church. Then the plan changed.

NewLife Baptist Church in Casa Grande, Arizona, was preparing to build a permanent home on land it had purchased for that purpose.

They later told CDF Capital, “Little did we know the Lord was using this vision as a tool to get us started saving and investing.”

Then in 2023, an unexpected opportunity opened up: an existing church property became available. Instead of pushing ahead with the original plan, NewLife changed course.

The church sold its 10 acres to help fund the purchase and stepped into a facility that gave them room to grow in ways they had not originally imagined.

Since moving to their new location in April 2023, NewLife has experienced growth akin to hitting the fast-forward button—people have been saved, baptized, and added to the church.

Furthermore, they were able to expand the children’s ministry and begin a coffee shop to support community outreach and worldwide missions. Amazed and excited by God’s miraculous movement, they shared that “so many beautiful stories are connected to what God has done at NewLife. He is worthy of our praise.”

Read more about their story: https://www.cdfcapital.org/a-season-of-miraculous-growth/

What if we stopped thinking of “ministry” as something that only happens inside a church?Jo Saxton has spent years equip...
10/12/2026

What if we stopped thinking of “ministry” as something that only happens inside a church?

Jo Saxton has spent years equipping leaders in both churches and workplaces. As an author, speaker, church planter, and leadership coach, she has seen firsthand how Christians can live out their calling wherever God has placed them.

One idea she shared with CDF especially stood out: We are all full-time. “Sunday is commissioning day,” she told CDF.

Jo desires to build up Christians who are striving day in and day out in the workplace.

“When we look at our heroes in the Bible, most of them had jobs. Whether it’s David or Joseph or Luke or Lydia, they were business leaders, they were doctors, they were working in the government—they had jobs.

“They actually model for us Kingdom opportunity—the opportunity for the gospel and for ministry in the context of everyday life.

“We should be commissioning people as they go into the week. Sunday is commissioning day. When we don’t communicate that, we might accidentally give people the impression that real spiritual maturity is found in full-time vocational ministry, rather than recognizing that we are all full-time—some of us are expressing our gift and our call and our ministry in the context of work and some of us are expressing it in the context of church.”

We’re grateful for leaders like Jo who challenge the Church to think bigger about where ministry happens and who gets to be part of it.

Read the full conversation: https://www.cdfcapital.org/leading-the-church-and-the-marketplace-a-conversation-with-jo-saxton/

Sometimes, in the hurriedness of our lives, we miss obvious things.Maybe we miss the keys we are holding in our hands as...
09/30/2026

Sometimes, in the hurriedness of our lives, we miss obvious things.

Maybe we miss the keys we are holding in our hands as we rush about, looking for them. Or perhaps we grab two different colored socks and only realize it halfway through the day. These small lapses might cause us to laugh, but what about the bigger things we might be forgetting?

For those of us caught up in a jam-packed calendar, the rush of a churning news cycle, and the whirring of days passing like minutes, let’s ask ourselves: What obvious truths do we need to be reminded of today? Here are a few to ponder.

1. God is with us and is our provider.

“Every good and perfect gift is from above, coming down from the Father of the heavenly lights, who does not change like shifting shadows” (James 1:17 NIV).

This is a reality we need reminded of regularly. Many of the messages we receive each day tell us that we have to look out for ourselves first—if we don’t prioritize our happiness, our needs, or our desires, who will? But the truth is that God knows us more intimately and loves us deeper than we can fathom. The Lord loves to care for His children.

2. People are in need, and we can help them.

“But if anyone has the world’s goods and sees his brother in need, yet closes his heart against him, how does God’s love abide in him? Little children, let us not love in word or talk but in deed and in truth” (1 John 3:17–18 ESV).

As followers of Christ who are committed to living generously, we will likely become more aware of opportunities to serve others. How can we seize those opportunities today?

3. This life, the one we are busy flying through, is not meant to last forever.

“And just as it is appointed for man to die once, and after that comes judgment” (Hebrews 9:27 ESV).

Not one of us will live forever on this earth. Making a plan ahead of time for the care of our loved ones and the distribution of our estate can bring peace now and provide great comfort later.

Living lives of good stewardship.

As we grow in stewardship—managing the resources God has lent to us—let’s choose to act on these three obvious truths. Let’s dwell on the truth of God’s care for us, seek to share from the abundance we have received, and make plans to care for our loved ones after we are gone.

09/29/2026

Community Christian Church exists because a group of mostly retired people wanted a church that would reach young people. In 1984, they built its first building directly across from the largest high school in the Valley.

The strategy worked. A youth group grew. Young families came. A children's ministry filled the building. The church kept growing and needing more room, and church financing from CDF Capital made that growth possible along the way.

Today the church in Hemet, California, is still growing into the mission its founders built across the street from all those years ago.

When local churches thrive, lives are transformed.

CDF Capital is heading to SpireConference with the Spire.Network in Indianapolis, Indiana, September 29 through October ...
09/28/2026

CDF Capital is heading to SpireConference with the Spire.Network in Indianapolis, Indiana, September 29 through October 1.

For CDF Capital, it is an opportunity to meet with church leaders and hear what God is walking their churches through and talk through what may be next.

If you will be at Spire and your church is thinking about a building project, church financing, or another significant next step, come find us. Our team understands ministry, not just finance. We will walk with you every step of the way.

09/25/2026

Kingdom investing stretches from coast to coast, and so do these baptisms at CDF Capital partner churches in California, Indiana, Massachusetts, and Florida.

No interviews or narration. Just water, cheering, and person after person celebrating a new life in Jesus.

These moments happened in different sanctuaries, in front of different church families, in different corners of the country. But the joy in becoming brand new in Christ looks identical.

Believers across the country are investing in the future of the church in America. This is what that future looks like.

09/22/2026

"They looked past the bottom line ... and they really believed in what God was doing." — Tom Lanning, Executive Pastor, VantagePoint Church, Eastvale, California

For 13 years, VantagePoint Church met in a high school. Towing trailers. Setting up. Tearing down. Every single week.

The church raised the money for a permanent home and bought the land. Then, just as building was about to begin, its financial institution was unable to move forward, and the dream stalled.

That is when CDF Capital entered the story and said: Let's see what we can do together.

CDF Capital has partnered with VantagePoint Church since 2018, funded by Kingdom-minded investors who choose to put their resources behind churches like this one. Today the church has its building, and its vision has not changed: to be living proof of a loving God.

None of this happens without Kingdom-minded investors willing to say yes to a church other lenders passed on.

We all need to be regularly reminded of how loved we are, especially when the busyness of the calendar tends to take all...
09/18/2026

We all need to be regularly reminded of how loved we are, especially when the busyness of the calendar tends to take all of our attention. When we feel like we are constantly putting out fires or running from one challenge to the next, we can forget that we are children of God and deeply cherished.

Pastors, ministers, and church leaders are as susceptible to this as everyone else.

Join us in praying for ministers, church leaders, and pastors as they head into the weekend.

Pray this: Lord, we pray for Your strength to be upon our pastors and leaders of Your church. May they develop a healthy rhythm of seeking Your provision and praising You for blessings. We speak against the enemy's lies that busyness is the only road to success. We pray for our leaders that they may rest in Your presence and the reminder of Your love for them.

Ministry was never meant to be done alone. At CDF Capital, we are praying with you.

Tag a pastor or church leader who could use this prayer today.

Address

17701 Cowan Suite 100
Irvine, CA
92614

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+18885407112

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