Verushkacasa , Mortgage Brokers NMLS #11661

05/21/2026

🏠 Zero down payment? YES, it's possible! 💜

Our FHA Down Payment Assistance Program gives you THREE ways to cover your down payment AND closing costs — and the best part? The fund NEVER runs out!

✅ 3.5% DPA — Fully Amortized
✅ 5% DPA — Fully Amortized
🎁 3.5% DPA — Forgivable After 3 Years*

Hey Realtors — this one's for you too! 👇
More of your buyers will qualify because:
🔹 No income limits
🔹 Not limited to First-Time Home Buyers
🔹 FICOs from 600 accepted — no MAX DTI with AUS approval
🔹 100% & 101.5% CLTV options available
🔹 Minimal FHA overlay guidelines
🔹 Priced to require less cash to close
🔹 Fund NEVER runs out
🔹 Available in Florida & Texas
🔹 Solid alternative to bond/state agencies

📞 Call me today to price this loan and let's make homeownership happen!

📞 (786) 540-0011
🌐 verushkacasa.com
📧 [email protected]

— Vera Sobolnitsky | Mortgage Broker | FL & TX | NMLS #2588850
"Where smart financing meets stylish living." 💜

04/19/2026

Very Italian Weekend celebrating mom’s birthday! To many more! Love you ❤️

04/12/2026

What is the loan limit in Florida?
FHA Loan Limits in 2023 📈-
2023 FHA Loan Limits Florida is $472,030 and goes up to $874,000 for high-cost counties for one-unit properties. FHA Loan Limits 2023 For Florida for 2-unit properties is $604,400 and goes up to $1,118,900 for high-cost counties.

04/12/2026

04/12/2026

Starting Oct 31st there will be funds available again for first time homebuyers. This unique program makes available more money to the buyer which can be used to lower their out-of-pocket costs more so than most standard down payment assistance program.

04/12/2026

02/25/2026

Mortgage rates fell this week to their lowest level since September 2022, with the average 30-year fixed rate dropping to 6.01% from 6.09% last week, according to Freddie Mac. 🔗⬇️

01/24/2026

Wow, what a news. Florida is a new banking capital 💪💪💪

SUNSHINE SAVINGS: Wells Fargo confirmed it is relocating its wealth management headquarters to West Palm Beach, making it the first major U.S. bank to base those operations in Florida as companies continue to flee high-tax blue cities for the Sunshine State.

01/22/2026

President Donald Trump signed an executive order Tuesday to curb large investors from buying single-family homes, part of a broader effort to slow rising housing costs. He has also proposed measures to boost affordability, including expanded mortgage support and allowing 401(k) withdrawals for home purchases, while pledging not to undermine existing home values.

01/08/2026

Start 2026 with a strong financial strategy!
Homeownership is more than a dream — it’s an investment in your future wealth. Getting pre-approved is the first step toward achieving your goals. Let’s discuss your financial strategy and create a mortgage plan designed for your success.
✅ Quick & easy pre-approval
✅ Personalized guidance
✅ Build wealth with confidence this year
📩 Message me today and let’s make 2026 your year of smart financial moves!