Lili Del Toro NMLS# 416871 Mortgage Loan Officer

09/07/2026

08/25/2026

Even though rates were low in 2020-2021, the prices of homes in 2021 were extremely high. Offers were being made over asking price, driving up costs even more. Rates shouldn’t prevent you from buying a home. Contact me today to discuss your options.

https://myoc.io/LiliDelToro

08/24/2026

Check out this statistic!

08/12/2026

08/03/2026

https://myoc.io/LiliDelToro

06/29/2026

🏡 Thank you for following along during National Homeownership Month! 💙💛

This month we talked about:
✨ Down payment myths
✨ Credit misconceptions
✨ Savings strategies
✨ The importance of education & planning

And most importantly… I hope you learned that you do NOT need to have everything figured out before starting the conversation. 🙌

No question is too early, and no conversation is too small. Whether homeownership is 2 months away or 2 years away, I’m here to help guide you every step of the way when the timing is right for YOU. ✨️

https://myoc.io/LiliDelToro

06/26/2026

🏘️ Homeownership creates more than just a place to live... it helps strengthen communities, too. ❤️

Communities benefit from:
✨ Neighborhood stability
✨ Local investment
✨ Volunteerism
✨ School & community involvement

When you buy a home, you’re not just investing in yourself and your family… you’re also investing in your community. 🏡

https://myoc.io/LiliDelToro

06/22/2026

📉📈 Nobody can perfectly predict interest rates.

Rates may change… but so can home prices and competition in the market.

While interest rates are important, what matters MOST is making sure your payment fits comfortably within your short-term and long-term goals. 🏡

Focus on:
✅️Your budget
✅️Your needs
✅️Your timeline

Buying decisions should be based on YOUR goals... not the headlines. ✨

https://myoc.io/LiliDelToro

06/19/2026

💭 “I don’t know where to start.”
💭 “Rates are too high.”
💭 “I need perfect credit.”
💭 “I’m afraid of getting denied.”

I’ve heard it all! And you are definitely not alone. 🏡

Sometimes the biggest obstacle to homeownership is simply not knowing what to expect. But that uncertainty shouldn’t stop you from exploring your options.

Let’s schedule time to chat so I can help answer your questions, explain the process, and help you understand what may be possible for YOU. ✨

https://myoc.io/LiliDelToro