08/10/2026
You're not behind.
The average first-time buyer in 2026 is 38 years old, with a household income around $97,000. That's not a late start — that's what it actually takes right now.
Building enough for a home takes time. Careers grow. Savings grow. Life happens in an order that doesn't match anyone else's timeline.
And the path is wider than most people think:
→ Wages are rising, which means real buying power
→ FHA loans can go as low as 3.5% down
→ Down payment assistance programs exist in most areas and can cover closing costs too
Homeownership isn't about timing the market. It's about timing your life.
When you're ready, we'll build the plan around where you actually are — not where you think you should be.
💬 Comment READY or send a DM and let's map it out.
Source: AmeriSave.com. United Mortgage Corp., NMLS ID #1330. Equal Housing Lender. This is not a commitment to lend. Programs, rates, terms and conditions subject to change without notice. All loans subject to credit and property approval. Licensed in NY and other states. www.nmlsconsumeraccess.org
