Erick F Cifuentes NMLS ID # 155760 Senior Mortgage Analyst

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Erick F Cifuentes NMLS ID # 155760 Senior Mortgage Analyst Senior Mortgage Analyst 20 yrs in the industry. Purchases & Home Refinances including VA, FHA, Conventional, Non QM Products

✅ Gutters. ✅ Furnace. ✅ Leaves (again).There's one more item most homeowners miss every fall: a quick look at the mortga...
10/06/2026

✅ Gutters. ✅ Furnace. ✅ Leaves (again).
There's one more item most homeowners miss every fall: a quick look at the mortgage.
Three of these take a weekend. One takes a phone call. Let's cross it off.
https://myoc.io/ecloans



Call me at 516-422-8857; Mortgage Analyst; NMLS ID # 155760

🍂 Pumpkins on the steps, kids on the swing, and a front-row seat to every season. If this is the fall you finally stop s...
10/01/2026

🍂 Pumpkins on the steps, kids on the swing, and a front-row seat to every season. If this is the fall you finally stop scrolling listings and start planning, we're here to walk you through the options.

Talk to a Mortgage Analyst about what could work for you.
https://myoc.io/ecloans



Call me at 516-422-8857; Mortgage Analyst; NMLS ID # 155760

🍁 The leaves aren't the only thing that changed this year. Maybe your income did. Maybe your home's value did. Maybe you...
09/29/2026

🍁 The leaves aren't the only thing that changed this year.

Maybe your income did. Maybe your home's value did. Maybe your plans did.
A fall mortgage review helps you see where you stand before the year ends. No pressure, just numbers.
https://myoc.io/ecloans



Call me at 516-422-8857; Mortgage Analyst; NMLS ID # 155760

The school supply list isn’t the only thing that may have grown. 🎒🏠If your home has gained value, that may be something ...
09/28/2026

The school supply list isn’t the only thing that may have grown. 🎒🏠
If your home has gained value, that may be something worth exploring, too. We can help you understand your options and see how your home’s equity could fit into the bigger picture.
https://myoc.io/ecloans



Call me at 516-422-8857; Mortgage Analyst; NMLS ID # 155760

A new school year is a reminder that there’s always another assignment waiting. 🎒 But this one is a little different.You...
09/24/2026

A new school year is a reminder that there’s always another assignment waiting. 🎒 But this one is a little different.
Your home may have more potential than you realize. Whether you’re thinking about a big expense, a home project, or simply want to understand your options, it may be time to take a closer look at what your home can do for you.
https://myoc.io/ecloans



Call me at 516-422-8857; Mortgage Analyst; NMLS ID # 155760

Big games. Big plays. Big goals. 🏈 Score big this season with a home loan customized to help you achieve your financial ...
09/16/2026

Big games. Big plays. Big goals. 🏈 Score big this season with a home loan customized to help you achieve your financial goals. Purchase, refinance, cash-out and more, we’ve got the playbook to help you successfully reach the endzone!
https://myoc.io/ecloans



Call me at 516-422-8857; Mortgage Analyst; NMLS ID # 155760

There’s always going to be a reason to wait.But if buying an investment property is something you’ve seriously considere...
09/14/2026

There’s always going to be a reason to wait.
But if buying an investment property is something you’ve seriously considered, you don’t have to figure everything out before you start asking questions.

Start by finding out what your options actually look like. Ask us about Investor Advantage!
https://myoc.io/ecloans



Call me at 516-422-8857; Mortgage Analyst; NMLS ID # 155760

🏈 It’s football season, the perfect time to get in the game and purchase the home of your dreams! We’re ready with the ...
09/11/2026

🏈 It’s football season, the perfect time to get in the game and purchase the home of your dreams! We’re ready with the right game plan to get you pre-approved and down the field to the closing table! Suit up and let’s get going!
https://myoc.io/ecloans



Call me at 516-422-8857; Mortgage Analyst; NMLS ID # 155760

With the Reliance Advantage Program, qualified borrowers may have alternative ways to document income, including bank st...
09/10/2026

With the Reliance Advantage Program, qualified borrowers may have alternative ways to document income, including bank statements.

Because getting you home starts with looking at the whole picture.
https://myoc.io/ecloans



Call me at 516-422-8857; Mortgage Analyst; NMLS ID # 155760

Address

201 Old Country Road Suite 205
Melville, NY
11747

Telephone

+5162869910

Website

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