Kim Osman Insurance Group, Inc.

Kim Osman Insurance Group, Inc. The Kim Osman Insurance group is your independent Nationwide Agency

With over 30 years’ experience in personal lines insurance we specialize in coverage like Home, Auto, Life, Boat, RV, Flood and many other types of personal insurance policies. Come see why It's Always A Great Day At The Kim Osman Agency, and let us help you protect the important things in your Life.

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, r...
09/07/2026

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, restful break.

Please note that our office will be closed on Monday, September 7th, in observance of the holiday, and will reopen on Tuesday, September 8th.

Lithium-ion batteries power many of the devices we rely on every day, but improper storage, charging, or handling can in...
09/04/2026

Lithium-ion batteries power many of the devices we rely on every day, but improper storage, charging, or handling can increase the risk of overheating and fire.🔋

Taking a few simple precautions—such as keeping batteries away from extreme temperatures and safely disposing of damaged batteries, can help protect your home and family!

09/02/2026

TEE TIME WITH A DREAM TEAM OF PARTNERS ⛳
When: September 15, 2026
4:00-6:00PM
Where: LaunchPad Golf Simulation
3650 Murrell Rd, Rockledge

Before your kids head out the door, make sure they know how to get to school safely, no matter how they are getting ther...
09/01/2026

Before your kids head out the door, make sure they know how to get to school safely, no matter how they are getting there. Here are a few tips to keep in mind:

🔵Walking to school? Stick to sidewalks, cross only at crosswalks, make eye contact with drivers before stepping into the street, and always walk in a group when possible.

🔵Riding a bike? A properly fitted helmet is non-negotiable. Remind students to ride on the right side of the road with traffic, come to a complete stop before crossing, and choose a route with minimal intersections and light traffic.

🔵Taking the bus? Students should stand at least 6 feet back from the curb when waiting for a bus, wait for the bus to come to a complete stop before boarding, and never walk behind or in front of a bus without making eye contact with the driver first.

🔵Getting dropped off? If you drive your child to school, obey school zone speed limits, follow your school's drop-off procedure, and never pass a bus that is loading or unloading children.

🔵Teen drivers? Review the basics of safe driving. This includes, but is not limited to, having all passengers wear seatbelts, putting devices away while driving, and driving the speed limit.

We hope you find these tips helpful as students transition back to school. As always, if you have any needs or questions, do not hesitate to reach out to our team. We are happy to help.

Keep yourself and your family prepared for hurricane season this year with Ready 5's Disaster Preparedness Checklist!
08/31/2026

Keep yourself and your family prepared for hurricane season this year with Ready 5's Disaster Preparedness Checklist!

Cyber threats like ransomware, phishing, and vendor outages continue to rise, and they’re now a leading cause of busines...
08/25/2026

Cyber threats like ransomware, phishing, and vendor outages continue to rise, and they’re now a leading cause of business disruption. These incidents can impact everything from daily operations to revenue and reputation, with reported losses reaching billions each year.

We put together a quick overview to show how cyber insurance can help protect your business against these risks.

If you’re unsure how your current policy would respond during a cyber event, our team at Kim Osman Insurance Group can help you review your coverage and understand your options. Reach out anytime to make sure your business is prepared.

As we move through hurricane season, our team at Kim Osman Insurance Group wants to remind our community how important i...
08/20/2026

As we move through hurricane season, our team at Kim Osman Insurance Group wants to remind our community how important it is to review your insurance coverage before a storm is on the radar.

A few key areas to look at:
• Hurricane deductibles – Understand what triggers yours and how much you’d be responsible for if your home is affected.
• Flood and windstorm coverage – Flood insurance is separate, and some policies limit windstorm protection. Make sure there are no gaps.
• Claims preparation – Document your property now, then take photos and videos of any damage before cleanup. Save all receipts for repairs.

If you’re unsure whether your current coverage is enough, we’re here to help you walk through your options. Reach out to our team anytime.

As families prepare for a new school year and communities adjust to shifting traffic patterns, our team is helping raise...
08/13/2026

As families prepare for a new school year and communities adjust to shifting traffic patterns, our team is helping raise awareness for National Traffic Awareness Month with a few timely reminders.

Back-to-school season brings earlier mornings, busier intersections, and more young pedestrians on the move. A little extra patience and awareness can go a long way in keeping everyone safe.

Whether you're a parent navigating drop-off lines or a driver sharing the road with school buses, staying alert and following posted guidelines helps protect the most vulnerable people in our neighborhoods.

If you find this helpful, share it with someone who could use the reminder. And if you ever have questions about safety or coverage, our team is always here to help.

As families get ready for a new school year, it’s a great time to make sure your student has the insurance protection th...
08/06/2026

As families get ready for a new school year, it’s a great time to make sure your student has the insurance protection they need. College life changes quickly, and coverage needs can shift just as fast.

Here are a few important areas to revisit before move-in day:
• Personal property coverage for items taken to campus
• Auto insurance updates if your student is bringing a car or leaving one at home
• Liability protection for dorms or off‑campus housing

A quick review now can offer real peace of mind once the semester begins. Our team at Kim Osman Insurance Group is here to walk through your current coverage and help determine whether any updates or add‑ons might be a good fit.

If you have questions or want a personalized review, we’d love to help.

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on y...
07/28/2026

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

Address

474 N Harbor City Boulevard, Ste 4
Melbourne, FL
32935

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13212422311

Website

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