11/21/2025
📣 Health Insurance Open Enrollment for 2026 Is Now Underway!
If you need Marketplace health coverage for 2026, now is the time to enroll.
�🗓️ Enroll by December 15, 2025 for coverage starting January 1, 2026�🗓️ Enroll by January 15, 2026 for coverage starting February 1, 2026
You may qualify for significant premium savings through the Advance Premium Tax Credit based on your estimated income for the year.
✨ Especially for tipped employees:�If you earn tips, you may now be eligible to deduct up to $25,000 of qualified tip income on your taxes for 2025 and beyond. This may reduce your reported Modified Adjusted Gross Income (MAGI), which is what the Marketplace uses to determine subsidy eligibility — meaning you could qualify for even lower monthly premiums.
Whether you're a server, bartender, stylist, valet, hospitality worker, or in another tipped occupation — this is a great time to review your options.
Need help applying or updating your income?�I can assist you with Marketplace enrollment, plan comparisons, and subsidy eligibility at no cost to you.
📩 Message me today to get started while Open Enrollment is still open!
Maria Mendelson, Insurance Broker NPN 18663115
Litchfield Insurance Group
1600 W Eau Gallie Blvd, Suite 202
Melbourne, FL 32935
📱 561-777-3301