Arty Pagan - State Farm Insurance Agent

05/30/2026

05/28/2026

https://www.wgcu.org/section/weather/2026-05-27/property-insurance-experts-cautiously-optimistic-ahead-of-2026-atlantic-hurricane-season

A “below-normal” year for storms could further a positive trend for Florida's insurance market, industry experts contend. But because of Florida’s location between the Atlantic and Gulf, homeowners will always be at risk, which will temper any potential reductions to premiums.

05/25/2026

DROUGHT RELIEF COMING - Help is on the way, Florida! A plume of deep tropical moisture is forecast to move across the state the second half of next week. Multiple rounds of beneficial rain is on the table — which is fantastic news since Florida is dealing with the worst drought in over 25 years. Keep in mind too much rain at once isn’t a good thing — since we don’t want a flood, but this should help improve the current drought situation. I’m currently expecting widespread totals of 2 - 4 inches across Florida over the next 10 days — but isolated totals could easily exceed 10 - 12 inches in some spots. I also want to reiterate that the potential for any tropical development remains extremely low at this time — and even if something were to form it would just be a rain-maker. First name on the list is Arthur. I’ll keep you posted as we iron out the details.

05/25/2026

🛴 Florida is on the verge of its first major statewide e-bike safety law, with SB 382 having passed both chambers of the legislature unanimously and now awaiting Governor DeSantis' signature to take effect immediately.

The bill introduces two key new rules for riders. First, anyone riding an e-bike on a sidewalk or pedestrian area must slow to 10 mph or less whenever a pedestrian is within 50 feet, a distance roughly equal to one and a half school bus lengths. Second, riders on shared pathways in parks and recreational areas that are not directly adjacent to roads must yield to walkers and provide an audible signal, such as a bell or verbal warning, before passing. Violations would be treated as noncriminal traffic infractions carrying a $30 fine, with penalty enforcement beginning July 1, 2026 🚶.

The bill also creates a Micromobility Device Safety Task Force made up of law enforcement, local government leaders, medical professionals, and industry representatives, tasked with reviewing current laws and delivering recommendations for additional safety improvements to the governor and legislature by October 2026. Law enforcement agencies will also be required to track and report all e-bike related crashes statewide.

The legislation comes as ER visits tied to e-bikes and scooters are rising sharply across Florida and local communities like Orange County are working to craft their own additional restrictions ahead of the school year 🏥.

05/22/2026

Our office will closing at 3pm today.

Thank you.

Arty

05/20/2026

05/02/2026

*TORNADO WATCH* in effect across Central Florida until 6 PM today. Counties in yellow have the potential for an isolated spin-up tornado as a line of storms moves through. I'll continue to provide you updates 24/7. ⚠️🌪️