Susan Hammack - Sr. Mortgage Banker, CMA

09/15/2026

Buying a home can feel like a roller coaster.

The good news? Your mortgage payment doesn't have to start at full speed.

A temporary buydown may help lower your monthly payment during the first year or two of your loan, giving you more room in your budget while you settle into your new home.

Wondering if a temporary buydown could work for your homebuying plans? Send me a message. I'd be happy to walk you through your options.
https://myoc.io/susanhammackc



NMLS # 1526533

09/11/2026

Remembering and honoring the lives lost on September 11, 2001, and the courage of those who responded with strength and service. We will never forget.

NMLS # 1526533

09/11/2026

5.0 star review received on Experience.com for Susan Hammack by Gabrielle R - Susan rocked we had a fun time with her. When things got tough she stayed positive and coached us through it. We couldn't of done it without he.

Click to see all 277 reviews of Susan Hammack, Senior Mortgage Banker

09/09/2026

Crisp air, cozy days, and a fresh season for new beginnings. If a new home is on your fall wish list, getting pre-approved is a great place to start. Let’s get you ready to fall in love with your next home!

NMLS # 1526533

09/08/2026

Before you can play the homebuying game, someone’s got to roll the ball. 🟢

That’s what the Origination Fee does.

It’s the payment that gets your loan started. Picture it as giving the ball its first little push. 🫸

Once it’s rolling, the rest of the mortgage process follows!
https://myoc.io/susanhammackc



NMLS # 1526533

09/07/2026

This Labor Day, I’m thinking about all the early mornings and late nights that turn into a down payment. That's the work our team gets to be part of. Enjoy the day off, you've (more than) earned it.



NMLS # 1526533

09/06/2026

5.0 star review received on Experience.com for Susan Hammack by Jerome P - Susan was patient and very knowledgeable througout the whole experience . I would highly recommend her to friends , family and peers .

Click to see all 276 reviews of Susan Hammack, Senior Mortgage Banker

09/03/2026

One of the biggest obstacles to buying your next home... is qualifying while
you're still paying for your current one.
That's where DTI Buster may help.
Qualified buyers may be able to:
Exclude their current mortgage from their qualifying debt ratio
Submit offers without a home sale contingency
Buy first, then sell
Every situation is unique, but I'd be happy to walk you through your options.
Send me a message to learn more.
https://myoc.io/susanhammackc



NMLS # 1526533

09/02/2026

Thanks to the incredible efforts of our team during our Month of Service, we packed 2,500 disaster relief kits to help families when they need it most.

Some kits have already been sent to Venezuela, while the rest are positioned throughout our footprint, ready to provide support when disasters strike.

NMLS # 1526533

09/01/2026

A great mortgage experience is built on communication, strategy, and trusted guidance from start to finish. If you’re thinking about buying or refinancing, let's talk.
https://myoc.io/susanhammackc



NMLS # 1526533