Jessica Collins, Loan Officer

08/27/2026

🇺🇸 Veterans & Active-Duty Military — Your VA Benefits Could Help You Become a Homeowner! 🏡

Did you know you may qualify for a **VA loan with NO money down?** 🇺🇸 VA loans can also offer no monthly mortgage insurance and competitive interest rates, making homeownership more attainable for eligible veterans and active-duty military members. 🎖️

And there’s more! We’re offering **a $1,000 lender credit toward closing costs for our veterans** on qualifying VA loans closed with us. 💰🏠

I’m Jessica Collins, and my job is to help you explore your options and make homeownership possible. ❤️

📞 Give me a call at 434-665-0086 and let’s talk about how you can take advantage of your VA homeownership benefits—and claim your **$1,000 lender credit!**

🇺🇸 Thank you for your service and sacrifice!

08/20/2026

🏡🎉 **Congratulations to our NEW HOMEOWNERS!** 🎉🏡
A huge congratulations to these wonderful new homeowners on the purchase of their new home! 🔑🏠 It was truly a pleasure working with you, and I’m so grateful you trusted me to be part of such an exciting milestone. ❤️

A special Thank You to Ryan for all his hard work and dedication in helping make this a smooth and successful transaction! 🤝👏 It takes a great team to get to the closing table, and I appreciate everything you did to help make it happen!

Wishing our new homeowners many years of happiness, memories, and special moments in their new homes! 🥂🏡❤️

**Congratulations and welcome to homeownership!** 🎊🔑

08/20/2026

08/18/2026

🏡 **One of the biggest homebuying myths I hear all the time…**

I recently spoke with a couple who had been putting off buying a home because they believed they **had to have 20% down AND a 700+ credit score.** 😳

The truth? **You may not need either one!** 🙌

There are government-backed loan programs designed to help buyers who may have less-than-perfect credit and who don't have a large down payment saved. 💰🏠

👉 **Before you count yourself out, let's have a conversation!** You may have more options than you think.

I'm happy to sit down with you, explain your options, and help you create a plan that fits **your** needs and goals. ❤️

📞 **Give me a call — Jessica Collins (434) 665-0086**
Let's talk about what's possible for YOU! 🏡✨

08/17/2026

🏡 **Whatever Your Homeownership Goals, I’m Here to Help!** 🔑

Whether you’re looking for a **Conventional, FHA, USDA, or VA loan**, I’m here to help you find the mortgage solution that fits your needs!

With **20+ years in the mortgage business**, I bring experience, knowledge, and access to some of the best loan products available to help my clients navigate the homebuying process with confidence. 🙌

Whether you’re a **first-time homebuyer, moving up, refinancing, or using your VA benefits**, let’s talk about your options!

📲Give me a call today: 434-665-0086/ www.YourMTGLender.com
Let’s make your homeownership goals a reality! 🏠✨

08/07/2026

🏡 **So... how old were you when you found out you DON'T need a 20% down payment to buy a home?** 🤔

Many people are surprised to learn that you may be able to purchase a home with **as little as 3.5% down** through some standard loan programs! 💰✨

Don't let outdated information or common myths keep you from achieving your dream of homeownership. There may be more options available than you think!

📞 If you're wondering what you qualify for or what your next step should be, let's have a conversation. I'm here to help!

Call me today – Jessica Collins (434) 665-0086

Helping you turn homeownership into reality, one step at a time. 🏠❤️

07/31/2026

🎓💰 **Student loan payments are back... but your home could be part of the solution!** 🏡

If you're a homeowner with equity, you may be able to use it to pay off your student loans and combine those payments into your mortgage, depending on your financial situation.

✅ Simplify your monthly bills
✅ Potentially reduce your overall monthly payment
✅ Put your home's equity to work for you

It's not the right solution for everyone, but it may be worth exploring. Let's review your options and see what makes the most financial sense for your situation.

📞 Give me a call today 434.665.0086—I'd love to help!

🏡✨