Maria Carreno/ Mortgage Loan Officer

06/15/2026

Mortgage rates have been on quite a journey.

From double-digit rates in the 1980s to the record lows of 2021, our latest article breaks down the key moments that shaped the mortgage market and what they can teach us about today.
https://myoc.io/mariacarrenoapply/ajXpN



NMLS # 1952817

06/15/2026

¿Se puede comprar una casa habiendo tenido tu permiso de trabajo solo por 2 años? La respuesta te va a sorprender

Maria Carreno
Mortgage banker
Atlantic bay mortgage group
NMLS #1952817 license in VA & NJ
434-329-8906
[email protected]

06/13/2026

Thinking about what comes next? Let's connect and put a plan together. Reach out anytime.
https://myoc.io/mariacarrenoapply



NMLS # 1952817

06/12/2026

Want a huge advantage over other homebuyers? We’ve got a new way to make your offer more competitive!

Atlantic Bay’s Fast Track Buyer Advantage pre-approval process...
• Shows the seller your financing is solid.• Arms you with an offer that can compete with cash.
• Provides a smoother, faster closing process.

Still home shopping? You don’t even need an address to get pre-approved. Call me today to start your application!
https://myoc.io/mariacarrenoapply

NMLS # 1952817

06/11/2026

🏡 Para que una hipoteca sea aprobada, no solo importa cuánto ganas, sino que puedas demostrarlo y que tus ingresos sean estables.

Te cuento qué valoran las entidades financieras.

Maria Carreno
Mortgage banker
Atlantic bay mortgage group
NMLS #1952817 license in VA & NJ
434-329-8906
[email protected]

06/10/2026

June is National Homeownership Month, and an important year-midpoint for our business. 📊
Tap the link below for my article on becoming the go-to guide for the current market. 🏡
➡️atlanticbay.com/knowledge-center/real-estate-roundup-mid-year-market-update/?utm_source=socialcoach&utm_medium=organic

Want my monthly Round-Up email? just DM me! 📲



NMLS # 1952817

06/09/2026

06/08/2026

The first-time buyer label is actually a lot more flexible than most people realize. It’s less about being a literal beginner and more about your current situation. Life changes or previous housing types can sometimes reset your status, giving access to programs designed to get you into a new place with much less stress.

If you think you might fall into one of these categories, let's look at the numbers together. Send a quick message to see where you stand.
https://myoc.io/mariacarrenoapply



NMLS # 1952817

06/08/2026

Después de semanas o meses de proceso, llega el mejor día: el cierre. 📑✍️ Tu préstamo queda formalizado, la compra se completa y la casa pasa oficialmente a ser tuya.

Maria Carreno
Mortgage banker
Atlantic bay mortgage group
NMLS #1952817 license in VA & NJ
434-329-8906
[email protected]

06/07/2026

Cheers to summer and all the adventures ahead. Wishing everyone in our schools a season filled with family, friends, and plenty of sunshine. ☀️💙



NMLS # 1952817