Erica Jackson- Integrity Home Mortgage Corporation

Erica Jackson- Integrity Home Mortgage Corporation NMLS #2422554
Mortgage loan originator with Integrity Home mortgage
VA Licensing #67550

Helping you make the right choice.• Are you feeling the pinch of high mortgage rates?• Thinking about ways to lighten th...
02/12/2024

Helping you make the right choice.

• Are you feeling the pinch of high mortgage rates?
• Thinking about ways to lighten the load?
• Simply want to be on our rate watch list?

In light of the ever-changing market, you may be asking yourself whether it's time to refinance. Mortgage refinancing might be the key to unlocking financial relief and flexibility.

Ready to explore your options? Reach out to discuss whether mortgage refinancing aligns with your financial goals.

Erica Jackson
[email protected]
(434) 515-3111

The Freddie Mac Home Possible® mortgage provides increased options and credit flexibilities to assist borrowers in achie...
02/12/2024

The Freddie Mac Home Possible® mortgage provides increased options and credit flexibilities to assist borrowers in achieving their dream of homeownership. ????

This $2,500 credit is available for low-income purchase borrowers to help with down payment and closing costs amid elevated interest rates and low housing supply.

Effective March 1, the credit will be available for homebuyers earning 50% of area median income (AMI) or less through Freddie Mac’s Home Possible and Housing Finance Agency (HFA) Advantage mortgage products.

The credit can be used for down payments, closing costs, escrow and mortgage insurance premiums.

Ready to learn more? Let's connect.

Erica Jackson
[email protected]
(434) 515-3111

Super Bowl LVIII! ????Did you know the spring real estate market begins to accelerate after the Super Bowl?Chiefs and 49...
02/11/2024

Super Bowl LVIII! ????

Did you know the spring real estate market begins to accelerate after the Super Bowl?

Chiefs and 49ers jerseys aren't the only hot items that will sell fast this February - homes, too! ????

Let's start today on your pre-approval to buy the home of your dreams. ☁️ And whether your team wins or loses, we'll help you WIN at mortgage and real estate this spring.

Erica Jackson
[email protected]
(434) 515-3111

Have you heard about our Community Lending Program?!This program presents a fantastic option for those looking to purcha...
02/08/2024

Have you heard about our Community Lending Program?!

This program presents a fantastic option for those looking to purchase a home outside of the majority-minority census tract in eligible markets.

Take a look at the payment comparison!

Wondering if there is an area eligible near you? Reach out to us! Lets look together.

Program Highlights:
■ Primary Residence
■ Conventional Only 30 YR Fixed
■ Purchase and No Cash Out Refinance
■ Cash Out Refinance: Minimum Credit Score 620*
■ Gift Funds Allowed

*Maximum loan amounts and credit scores are subject to specific program guidelines.

Integrity, building strong communities.

Erica Jackson
[email protected]
(434) 515-3111

Introducing HomeReady® $2500 Lender Credit towards down payment or closing costs! HomeReady® is a mortgage solution with...
02/05/2024

Introducing HomeReady® $2500 Lender Credit towards down payment or closing costs!

HomeReady® is a mortgage solution with flexible financing options and low down payment requirements, catering to both first-time and repeat buyers facing obstacles for low to moderate income purchasers.

Ideal HomeReady® Borrowers
■ Low Income
■ First-Time or Repeat Homebuyers
■ Limited Cash for Down Payment
■ Supplemental Boarder or Rental Income
■ Looking to Purchase or Refinance

Erica Jackson
[email protected]
(434) 515-3111

The IRS has extensive rules related to taxes and homeownership. If you need help tackling the details of your situation,...
02/01/2024

The IRS has extensive rules related to taxes and homeownership. If you need help tackling the details of your situation, it’s recommended to speak to a tax professional to see if there are tax deductions available to you.

*** Integrity Home Mortgage Corporation (IHMC) is a mortgage lender. IHMC and its loan officers are not tax experts or financial advisors, please consult a tax professional and/or a financial advisor regarding the deductibility of interest and charges and to devise a strategy that works best for your situation.

Erica Jackson
[email protected]
(434) 515-3111

Since the amount of sunlight is at its minimum at the winter solstice, which occurs around December 22, you might expect...
01/31/2024

Since the amount of sunlight is at its minimum at the winter solstice, which occurs around December 22, you might expect that day to be the coldest of the year, on average. But instead, the coldest time of year in the Northern Hemisphere occurs in February!

WINTER HOME MAINTENANCE

Being a homeowner means taking care of your home through every season. We have made it easy to know exactly what you need to do to prepare your home for winter with this simple checklist:

• Heating
• Insulation
• Fireplace
• Plumbing
• Exterior
• Other

What other home tips or questions do you have?

Erica Jackson
[email protected]
(434) 515-3111

Did you set money goals for 2024? Homeownership dreams? It's okay if January didn't go as planned. The year has only jus...
01/29/2024

Did you set money goals for 2024? Homeownership dreams?

It's okay if January didn't go as planned. The year has only just started, and you have every opportunity to spend time learning about money, setting goals, and taking steps to reach them. We will be right by your side every step of the way.

2024 has so much more in store.

Erica Jackson
[email protected]
(434) 515-3111

Your credit scores are determined by several factors, such as whether you pay bills on time and the length of time you'v...
01/25/2024

Your credit scores are determined by several factors, such as whether you pay bills on time and the length of time you've used credit. Understanding what factors affect credit scores helps you plan the most effective way to build your credit or protect it.

Credit scoring companies calculate your scores from data in your credit reports. While they won’t reveal their exact formulas, they share the basic ingredients they use to calculate scores.

Why do you care? Because your credit often holds the key to other parts of your life: whether you can get a credit card or car loan, and at what interest rate; whether you can buy a house or rent the apartment you want; even how much you pay on car insurance and utility deposits.

Not sure where your Credit Score is at? It might be time for a Financial Check-Up!

Erica Jackson
[email protected]
(434) 515-3111

Is there a cost of waiting? Short answer: YES! Take a look at the graph in the image. The areas of gray represent period...
01/23/2024

Is there a cost of waiting? Short answer: YES!

Take a look at the graph in the image. The areas of gray represent periods of US recessions. We know the interest rate decline during these recessionary periods, but it may be very surprising to notice how well home prices have held up...even through periods of recession.

A look at the chart shows home prices, indicated by the blue line, have done very well for the 9 recessionary periods shown. It's only the 2008-09 recession which was led by the Housing Bubble, where home prices declined.

This suggests that Real Estate is very often a great place to be when recession hits.

Want to learn more? Let's connect.

**The S&P CoreLogic Case-Shiller Home Price Indices are the leading measures of U.S. residential real estate prices, tracking changes in the value of residential real estate nationally.**

Erica Jackson
[email protected]
(434) 515-3111

Do you know the difference between a pre-qualification and a pre-approval? Some people use the terms interchangeably, bu...
01/22/2024

Do you know the difference between a pre-qualification and a pre-approval?

Some people use the terms interchangeably, but there are important differences that every homebuyer should understand.

Pre-qualifying is just the first step. It gives you an idea of how large a loan you'll likely qualify for. Pre-approval is the second step, a conditional commitment to actually grant you the mortgage.

You CAN however go ahead and get pre-approved first. (We recommend that actually.)

Let's get started today!

Erica Jackson
[email protected]
(434) 515-3111

Address

114 Northwynd Cir
Lynchburg, VA
24502

Website

Alerts

Be the first to know and let us send you an email when Erica Jackson- Integrity Home Mortgage Corporation posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Erica Jackson- Integrity Home Mortgage Corporation:

Shortcuts

Share

Category