Ashley Laycock, Mortgage Loan Officer, NMLS #1686046

Ashley Laycock, Mortgage Loan Officer, NMLS #1686046 ⭐️Mortgage Loan Officer, NMLS #1686046
⭐️Insured by NCUA | Equal Housing Lender
⭐️ #137 in the U.S for most loans closed.

As a mortgage loan officer for Texas Tech Credit Union I take a personal approach to every loan application, and will work with you to find the mortgage product best suited to meet your needs. I understand the importance of home ownership and am committed to making you feel comfortable throughout every step of the mortgage process. Whether you are a first time home owner, a seasoned investor, looking to refinance or interested in buying a new home to fit your changing needs, I believe that each loan is as important and deserving of respect and attention as any other. I would love to work with you toward reaching your goals in regard to home ownership; call me today to take advantage of current market rates! Insured by NCUA | Equal Housing Lender
NMLS #1279963

Whether you're purchasing your first investment property or expanding your portfolio, having the right financing strateg...
09/15/2026

Whether you're purchasing your first investment property or expanding your portfolio, having the right financing strategy matters. 💸

I help investors understand loan options, purchasing power, and how financing multiple properties can work together to support long-term goals. 🤝

Today, we pause to remember the lives lost, the heroes who stepped forward, and the strength our nation showed on Septem...
09/11/2026

Today, we pause to remember the lives lost, the heroes who stepped forward, and the strength our nation showed on September 11.

We honor the courage, sacrifice, and resilience that continue to inspire us more than two decades later.

May we never forget. 🇺🇸

This Labor Day, we're celebrating the dedication + hard work that help turn dreams into reality!Whether you're working t...
09/07/2026

This Labor Day, we're celebrating the dedication + hard work that help turn dreams into reality!

Whether you're working toward your first home, your next home, or simply building a future for your family, every step forward is worth celebrating.

Wishing everyone in our Lubbock community a safe and relaxing Labor Day! 🇺🇸

It's officially here... Happy Game Day, Raider Land! 🏈 ♥️
09/05/2026

It's officially here... Happy Game Day, Raider Land! 🏈 ♥️

My favorite thing about what I do is getting to help families feel confident in big decisions: answering questions, expl...
08/31/2026

My favorite thing about what I do is getting to help families feel confident in big decisions: answering questions, explaining options clearly, and being there through every step of the process!

There’s nothing better than seeing uncertainty turn into clarity. 🤍

🏡 Need more space for your growing family?Your current home may hold the key! As you build equity through homeownership,...
08/27/2026

🏡 Need more space for your growing family?

Your current home may hold the key! As you build equity through homeownership, you may be able to use that equity toward the purchase of your next home.

Before you start browsing listings, let's take a look at what your current home can do for you! I can help you understand your options and create a plan for your next move. 🤝

Well-priced homes are still moving quickly, even with improved inventory. ⏰ When the right property hits the market, tim...
08/24/2026

Well-priced homes are still moving quickly, even with improved inventory.

⏰ When the right property hits the market, timing matters. Having a responsive lender can make all the difference.

Pre-approval is just the start. You also need someone who can answer questions fast, update numbers, and help your offer stay competitive when it counts!

I help buyers stay ready so they can act quickly when the right home shows up!

Expanding a real estate portfolio takes more than finding the right home, it starts with a clear financing strategy! 💸Le...
08/19/2026

Expanding a real estate portfolio takes more than finding the right home, it starts with a clear financing strategy! 💸

Lenders look at things like debt-to-income, reserves, equity, and projected rental income when determining what you can qualify for.

Planning ahead can help you:
- understand your buying power,
- structure your financing efficiently,
- move quickly when the right investment opportunity comes along.

I help buyers and investors map out the numbers before they shop, so every move is intentional and well-positioned for long-term growth!

Waiting for the "perfect" time to buy? Here's something worth knowing: 🏡In 136 years of housing data, there's never been...
08/16/2026

Waiting for the "perfect" time to buy? Here's something worth knowing: 🏡

In 136 years of housing data, there's never been a moment when prices, rates, and affordability all lined up at the same time.
When one improves, another usually shifts. So "perfect" isn't really the goal to chase.

The good news is you don't need perfect. What matters most is understanding what actually fits your budget, your timeline, and your goals. That's a personal picture, and it looks different for everyone.

From realtors and business owners to healthcare professionals, teachers, and families, this West Texas community is buil...
08/11/2026

From realtors and business owners to healthcare professionals, teachers, and families, this West Texas community is built on relationships that last beyond a transaction.

I’m grateful to work alongside people who care deeply about this city and the families building their lives here. That’s what makes serving Lubbock so meaningful. 🤍

Address

8333 Upland Avenue Suites 200 & 300
Lubbock, TX
79424

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 2pm
Sunday 11am - 5pm

Telephone

+18066817095

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