Ariana Chavez -TX Mortgage Broker

10/26/2026

Maybe you tried buying a home but after heavy tax write offs you didn’t qualify.

Bank statement loans may be helpful! 📲

08/29/2026

Stop by and view the beautiful home in Melonie Park with Jake Morgan !🏡

I’ll have an estimated payment breakdown and can answer your financing questions 💻

08/28/2026

You don’t have to figure out which mortgage program is right for you before you apply. 🤍

With one application, I can look at your situation and help you explore the mortgage options you may qualify for!

One application. Multiple options. One person helping you make sense of it all. 🏡

Let’s find the option that makes the most sense for you ☺️

Give me a call/text today📲

08/18/2026

kinda chic to have me in your corner to find the best mortgage option for you and your family 🩶

08/13/2026

08/13/2026

Buy Now Pay Later can HURT your DTI during the home buying process.

Your debt-to-income ratio compares your monthly debt payments to your income.

Car loans, credit cards, student loans & even Buy Now, Pay Later can affect your DTI and how much you may qualify for.

Before taking on new debt, let’s talk!

08/01/2026

Pre-Approved Friday and ready to start shopping Saturday!

Wanting to know how to get started on your home buying journey?
A Pre-Approval is step #1!🤩
You want to shop with a price and monthly payment in mind 🤓

07/27/2026

One of the hardest conversations I have is with someone who tells me, “I didn’t think I could buy a home because another lender told me no.”

My heart sinks every time I hear that.

The truth is, a “no” today doesn’t always mean “never.” Sometimes it simply means there’s a different path to get there. Maybe it’s improving your credit, paying down a little debt, finding the right loan program, or taking a few extra months to prepare.

I truly believe everyone deserves to understand their options before giving up on their dream of homeownership.

That’s why I don’t just want to get you pre-approved. I want to help you create a plan that makes sense for your goals. Whether you’re ready to buy next month or next year, I’m here to answer your questions, explain the process, and help you move forward with confidence.

If you’ve ever wondered, “Could I actually qualify?” or “Where do I even start?” send me a message. There is absolutely no pressure! Just an honest conversation about where you are and what your next steps could look like. 📝

Sometimes all it takes is one conversation to turn “maybe someday” into “we got the keys.” 🏡❤️

07/22/2026

🙅🏽‍♀️❌Stop believing these 3 mortgage myths if you want to buy a home this year. 🏡
You do not need 20% down, your credit does not have to be perfect, and being self-employed does not automatically disqualify you.

If any of these have stopped you and you’re ready to try, send me a message. I’d love to help.
MortgageAdvice LubbockTX Homeownership DownPaymentAssistance MortgageMyths