10/19/2026
🏡 Mortgage Monday with your Mortgage Mujer 💙
Higher rates don’t mean homeownership is off the table.
The average 30-year mortgage rate held at 7.40% last week, but Tulsa buyers may have more negotiating power than they realize.
In September, more than 1 in 4 Tulsa-area listings had a price reduction. Some buyers may also qualify for programs offering down-payment or closing-cost assistance.
The key is looking at the entire picture:
✨ Your comfortable monthly payment
✨ Seller-paid closing costs
✨ Down-payment assistance
✨ The right loan program
✨ Homes with room to negotiate
You don’t need perfect market conditions—you need a plan built around your finances and goals.
💙 Let’s talk about your options.
Rates and programs are subject to change. Eligibility and qualification requirements apply. The quoted national average is not an individual rate offer.