Tammy Kauffman Mortgage Loan Originator NMLS 664512

Tammy Kauffman Mortgage Loan Originator  NMLS 664512 Home Mortgage Advisors NMLS #2475938
Equal Housing Opportunity I grew up in Connecticut, but have called Colorado home some since 2009.

During my 30 years as a mortgage industry professional, I have helped hundreds of families and individuals achieve the American dream of homeownership. I am absolutely passionate about helping clients, and I consider it my duty to counsel home buyers about the financing options that best meet their needs. You can rely on me to continually communicate throughout the home loan process, ensuring your loan reaches the closing table in an efficient and timely manner. Because Home Mortgage Alliance, LLC is a Colorado-based lender whose sole business is mortgages, I’m able to offer borrowers a comprehensive selection of mortgage and refinancing programs. These include conventional, jumbo, and FHA and VA loan programs, as well as down payment assistance programs and other products that help make homeownership affordable for first-time home buyers. My husband is a Colorado native and I relocated here to be near family. We adore the Colorado lifestyle and the time I get spend outings with my seven-year-old twins, hiking, dancing, reading and couponing. I earned a Bachelor’s degree in Business Administration and Marketing from Western Connecticut State University. Following graduation, I spent 10 years as a loan underwriter, gaining valuable skills and insights that benefit my current clients. As a Mortgage Loan Originator licensed in Colorado, I can help you reach your dreams of purchasing a primary residence or vacation home. I look forward to meeting you soon.

🏈 Football is BACK! Is homeownership your next play? Get off the sidelines and kick off your home financing journey with...
09/09/2026

🏈 Football is BACK! Is homeownership your next play?
Get off the sidelines and kick off your home financing journey with a winning game plan. Let's huddle up!

Your home's price point is the real story right now, more than anything you're hearing in national headlines. Let's map ...
09/09/2026

Your home's price point is the real story right now, more than anything you're hearing in national headlines. Let's map out exactly where your house fits in this split market and build a pricing strategy that gets you the speed and price you're after.

Ask a couple people how the housing market is doing and you’ll probably get a couple different answers. That’s because right now, the market runs on 2 very different tracks, split by price point.

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...Every fall, the housing m...
09/08/2026

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

Every fall, the housing market tends to shift.

More homes hit the market. Asking prices often soften. And sellers are usually more willing to negotiate.

Those seasonal changes happen almost every year – and they can make buying a little easier.

Let's talk about whether those same trends are showing up in our local market – and what it means for you.

With remote work, where you live can be your decision instead of your employer's. And that puts more affordable places w...
09/07/2026

With remote work, where you live can be your decision instead of your employer's. And that puts more affordable places within reach.

Want to explore where that could take you? Let's connect.

For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away.

Of course, every market moves a little differently. But here's what doesn't change: Fall consistently buyers. More homes...
09/03/2026

Of course, every market moves a little differently. But here's what doesn't change: Fall consistently buyers. More homes. Lower asking prices. Motivated sellers.

If you’ve been waiting for your search to feel a little more doable, this season may be worth another look.

Let’s have a quick conversation about what's happening in our market and see whether this fall gives you opportunities you may not have had a few months ago.

You've been waiting for something to change before you buy. It just might not be the thing you expected…

New homes may actually cost less than an existing home right now. And that’s opening up a window for you to get brand-ne...
09/02/2026

New homes may actually cost less than an existing home right now. And that’s opening up a window for you to get brand-new for less.

If you want a list of new home communities near you that are currently offering incentives or doing price cuts, let’s connect. That way you have someone in your corner helping you get the best deal possible.

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards.

09/01/2026

Whether facing hurricanes, flooding, tornadoes, severe storms, or wildfires, preparation can help protect your home and family. Secure outdoor items, clear gutters and debris, protect important documents, identify a safe shelter area, review your insurance coverage, enable local emergency alerts, and know your evacuation routes.
A little preparation today can make a big difference when the unexpected happens.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to bu...
08/31/2026

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

08/28/2026

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Loveland, CO
80537

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