Tammy Kauffman Mortgage Loan Originator NMLS 664512

Tammy Kauffman Mortgage Loan Originator  NMLS 664512 Home Mortgage Advisors NMLS #2475938
Equal Housing Opportunity I grew up in Connecticut, but have called Colorado home some since 2009.

During my 30 years as a mortgage industry professional, I have helped hundreds of families and individuals achieve the American dream of homeownership. I am absolutely passionate about helping clients, and I consider it my duty to counsel home buyers about the financing options that best meet their needs. You can rely on me to continually communicate throughout the home loan process, ensuring your

loan reaches the closing table in an efficient and timely manner. Because Home Mortgage Alliance, LLC is a Colorado-based lender whose sole business is mortgages, I’m able to offer borrowers a comprehensive selection of mortgage and refinancing programs. These include conventional, jumbo, and FHA and VA loan programs, as well as down payment assistance programs and other products that help make homeownership affordable for first-time home buyers. My husband is a Colorado native and I relocated here to be near family. We adore the Colorado lifestyle and the time I get spend outings with my seven-year-old twins, hiking, dancing, reading and couponing. I earned a Bachelor’s degree in Business Administration and Marketing from Western Connecticut State University. Following graduation, I spent 10 years as a loan underwriter, gaining valuable skills and insights that benefit my current clients. As a Mortgage Loan Originator licensed in Colorado, I can help you reach your dreams of purchasing a primary residence or vacation home. I look forward to meeting you soon.

Right now, local markets are moving in very different directions. And your strategy as a buyer or seller should reflect ...
06/18/2026

Right now, local markets are moving in very different directions. And your strategy as a buyer or seller should reflect your market.

Want to know which way our local market is leaning and what that means for your move? Let's connect.

Remember a few years back when sellers held all the power and buyers were stuck offering way over asking or waiving inspections just to get a chance at the house? In many markets, those days are behind us.

A lot of buyers are waiting because they think prices will fall, but that’s not what the experts are saying. If you're t...
06/17/2026

A lot of buyers are waiting because they think prices will fall, but that’s not what the experts are saying.

If you're trying to decide whether waiting still makes sense, let's connect. That way you understand what's happening in our local market and what it could mean for your plans.

One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down.

When's the last time you checked your credit report? The Consumer Financial Protection Bureau suggests checking your cre...
06/16/2026

When's the last time you checked your credit report? The Consumer Financial Protection Bureau suggests checking your credit reports once a year, at a minimum. You can get your reports for free every week from the three major credit bureaus by using AnnualCreditReport.com

Summer is here, and the housing market is heating up! 🌡️🔥Are you ready to dive 🤿 into homeownership? A mortgage preappro...
06/15/2026

Summer is here, and the housing market is heating up! 🌡️🔥
Are you ready to dive 🤿 into homeownership? A mortgage preapproval can help ensure the process goes swimmingly 🏊‍♀️
Reach out today to take the first step!

The sellers having the most success today are the ones who understand the market has changed and are adapting to meet it...
06/15/2026

The sellers having the most success today are the ones who understand the market has changed and are adapting to meet it where it is.

Sometimes that means negotiating on closing costs. Sometimes it means offering something else. The key is knowing which concessions are worth it for our local market.

If you’re wondering what's normal in our area, what's worth negotiating, and where it makes sense to stand firm, let’s connect.

A few years ago, sellers could get away with saying "no" to just about everything.

Ready to make a splash this summer? Whether you’re dreaming of a backyard for summer BBQs, more space for entertaining, ...
06/15/2026

Ready to make a splash this summer? Whether you’re dreaming of a backyard for summer BBQs, more space for entertaining, or finally finding a place to call your own, this could be the perfect season to start your homeownership journey. Let’s dive in!

Sure, renting gives you a place to live… but homeownership gives you a place to grow 🌱Building equity, creating stabilit...
06/12/2026

Sure, renting gives you a place to live… but homeownership gives you a place to grow 🌱
Building equity, creating stability, personalizing your space, and making lifelong memories are just a few of the reasons so many people dream of owning a home.
See why homeownership matters ➡️

Every home buyer deserves a hype team! 📣 🤸‍♀️When you work with a trusted REALTOR® and lender, you can expect trusted gu...
06/11/2026

Every home buyer deserves a hype team! 📣 🤸‍♀️
When you work with a trusted REALTOR® and lender, you can expect trusted guidance, strong communication, and support through every twist and turn of the homeownership journey.
We’re here to cheer you on all the way to closing day 🥳

Could waiting until later this year work out? Sure. But it's important to understand what you may gain by moving now too...
06/11/2026

Could waiting until later this year work out? Sure. But it's important to understand what you may gain by moving now too – that way you have the full picture before you decide.

If a 2026 move is on your radar, let’s connect and talk about what matters most to you. Depending on your priorities, Summer could be your moment.

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down."

Helping clients achieve their homeownership goals is why I love what I do. Thank you for your trust and this wonderful r...
06/11/2026

Helping clients achieve their homeownership goals is why I love what I do. Thank you for your trust and this wonderful review! ⭐⭐⭐⭐⭐

Address

Loveland, CO
80537

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