10/25/2026
🎃 Will getting pre-qualified curse your credit? 👻
This is one of the most common questions I get, and the fear behind it keeps some people from ever taking the first step toward homeownership.
Here’s the straight answer: Getting pre-qualified can often be a low-impact first step. Depending on the lender and process, it may involve a soft credit inquiry with little or no impact on your credit score. If a hard inquiry is needed, I’ll explain that upfront so you know what to expect.
The goal is to help you understand your options, where you stand, and what steps you can take toward buying a home.
If concerns about your credit have been holding you back, let’s take that fear off the table. You don’t have to have everything figured out before starting.
🏡 Ask me anything. No question is too small!
Tyler Groskurth | Mortgage Loan Officer
Liberty First Credit Union
📞 402-465-1054