Matt Melichar - Mortgage Loan Officer - NMLS# 1926242 with West Gate Bank

09/17/2026

The Fed raised its policy rate 0.25% at its September meeting, as expected. Most policy makers forecast another increase in 2026. The Fed doesn't control mortgage rates directly, and investors had already priced in the change. Geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. West Gate Bank is an Equal Housing Lender.

09/11/2026

For many of us, it's easy to recall where we were on that fateful September day. May we always remember the unity and patriotism that followed, as well. Wishing you a meaningful Patriot Day. West Gate Bank is an Equal Housing Lender.

08/31/2026

Game Day is Back in Lincoln!
Nothing brings Husker Nation together like a sea of red, the roar of Memorial Stadium, and the start of a brand-new football season.
Whether you're tailgating with family, hosting watch parties with friends, or cheering from the stands, the place you call home is where those traditions begin.
Just like Nebraska football builds on a proud tradition, we're here to help you build a home field advantage of your own. As a local mortgage lender, we're proud to support Husker fans across Nebraska in making their homeownership dreams a reality.
Wishing the Big Red the best of luck this season! Let's bring the energy.
Go Big Red!

08/25/2026

Financing a condo looks different these days. New regulations require lenders to make a thorough assessment of a condo association’s financial health before making a conventional loan, including a refinance. If you have questions about how this may impact a purchase or refi, please reach out. West Gate Bank is an Equal Housing Lender.

08/17/2026

There's more than one way to access cash from your home's equity, and the best answer may not be as simple as you think. Here's a quick way to compare the real and potential costs of a HELOC and a Cash Out Refi. If you have questions or would like more info, please let me know. I'll be happy to help.

Are you wrestling with the choice?

08/06/2026

Husker football kicks off in 30 days...but who's counting? Are you excited for the first game on Sept 5 vs Ohio? Go Big Red!

08/03/2026

The 21st Century ROAD to Housing Act should deliver more affordable homes, but the changes may be slow in coming. I can help you explore today’s options with side-by-side loan comparisons and rate-reduction programs. I’m here to help when you’re ready. West Gate Bank is an Equal Housing Lender.

07/30/2026

Despite some speculation they would increase their policy rate, the Federal Reserve Board voted to hold the rate steady at their July meeting. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. West Gate Bank is an Equal Housing Lender.

07/20/2026

Are you Team Renting or Team Owning? There's more to your choice than just the money. Here's a quick video to show the pros and cons of each. If you see a purchase in your future, even if it's down the road, please reach out. It's never too early to start preparing. You may even get into a home of your own sooner than you expect! West Gate Bank is an Equal Housing Lender.

Which will you choose?

07/16/2026

Are extra mortgage payments a smart money move? West Gate Bank is an Equal Housing Lender.

A mortgage comes with one huge benefit: homeownership. But it also comes with a tough reality: paying interest. That can lead to sticker sho