Matt Melichar - Mortgage Loan Officer - NMLS# 1926242 with West Gate Bank

08/25/2026

Financing a condo looks different these days. New regulations require lenders to make a thorough assessment of a condo association’s financial health before making a conventional loan, including a refinance. If you have questions about how this may impact a purchase or refi, please reach out. West Gate Bank is an Equal Housing Lender.

08/17/2026

There's more than one way to access cash from your home's equity, and the best answer may not be as simple as you think. Here's a quick way to compare the real and potential costs of a HELOC and a Cash Out Refi. If you have questions or would like more info, please let me know. I'll be happy to help.

Are you wrestling with the choice?

08/06/2026

Husker football kicks off in 30 days...but who's counting? Are you excited for the first game on Sept 5 vs Ohio? Go Big Red!

08/03/2026

The 21st Century ROAD to Housing Act should deliver more affordable homes, but the changes may be slow in coming. I can help you explore today’s options with side-by-side loan comparisons and rate-reduction programs. I’m here to help when you’re ready. West Gate Bank is an Equal Housing Lender.

07/30/2026

Despite some speculation they would increase their policy rate, the Federal Reserve Board voted to hold the rate steady at their July meeting. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. West Gate Bank is an Equal Housing Lender.

07/20/2026

Are you Team Renting or Team Owning? There's more to your choice than just the money. Here's a quick video to show the pros and cons of each. If you see a purchase in your future, even if it's down the road, please reach out. It's never too early to start preparing. You may even get into a home of your own sooner than you expect! West Gate Bank is an Equal Housing Lender.

Which will you choose?

07/16/2026

Are extra mortgage payments a smart money move? West Gate Bank is an Equal Housing Lender.

A mortgage comes with one huge benefit: homeownership. But it also comes with a tough reality: paying interest. That can lead to sticker sho

02/03/2026

Incredible opportunity ALERT: First-time Homebuyer grant of up to $15,000 starting in March, 2026! Give me a call today or message me directly to discuss in greater detail.

12/01/2025

NEW 2026 Conforming Conventional Loan Limits. Not sure what this might mean for you...give me a call today to discuss!

11/20/2025

Thinking about buying a new home? Not sure where to start or how to transition between homes. Give me a call and let's discuss how we can make your dream a reality!