Monica Ledbetter at Prosperity Home Mortgage

Monica Ledbetter at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #1784652
PHM, LLC NMLSR #75164 NMLS Consumer Access @ www.nmlsconsumeraccess.org/

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage

consultants throughout 47 jurisdictions including: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Not all borrowers will qualify.

šŸ“˜ : Letā€™s talk credit.Your credit profile is made up of more than just a score. How much available credit youā€™re using,...
09/08/2026

šŸ“˜ : Letā€™s talk credit.

Your credit profile is made up of more than just a score. How much available credit youā€™re using, the accounts on your report, and when your credit is reviewed can all be part of the bigger picture.

This week, weā€™re breaking down three terms worth knowing: Credit Utilization, Tradelines, and Credit Inquiries.

šŸ‘‰ Swipe through for a quick credit vocabulary refreshā€”and save this one for later!

Have questions about how credit factors into the mortgage process? Get in touch with us to learn more.

Today, we celebrate the hard work, dedication, and people who keep our communities moving forward. However youā€™re spendi...
09/07/2026

Today, we celebrate the hard work, dedication, and people who keep our communities moving forward. However youā€™re spending the long weekend, we hope you find time to relax, recharge, and enjoy the place you call home. šŸ”

Happy Labor Day from all of us at Prosperity Home Mortgage!

September is REALTORĀ® Safety Month, and itā€™s an important reminder that preparedness belongs at every point of the clien...
09/04/2026

September is REALTORĀ® Safety Month, and itā€™s an important reminder that preparedness belongs at every point of the client journey. Verify who youā€™re meeting, keep others informed, stay aware of your surroundings, and always trust your instincts.

Supporting the REALTORSĀ® we work with means caring about more than the transaction.

Your client. Your relationship. Your safety matters.

Save this carousel, share it with a real estate professional you care about, and take a moment to review the safety habits you rely on every day.

09/04/2026

Success continuesā€”more clients settling into their new homes!
šŸ”Great to work with Maggie Hansen - HOME Real Estate and Linda Carpenter - BHHS Ambassador.
šŸ”Shout out to Debbie Messineo - HOME Real Estate and Andrew McNeely - BancWise Realty.
šŸ”Thanks to Kara Baxter - HOME Real Estate and Laura Rhinehart - REMAX Realty for finding the perfect home.



NMLSR ID #1784652
Equal Housing Lender
Ā©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Nebraska homebuyers, listen up! šŸ‘€You may not need as much money upfront as you think.Whether you're a first-time buyer o...
09/03/2026

Nebraska homebuyers, listen up! šŸ‘€

You may not need as much money upfront as you think.

Whether you're a first-time buyer or looking for assistance programs, there may be opportunities available to help make buying a home more affordable.

The best part? I'm a trained NIFA Specialist and ready to help you navigate every step of the process. šŸ”āœØ

Let's turn your homeownership goals into reality. šŸ”‘



NMLSR ID #1784652
Equal Housing Lender
Ā©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

If you had one extra garage bay, what would you turn it into? šŸ‘€A workout zone for early-morning energy and at-home conve...
09/02/2026

If you had one extra garage bay, what would you turn it into? šŸ‘€

A workout zone for early-morning energy and at-home convenience šŸ’Ŗ
or a home workshop for projects, tools, and creative weekends šŸ› ļø

Vote 1 or 2 belowā€”and tell us what your dream garage setup would include. ā¬‡ļø

Long before the closing table, there are questions to answer, details to review, challenges to solve, and people working...
09/01/2026

Long before the closing table, there are questions to answer, details to review, challenges to solve, and people working behind the scenes to keep each loan moving forward.

September is National Mortgage Professional Month, and we're proud to be part of a profession built on service, care, and follow-through. Hereā€™s to every mortgage professional who shows what Relentless in Service looks like and helps finance the dream of home ownership. šŸ”

The closing table is an important milestone, but our commitment to homeowners does not stop there.HomeServices of Americ...
09/01/2026

The closing table is an important milestone, but our commitment to homeowners does not stop there.

HomeServices of America and Prosperity Home Mortgage are adding mortgage servicing capabilities designed to create greater continuity beyond closing and throughout the life of the loan. It is another way to keep trusted relationships at the center of the homeownership experience.

From the first conversation to what comes next, weā€™re Relentless in Service. And now, weā€™re Relentless in Servicing, too.

Mortgage Mondays šŸ“ˆRates are still elevated, but improving inventory is giving buyers something they havenā€™t had as much ...
08/31/2026

Mortgage Mondays šŸ“ˆ

Rates are still elevated, but improving inventory is giving buyers something they havenā€™t had as much of in recent years: negotiating power.

That could mean opportunities around price, seller concessions, and payment strategies ā€” especially for buyers who are prepared to act when the right home comes along.

The market doesnā€™t have to be perfect for the opportunity to be right.

NMLSR ID #1784652
Equal Housing Lender
Ā©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Mortgage Mondays šŸ“ˆRates are still elevated, but improving inventory is giving buyers something they havenā€™t had as much ...
08/31/2026

Mortgage Mondays šŸ“ˆ

Rates are still elevated, but improving inventory is giving buyers something they havenā€™t had as much of in recent years: negotiating power.

That could mean opportunities around price, seller concessions, and payment strategies ā€” especially for buyers who are prepared to act when the right home comes along.

The market doesnā€™t have to be perfect for the opportunity to be right.

Address

8600 S 30th Street, Suite 116
Lincoln, NE
68516

Telephone

+14028585631

Website

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