Steve Wheeler Home Loan Consultant and Sr. Mortgage Banker NMLS 960859

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Steve Wheeler Home Loan Consultant and Sr. Mortgage Banker NMLS 960859 Senior Mortgage Banker with Flat Branch Home Loans NMLS # 960859 I have been working in real estate/mortgage my entire adult life and I love what I do!

I have 15 years of total experience in this industry. I specialize in originating VA home loans. It has been an honor and pleasure to help so many Veterans and their families secure the dream of home ownership! I also help many of my clients with Conventional, FHA , refinance, first time buyer programs, home renovation loans, and USDA loan programs. I strive to be honest, knowledgeable, educational, kind, and always in timely communication with my borrowers. Success to me is measured sole off the level of satisfaction of my clients. When I am not working ‐ I LOVE to just hang out with my wife and kids. We enjoy playing sports, dancing, bike rides, and simply enjoying the outdoors together. I enjoy playing golf (or at least trying to play �), going to sporting events, and coaching my kid’s sports teams. I have been married to my wife for 9 years. We have 3 amazing kids all under the age of 7. So as you can imagine, I stay pretty busy! My wife and I are very involved with a faith based ministry we started a few years back for women and their families who have experienced miscarriage, still‐birth, or infant loss. As you may have guessed we have experienced miscarriage and a stillbirth so this ministry is close to our hearts. Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. Universal American Mortgage Company, LLC dba Eagle Home Mortgage - NMLS # 1058, WA CL-1058 - 730 NW 107th Avenue, 4th Floor, Miami, FL 33172. Universal American Mortgage Company of California dba Eagle Home Mortgage of California - NMLS #252392. NMLS Consumer Access | NMLS Consumer Access - California | Privacy Policy | Licensing & Additional Disclaimers |Career Opportunities | Investor Relations | Closed Loan Information

5.0 star review received on Experience.com for Steven Wheeler by Connie L B - Steve & Zach are an amazing team.  Always ...
10/29/2026

5.0 star review received on Experience.com for Steven Wheeler by Connie L B - Steve & Zach are an amazing team. Always got the answer, if need to find answer in record time. Thank

Click to see all 502 reviews of Steven Wheeler, Senior Mortgage Banker | NMLS # 960859

5.0 star review received on Experience.com for Steven Wheeler by Audrey W - Steven's the best.  Very  easy  to  work  wi...
10/23/2026

5.0 star review received on Experience.com for Steven Wheeler by Audrey W - Steven's the best. Very easy to work with!

Click to see all 501 reviews of Steven Wheeler, Senior Mortgage Banker | NMLS # 960859

5.0 star review received on Experience.com for Steven Wheeler by David H - Steven Wheeler and  his  awesome  staff,  esp...
10/04/2026

5.0 star review received on Experience.com for Steven Wheeler by David H - Steven Wheeler and his awesome staff, especially Zachary Perl, Ryan McElroy, and Christina Wahlman, are an exceptional loan provider dream team! Everyone of them excelled in their precise communications with us, which were numerous due the many legal documents that were required.

Although we are not that tech savvy, we could easily retrieve, sign, and send/email documents from our home in California to their office in Missouri using their very secure and safe program!

We wholeheartedly and unequivocably recommend Flat Branch Home Loans for your home loan needs! They are superior!

Click to see all 500 reviews of Steven Wheeler, Senior Mortgage Banker | NMLS # 960859

5.0 star review received on Experience.com for Steven Wheeler by Wendy S - I  had  a  great  experience.  Communication ...
10/04/2026

5.0 star review received on Experience.com for Steven Wheeler by Wendy S - I had a great experience. Communication was very good and I knew what to expect from start to finish.

Click to see all 500 reviews of Steven Wheeler, Senior Mortgage Banker | NMLS # 960859

5.0 star review received on Experience.com for Steven Wheeler by Jackson D - You and Your team Made the whole experience...
10/02/2026

5.0 star review received on Experience.com for Steven Wheeler by Jackson D - You and Your team Made the whole experience smooth and easy! Thank you all for getting me and my family into our first home! i would rec your team to anyone and everyone

Click to see all 500 reviews of Steven Wheeler, Senior Mortgage Banker | NMLS # 960859

5.0 star review received on Experience.com for Steven Wheeler by Sandra H - Steve Wheeler and his staff are Olympic Gold...
10/02/2026

5.0 star review received on Experience.com for Steven Wheeler by Sandra H - Steve Wheeler and his staff are Olympic Gold Medal financial team performers! Truly we can see why he and his company, Flat Branch Home Loans, have earned the reputation of being the #1 overall lender in Missouri. We feel so fortunate because we have been among the myriad of customers to personally experience his steadfast, dedicated and loyal customer service. From obtaining a pre-approval loan letter to the final signing of the loan documents, Steve provided us with constant, articulate, and precise communications. Moreover, he streamlined the online loan process so well that we could interface with it easily - and we're not that tech savvy. He was right there with us every step of the way.

We especially noted that Steve is the consummate communicator! He responds to text messages and emails so quickly that we're convinced that even Superman couldn't keep up with him. We appreciated his friendly demeanor, upbeat disposition, and unparalleled expertise as a loan officer. He answered our questions with ease, accuracy, and knowledge even after hours and on weekends! We were continually impressed with his strong work ethic, unflinching integrity, consistent spirit of good will, and professionalism. After we closed, we were so surprised to receive Steve's very thoughtful closing gift to celebrate our new homeownership. We highly recommend Steve Wheeler and his Flat Branch Home Loan team for your home loan. He's GOLD!

Click to see all 498 reviews of Steven Wheeler, Senior Mortgage Banker | NMLS # 960859

Think today's rates are out of reach? Our first-time homebuyer programs could offer a lower-rate solution. 🏠
09/30/2026

Think today's rates are out of reach? Our first-time homebuyer programs could offer a lower-rate solution. 🏠

5.0 star review received on Experience.com for Steven Wheeler by Alex M L - very  clear  communication and  answers all ...
09/26/2026

5.0 star review received on Experience.com for Steven Wheeler by Alex M L - very clear communication and answers all questions

Click to see all 496 reviews of Steven Wheeler, Senior Mortgage Banker | NMLS # 960859

5.0 star review received on Experience.com for Steven Wheeler by Nicole P - responded  quickly  to  any  questions    sm...
09/04/2026

5.0 star review received on Experience.com for Steven Wheeler by Nicole P - responded quickly to any questions smooth process in explaining next steps

Click to see all 493 reviews of Steven Wheeler, Senior Mortgage Banker | NMLS # 960859

Honoring those who served.To say thank you to our incredible military community, Flat Branch Home Loans is offering $0 l...
09/03/2026

Honoring those who served.To say thank you to our incredible military community, Flat Branch Home Loans is offering $0 lender fees for Veterans who close their loan with us this November!Whether you are looking to buy or refinance, let's maximize your VA benefits and save you money at the closing table.🏡
Let’s get you home!

DM me or comment below to get started today.

Address

600 SW Jefferson Street Suite 300
Lees Summit, MO
64063

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