A.D. Garfunkel / The Federal Savings Bank

09/07/2026

Happy Labor Day! Today we celebrate the hard work that helps build strong communities and comfortable homes across the country.

09/04/2026

Dreaming about where you'll spend retirement?

Buying a future retirement home before you retire may make sense for some, but it's important to understand financing, ongoing costs and long-term planning.

Learn what to consider before you buy:

Thinking about buying a retirement home? Learn what to consider and how second home financing works.

09/02/2026

🏔️ Why limit yourself to one season?

A second home in a destination like Park City offers something to enjoy all year long—from skiing in the winter to hiking and biking in the summer.

For many buyers, that's what makes a second home loan worth exploring: the opportunity to own a place that fits their lifestyle throughout the year, not just during one vacation season.

If you've been thinking about a mountain retreat, let's talk about your second home financing options.

08/31/2026

Dreaming about a vacation home or future retirement retreat?

Before you buy, learn the costs to watch for, financing differences, and questions to ask to help decide whether a second home is the right fit for you: https://bit.ly/4gkKxrL

Is a second home worth it? Learn the costs, financing differences, and key questions to help you decide if buying a second home fits your goals.

08/28/2026

Conforming vs. jumbo loan: what's the difference?

It generally comes down to your loan amount and where you're buying. Learn how loan limits can affect your financing options and what to consider before you buy.

Read more:

Learn the difference between conforming and jumbo loans, how loan size affects mortgage options, and what buyers should compare before choosing a path.

08/26/2026

Sometimes expenses arrive all at once.

When homeowners are balancing multiple financial priorities, a cash-out refinance may provide an opportunity to consolidate higher-interest debt while creating more manageable monthly payments.

Stability is often built through steady adjustments over time.

08/21/2026

What if your first home could also potentially generate rental income?

If you're considering a duplex, a Federal Housing Administration (FHA) loan may be an option worth exploring.

Learn about owner-occupancy requirements, qualification considerations and what to know before purchasing a two-unit property:

08/19/2026

Had the opportunity to give yesterday’s Mortgage Minute at the Keller Williams Monmouth Ocean Agents Meeting, where I shared a new financing option that could help more buyers say YES to homeownership: the Adult Community Affinity Loan Program.
It’s always great connecting with agents and sharing mortgage solutions that can help them serve more clients and close more deals.
More options. More solutions. More opportunities to get buyers home.
If you have clients looking at adult communities, let’s talk! 🏡

08/19/2026

Busy school mornings happen—but a few small changes around the house could help everyone get out the door with a little less stress.

A designated spot for backpacks, shoes, and keys can make your morning routine feel more organized and help keep the day moving.

The best homes aren't just where we live—they're where daily routines help create lasting memories. How do you keep your family organized on school mornings?