A.D. Garfunkel / The Federal Savings Bank

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A.D. Garfunkel / The Federal Savings Bank NMLS # 1869194
The Federal Savings Bank is a member FDIC and Equal Housing Lender.

10/28/2026

The boxes will disappear, but the memories are just getting started.

Whether you're settling into a new home or creating a space that better fits your family's needs, the equity you've built can help bring your vision to life.

Have a great mortgage rate but not enough equity to fund your home renovations?Our Renovation Plus Program might be the ...
10/26/2026

Have a great mortgage rate but not enough equity to fund your home renovations?
Our Renovation Plus Program might be the solution!
Get the funds you need to spruce up your home without refinancing your existing mortgage!
Want to learn more? Reach out, let’s talk!

What if your favorite getaway felt more like home?Whether you’re drawn to weekends by the water, time in the mountains, ...
10/21/2026

What if your favorite getaway felt more like home?

Whether you’re drawn to weekends by the water, time in the mountains, or a place closer to family, second-home financing may help you pursue a property that fits the life you envision.

Which destination would you return to again and again?

You know you’re getting older when you start going to your friends’ children’s vorts/engagement partyLast night, I met m...
10/16/2026

You know you’re getting older when you start going to your friends’ children’s vorts/engagement party
Last night, I met my sons in Passaic for the vort of their friend. The funny part? The Chosson/Groom is my sons’ friend… who also happens to be the son of my friend. Say that three times fast!
It was great catching up with old friends and seeing so many familiar faces, including some people I haven’t seen in many, many years.
Mazel Tov to the Chosson and Kallah

Interested in building your real estate portfolio? From single-family rentals to multi-family properties, investment pro...
10/14/2026

Interested in building your real estate portfolio? From single-family rentals to multi-family properties, investment property financing may help support your next purchase.

What type of property are you considering? Share your plans with a mortgage banker to explore potential financing options.

Your current mortgage doesn’t have to be a Veterans Affairs (VA) loan for you to explore VA refinancing.Eligible Veteran...
10/08/2026

Your current mortgage doesn’t have to be a Veterans Affairs (VA) loan for you to explore VA refinancing.

Eligible Veterans, service members, and surviving spouses may be able to replace a conventional mortgage with a VA cash-out refinance.

Learn how the process works, why some homeowners make the switch, and what to consider before refinancing:

Learn how a Veterans Affairs (VA) cash-out refinance may be used to replace a conventional mortgage and which factors borrowers should compare.

10/07/2026

Some dreams begin with a quiet room, a deep breath, and the courage to hit "record."

Whether you're creating, building, or pursuing a lifelong passion, the equity you've built in your home may help support the next chapter of your story.

10/05/2026

Here's something worth knowing if you haven't found the right home yet:

Sometimes, your perfect home doesn't exist-yet. A construction loan from The Federal Savings Bank can help you build it.

Our construction loans can be used to:
🔨 Build a new home with your preferred builder
🏡 Add onto your current property
🛠️ Renovate or update the home you're already in

Because when your vision doesn't fit a listing, it's time to create something new.

10/05/2026

A dream wedding can sometimes come with a high price tag.

If you own a home, tapping your equity may be one way to help cover the cost, but is that the right choice for you?

See what to consider before using a home equity loan or home equity line of credit (HELOC) for wedding expenses, plus other ways to pay:

If you're buying but might move again within 3 to 7 years, your timeline can play a big role in the mortgage that best s...
10/01/2026

If you're buying but might move again within 3 to 7 years, your timeline can play a big role in the mortgage that best suits your situation.

Learn how fixed-rate mortgages, adjustable-rate mortgages (ARMs), discount points, and break-even timing could factor into your decision:

Know you may move again in a few years? Learn how your timeline can help you compare mortgage options, rates, points, and potential costs.

Address

200 Boulevard Of The Americas, Ste. 202
Lakewood, NJ
08701

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