Joe Funicelli MLO

Home
United States
Toms River, NJ
Joe Funicelli MLO

Mortgage Loan Originator
NMLS #1958835
Licensed MLO in NJ & FL

www.nmlsconsumeraccess.org/
https://www.homebridge.com/licensing/
https://www.homebridge.com/disclosure/

10/23/2024

Are you dreaming of owning your own home but worried about the down payment? Worry no more! With our Arrive Home Program, you can purchase your dream home with zero down payment!

This program offers FHA financing with down payment assistance, covering up to 101.5% of your financing needs. This means we’ve got your down payment covered, whether it's 3.5% or even 5%. Let our Arrive Home Program open the door to homeownership! 🚪

Comment ARRIVE and your state to learn more!
https://myoc.io/bJpdvgC6Das

10/21/2024

Make a list of what factors constitute your ideal location. Commute time? Local schools? Recreational facilities? Your real estate agent can help you identify neighborhoods based on your priorities. Investigate! 🔍Drive through the neighborhoods at various times of the day. Do your regular commute from the property you are considering. We recommend you create a home wish list of what factors constitute your ideal. How many bedrooms and bathrooms do you need? Is a basement necessary? Commute time? Local schools? Recreational facilities?
https://myoc.io/bJpdvgC6Das

10/19/2024

🌉CashBridge🌉 is how AnnieMac is trailering programs to fit the needs of the changing real estate market. Want to learn more? Contact us today!
https://myoc.io/bJpdvgC6Das

10/16/2024

Credit scores are built on your personal credit history and can range from 300 to 850. A good credit score is important for your financial well-being and the higher it is, the less of a credit risk you are to lenders. There are two types of credit scores: generic and custom. A generic score is used by many types of lenders and businesses to determine general credit risk. Custom credit scores are developed for use by individual lenders. They rely on credit reports and other financial information. 💳

The few different factors that make up and shape a credit score are:

✔️Your total debt
✔️Type of accounts
✔️Number of late payments
✔️Age of your accounts
✔️New credit

If you keep credit card usage low and make payments on time, your score will gradually improve.
https://myoc.io/bJpdvgC6Das

10/14/2024

Introducing 🌟AnnieMac HomeStart🌟 Our newest, exclusive program designed to help first time home buyers take the first step towards homeownership, HomeStart, provides Grant Funds Assistance of up to $8,000 for eligible borrowers on conventional loans with no income limit! We only have 100 units available, message HOMESTART today to get more information from one of our trusted Loan Originators!
https://myoc.io/bJpdvgC6Das

10/12/2024

If you're renting, don't wait to start your homebuying journey until your lease is up! In this market, it is imperative to start with enough time to make a move. Start your pre-approval process with AnnieMac 90-120 days before your lease is up. This will give you ample amount of time to get your documents in and start a relationship with a realtor! You can start house hunting as soon as you are pre-approved. Once you have found a great home and have an offer accepted, you'll need about 45-60 days to for all closing proceedings to happen. FINALLY, you are a homeowner and no longer a renter!
https://myoc.io/bJpdvgC6Das

10/09/2024

Great news! Mortgage rates are shifting, creating a fantastic opportunity to refinance. You could potentially lower your monthly payments, access your home’s equity, and enjoy better loan terms—all while rates are favorable. Act now and let’s make the most of this exciting time!
https://myoc.io/bJpdvgC6Das

10/07/2024

Determine your monthly income, including salary, interest, or any other income sources. Do you have any funds in accounts that you will be able to draw on and how long would they last? Also, determine your monthly expenses, including utilities and medical bills. Do you have other outstanding debts such as a car loan or student loans?
https://myoc.io/bJpdvgC6Das

10/05/2024

Is it a walk-in closet? A large dining room? Basement? Comment what your next home has to have!

Love your home but it is missing one thing?! You could have equity in your home that we can tap into to make your current home check all your boxes! Contact us today to learn more about your equity!
https://myoc.io/bJpdvgC6Das

10/02/2024

Did you know closing costs are a buyer's responsibly? Here is a guideline of maximum seller concessions that can be added into your mortgage to help offset some of your upfront costs! Save this for later 😉
https://myoc.io/bJpdvgC6Das

Address

1898 Hinds Road Unit 3
Toms River, NJ
08753

Website

https://joefunicelli.annie-mac.com/

Alerts

Be the first to know and let us send you an email when Joe Funicelli MLO posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Want your business to be the top-listed Finance Company in Toms River?