Scott Munds PDX Mortgage

04/13/2026

Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.

Even though there’s some uncertainty, that doesn’t mean you’re out of options.

If you need to move, you still can. Let’s connect so we can explore all your options and make your move happen.

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With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move.

04/11/2026

Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.

ARMs are getting more attention again because they can make buying a home more affordable in the short term. But they’re not right for everyone.

The key is understanding how they work, what the risks are, and whether they fit your plan. And that’s why you need to talk to a trusted lender and financial advisor before you make any decisions.

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If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is.

04/10/2026

More buyers are starting to take a closer look at adjustable-rate mortgages (ARMs) right now — and it’s not hard to see why.

They typically come with a lower initial rate, which can help make a home purchase more affordable in today’s market.
But here’s the part that matters: that lower rate is temporary.

After the initial period, your rate (and your monthly payment) can adjust.

So, it’s not about whether an ARM is good or bad. It’s about whether it fits your long-term plan.

If you’re trying to figure out what you can comfortably afford, it’s worth having a conversation with a trusted lender or financial advisor to walk through your options and see what makes the most sense for you.



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04/08/2026

Your House Hasn’t Sold Yet. Should You Rent It Out Instead?

If you're torn between selling and renting, make sure to carefully weigh the pros and cons first. For some homeowners, the hassle (and the expense) of renting may not be worth it.



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When your house sits on the market longer than expected, it can get frustrating fast.

04/06/2026

If your house is for sale and you’re not getting any offers, or at least none you’re comfortable with, you may be starting to wonder if it’s better to rent it out instead.

But here’s the truth. Being a landlord isn’t always as easy as it sounds.

You have to find tenants. Chase down missed payments. Be on call anytime something breaks. And deal with unexpected costs and repairs.

So, make sure to carefully weigh the pros and cons before you make a decision.

For some homeowners, the hassle (and the expense) of turning a house into a rental property aren’t worth it.



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04/04/2026

The Best February for New Listings in 4 Years

Feel like you’ve seen everything on the market, but nothing’s quite right? Remember, fresh options are popping up every day. In February, 362k more homes hit the market. And one of those could be exactly what you’re looking for.



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04/03/2026

Before You Fall in Love with a House, Do This First.

Ask yourself this: if your perfect home popped up tomorrow, would you be ready to make a move?

If the answer is no and you want to buy, it may be time to get pre-approved. You don’t feel behind before your search even officially kicks off.

Let's chat! Message me with any burning questions!

Be honest. Have you started looking at homes online yet? If you have, it’s already time to get pre-approved.

04/01/2026

If you’ve been thinking about buying a home, you’ve probably heard: “Investors are buying everything.” But take a look at this.

Most of the biggest investors in the country are actually selling more homes than they’re buying right now.

That means they’re not dominating the market the way it might feel, and that could open up more opportunities for you.

If you want to understand what’s really going on in today’s market, let’s talk it through.



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03/30/2026

You Can’t Control What’s Happening with Mortgage Rates. But You Can Control This.

Thinking about buying right now? The best advice is to accept that you can’t control where rates are going to go from here.

What you can do is work with a trusted lender and take steps that’ll help you get the best rate possible.

So, if you want to move today, let's make it happen. We just need to control the controllables and focus where it counts.



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Mortgage rates have been volatile lately. And if you’re thinking about buying a home, that can make it harder to plan.

03/28/2026

The best week to list your house is almost here. Are you ready for it?

Data shows April 12–18 is expected to be the strongest window for sellers this year.

Based on the research, if your house hits the market during this sweet spot, you can expect:

More buyers.
A faster sale.
And a better sales price.

If you want to make the most of this ideal week, it’s officially go-time.

To find out what you need to do now to get ready, DM me or drop a comment below.



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03/28/2026

And here’s a great article on what’s happening right now with rates. Unfortunately it’s not going in the right direction yet. But what goes up will come down.. when though?

Mortgage rates are climbing amid the ongoing conflict in Iran, with the 30-year fixed-rate mortgage hitting 6.38 percent, according to a Thursday report from Freddie Mac. The 15-year fixed-rate mortgage rate was up to 5.75 percent.

Read more: https://thehill.com/business/5803920-mortgage-rates-freddie-mac/

03/28/2026

Featured OPEN HOUSE.
Sunday 11am - 1pm.

Hosted and Listed by Tracy Chung/MORE Realty.

A beautiful one level home located in highly desired neighborhood of Hawthorn Farms. A nicely updated floor plan that offers three bedrooms, two baths and over 1,600 sq ft. The nice and bright living room sores with a vaulted ceiling, wood burning fireplace, large windows, new quartz kitchen counter...