Veterans National Mortgage - Dave Holland

Veterans National Mortgage - Dave Holland Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout CA, CO, AZ and FL.

09/08/2026

That new car payment could affect how much house you can afford.

When you’re buying a home, lenders look at more than just your income. Your monthly debt obligations also play a big role in determining your borrowing power.

So before taking on a new car payment, or any major debt, know how it could affect your home-buying budget.

Watch the video to see just how much a $600 payment could impact your buying power.

09/07/2026

Buying a home with your spouse? Don’t assume your credit scores are simply averaged together.

How lenders look at both credit profiles can depend on the loan program and how you apply, and the lower score may matter more than you expect.

That’s why it’s worth checking both credit reports before you start house hunting.

Tag or share this with someone planning to buy a home together.

09/06/2026

Can you really get a HELOC without providing pay stubs?

Some newer digital HELOC options are changing how income verification works, making the process much simpler for certain borrowers.

But how does it actually work, and who can qualify?

Watch the video to learn more.

Have you heard of this type of HELOC before? Let us know in the comments.

09/05/2026

The lowest rate isn’t always the cheapest loan.

When comparing mortgage offers, it’s important to look beyond the rate and consider the overall cost of the loan. Things like lender fees, credits, APR, and how long you’ll keep the loan can all make a difference.

A side-by-side comparison can help you see which option actually makes the most sense.

Have you ever compared two loan offers this way? Let us know in the comments.

09/04/2026

Think your VA disability rating means you’ll pay nothing at closing?

There’s a VA loan benefit that can save you money, but that doesn’t mean you’re completely off the hook.

Watch the video to see what you need to know before buying.

09/03/2026

Buying a home? Don’t start house hunting until you know this.

There’s one important step you should take before you start looking at homes.

Skipping it could lead to an unrealistic idea of what you can actually afford.

Watch the video to find out what you should do first.

09/02/2026

Could your tax write-offs actually hurt your chances of buying a home?

If you’re self-employed, this is something you’ll want to know before filing your taxes.

There’s a connection between your tax strategy and your mortgage qualification that many business owners overlook.

Watch the video to see what you need to know.

09/01/2026

Before you trust that mortgage mailer in your mailbox, watch this!

Those “low rate” and “unclaimed money” offers may not be what they seem.

There’s something you need to know before you pick up the phone or take action.

Watch the video to see what’s really going on.

08/31/2026

Can you add a non-veteran to a VA loan? 🇺🇸🏠

The answer might surprise you… but there’s one important catch you need to know before doing it.

Watch the video to see how it works and what you need to consider.

08/30/2026

If you’re using a DSCR loan, don’t take the first quote you get.

DSCR lenders can offer very different terms for the same type of investment property, which means the first quote you receive may not be your best option.

Watch the video to see what can affect your DSCR loan pricing and why comparing lenders matters.

Comment “DSCR” and we’ll help you compare your options.

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7484 University Avenue, Suite 220
La Mesa, CA
91942

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