Veterans National Mortgage - Dave Holland

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La Mesa, CA
Veterans National Mortgage - Dave Holland

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Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout CA, CO, AZ and FL.

11/04/2026

Do tax write-offs make it harder to qualify for a rental property loan?

A DSCR loan may offer another option.

Instead of focusing primarily on your personal income, lenders evaluate whether the property's rental income can cover its debt payments.

It's a financing strategy worth understanding if you're looking to grow your rental portfolio. Requirements vary by lender.

11/03/2026

Doctors and dentists, did you know there's a mortgage option designed with your career in mind?

Physician loans may offer low down payments, no PMI, and flexibility for medical professionals with student debt or a new employment contract.

The details vary by lender, but it's worth checking what you may qualify for.

Visit the link in our bio to explore your options!

11/01/2026

Could a small HOA bill put your home at risk?

Unpaid dues can lead to late fees, legal costs, and, in some states, foreclosure proceedings.

Before buying a home in an HOA community, make sure you understand the rules. And if a notice about unpaid dues arrives, don't ignore it.

Check the link in our bio if you need help reviewing the HOA costs on a property you're considering.

10/31/2026

Want to lower your mortgage payment without giving up your low rate?

A mortgage recast could be an option. Make a lump-sum payment toward your principal, and your lender may recalculate your monthly payment while keeping your existing loan and interest rate.

Not all loans qualify, so check with your servicer first.

Save this for later and check the link in our bio if you have questions.

10/29/2026

Saving for a down payment? You may have more options than you think.

Down payment assistance may be available through grants, forgivable loans, or deferred second loans.

But each option has different rules, so make sure you understand the terms before you buy.

Check the link in our bio to see what you may qualify for.

10/27/2026

What happens to your home loan when you're gone?

The mortgage doesn't simply disappear. Without a plan for the payments, your family could face a difficult situation while settling the estate.

Depending on the circumstances, they may be able to keep the existing loan, refinance, or sell the home.

Make sure your family knows the plan. Save this reminder and share it with a homeowner who needs to hear it.

10/26/2026

Can you roll closing costs into a VA loan?

VA funding fee? Generally, yes. Other closing costs? Not directly into your purchase loan.

But you may have other ways to reduce what you pay upfront.

Watch the reel to understand your options, and DM us VA if you have questions.

10/24/2026

Can You Take Over a Seller's 3% Mortgage Rate?

It's possible with certain assumable FHA and VA loans, but there's a catch.

If the seller owes $300,000 on a $500,000 home, you'll still need a plan to cover the $200,000 difference.

That low rate could be worth exploring, but the full cost matters.

Share this with someone who's looking to buy a home!

10/22/2026

Why do some sellers hesitate when they hear “VA loan”?

Misconceptions about closing delays and appraisals can make veterans' offers harder to compete with.

One way to address those concerns is to have your loan officer call the listing agent directly and explain your financing and expected timeline.

Buying with a VA loan? Make sure your lender is ready to communicate.

Share this with a veteran who's house-hunting!

10/20/2026

Thinking about buying a home with your VA loan?

Before you start scrolling through listings, make sure you have these three things sorted out: your COE, a proper mortgage pre-approval, and an agent who understands VA loans.

Get the groundwork done first. Then start looking for your new home!

Share this with a veteran who's planning to buy.

Address

7484 University Avenue, Suite 220
La Mesa, CA
91942

Website

http://www.Keypathmortgage.com/

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