Patrick Dunn Mortgage Team

04/15/2026

I get questions like this all the time, and the truth is, you shouldn't let the myth of a large down payment scare you off. Message me today to discuss your down payment options.*

03/21/2026

Man… this one meant a lot.

Getting to spend time with my brother and his family from Oklahoma after 20 years was something special. First time in San Diego for his kids too, which made it even better.

We had our daughter come down from Long Beach 🏖️ and his daughter come in from Canyon Lake so we could all be together in one place.

Playing catch 🏈on the beach with my brother again… priceless. Those are the moments you don’t take for granted.

Grateful 🥹 for moments like this, living in a city that brings family together… and yeah, the weather definitely didn’t hurt.

They had a short trip, but one we won’t forget.

02/24/2026

🚨 CALIFORNIA — DREAM FOR ALL IS OFFICIALLY OPEN 🚨

The CalHFA Dream For All Shared Appreciation Program is LIVE — and this could be a serious opportunity for first-time buyers.

Here’s what you need to know 👇

🏡 Down payment assistance
💰 Up to $150,000 toward down payment or closing costs
📈 No monthly payments on the assistance
🎟 Lottery-based registration (NOT first come, first serve)
⏳ Limited funding window

If down payment has been the reason you’ve been sitting on the sidelines… this is your moment.

But you MUST register during the open window to even be eligible.

Comment DREAM below or DM me “DREAM” and I’ll break down:
• Income limits
• How the shared appreciation works
• Qualification steps
• Whether this fits your situation

Let’s see if 2026 is your year. 🔑✨

02/14/2026

You can be closing consistently 💼
—or barely holding it together.

You can be producing at a high level 📈
—or in a tough season.

Either way…

The pressure is real.
The weight is quiet.
And most of us carry it alone.

Real estate doesn’t just test your business.
It tests your life. 🏠🔥

That’s why we created Forged Between Deals —
a private space for agents & investors to process the gap between closings.

No hype.
No ego.
Just real growth.

If this hits, DM me FORGED.

Life happens in the gaps — not the closings.

02/06/2026

Raise your hand if you're ready to purchase a home. Adjustable-rate mortgages (ARMs) are great for borrowers who want financial flexibility at the start of their loan. VA 5/1 ARM are a fantastic way to get a much lower rate than normal. Comment below for more info. :)

12/22/2025

If you would like to be on an ongoing once a week rate update feel free to click below.

The newest low-tech tool Helping Loan Officers Retain and Sell More Mortgage Loans. Learn how easy it is to upload and send high value interest rate data.

02/28/2025

The Federal Reserve’s preferred inflation metric, Core PCE, rose by 0.3% in January compared to the previous month, meeting expectations. On an annual basis, Core PCE slowed to 2.6%, nearing the lowest rate observed in four years.

Comment if you want more information ℹ️ but this news 🗞️ is leading in the right direction.

02/08/2025

Explore 5 Tax Breaks That Could Help Lower Your Tax Burden.

Did you know that homeowners are eligible for tax breaks? Here are 5 tax deductions that you may qualify for as a homeowner. Talk to your tax preparer to see which applies to your situation.

Mortgage points deduction. Usually, mortgage points are paid to a lender at closing for lower interest rates. Since mortgage interest is deductible, the points you pay are also.

Mortgage insurance deduction. Private mortgage insurance (PMI) payments can be claimed as an itemized tax deduction, though certain income restrictions may apply.

Mortgage interest deduction. Several home loan types qualify for the mortgage interest tax deduction, such as loans for purchasing, building, or improving your home. Additionally, home equity loans, home equity lines of credit, and second mortgages may also be eligible. Talk to your tax professional for more details.

Home office deduction. If a portion of your home is used exclusively for business, you may qualify for a tax deduction.

Real estate tax deduction. You may qualify for a $5k deduction as a single filer or $10k as a joint filer if you pay property taxes.

Are you aware of the tax benefits that come with owning a home? Discover 5 deductions that could lighten your tax burden.

01/17/2025

Check out what your home is worth today!

How much a buyer might pay for your home in today’s market

01/06/2025