Andrew Gavin Realty.Mortgage.Life

06/23/2025

HOMEBUYERS, The next three months could be your opportunity to find and negotiate a very good deal on a home you want to buy.

My team is ready to help if you want to get started.

Our service fees are lower than most agents and if you have our team help you with your loan and finding a home to buy, we can save you even more money.

Have questions? Please reach out
[email protected]

06/13/2025

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06/03/2025

You have probably seen the ads for these programs.

They have done a great job hyping them up and focussing on the few true benefits, but they neglect two major things.

1. when you partner withth one of these lenders, they put a lien on your home and immediately own a percent of your property however, they dont ever contribute to its upkeep.

2. They attemt to make you believe you aren’t in debt to them, since you don’t have a monthly payment. Debt is debt no matter how it’s packaged.

These numbers show real costs for these programs compared to their competitor, the HELOC.

Things only get worse, than what is shown here, if the heloc has a lower rate, or you are only using a percent of the initial dispersement. If your home is worth more than the value used in this breakdown, you would also own them more at payoff.

Have questions please message me
[email protected]

06/01/2025

Sellers, the market is shifting, but you still have leverage and you’re in a good position to negotiate the best deal possible.

05/30/2025

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05/27/2025

Almost every time I start to work with new clients, no matter if it's for a purchase loan or to help them find and buy a home, they have these 3 concerns.

All three cost you money, which is usually the main reason for concern, and the effort to avoid them.

All three do have some value added, but it does come at a cost to you as the homeowner.

Let me know what you think, are these deal killers for you?

When I talk to or meet with new San Diego homebuyers, they usually tell me they want to avoid three fees: PMI, HOAs, and Mello-Roos tax.All three affect your...

04/30/2025

New Video :

If you're gonna do something Real Estate related in the near future, you got to watch this video and learn about the possible clear cooperations changes.

https://youtu.be/SktrwouLucw

Have Questions, want help with a loan, buying, or selling, reach out
[email protected]

NMLS # 1944711
DRE # 01792042

The days of just hopping on Zillow, Redfin, or Realtor .com could become "just" your first step in finding homes that are up for sale in San Diego or Across ...

04/28/2025

Mortgage Fraud: What You Need To Know.

04/28/2025

Mortgage Fraud: what you need to know.

I quickly hit on 5 different ways a person could UN-knowingly commit mortgage fraud, and I explain some of the consequences if you're caught.

03/14/2025

The use of open Houses has been a staple for Realtors with new listings since forever.

I am not convinced sellers know the true intention of why agents hold open houses.

Watch this video to find out what I mean.

Are San Diego Realtors using your home for an OPEN HOUSE as a marketing tool to attract new home buyers, or are they actually trying to get your home sold?If...

03/07/2025

Escrow Shortages "explained"

Over the past few weeks, across Social Media has been about Escrow Shortages and .Most of what I have seen has been from freaked...

11/15/2024

My team is here to help with your San Diego Real Estate needs and all of your mortgage loan questions throughout California

[email protected]
NMLS # 1944711 DRE # 01792042