Preferred Rate - Michelle Cummings NMLS 185323

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Preferred Rate - Michelle Cummings NMLS 185323 With 27 plus years in the Mortgage industry allow
me to help navigate your Mortgage Goals!

Purchase - Refinance - New Construction - Heloc - DPA - DSCR - Land Home Package - One time Close
Preferred Rate Mortgage NMLS 1850
www.nmlsconsumeraccess.org Preferred Rate
Michelle Cummings NMLS 185323
Senior Mortgage Advisor
865-386-0642
Equal Housing Opportunity
[email protected]

Nobody wants to get halfway to closing and realize they’re in over their head. Let’s talk through the numbers and the “i...
11/03/2026

Nobody wants to get halfway to closing and realize they’re in over their head. Let’s talk through the numbers and the “is this actually doable?” questions before you make an offer.
https://myoc.io/MortgagesMadeEasyByMichelle

NMLS #185323

🏡💰 NEED A HELOC?Want to know your options QUICK?👉 CLICK BELOW to see your options in MINUTES!Funding may be available in...
09/29/2026

🏡💰 NEED A HELOC?

Want to know your options QUICK?

👉 CLICK BELOW to see your options in MINUTES!
Funding may be available in as few as 5 days! ⚡

Whether you're planning home improvements, consolidating debt, covering a major expense, or simply want access to your home's equity, see what options may be available to you.

👇 Get started here: https://loans.apmortgage.com/account/heloc/register?referrer=75121ceb-3938-4878-9c6e-25b5c47a3dab&utm_source=chatgpt.com

📱 Or scan the QR code to get started!

Approval, terms, and funding times are subject to eligibility and applicable requirements.

09/09/2026

🚨 3 NEW LAND LISTINGS COMING SOON! 🚨

If you’ve been waiting for the right piece of Tennessee land, you’re going to want to keep an eye on these! ❤️🏡

đź“Ť Dandridge, TN
đź“Ť Newport, TN
📍 Bethpage, TN — 28 wooded, undeveloped acres! 🌲

Three completely different properties with so much potential—whether you’re looking to build, invest, enjoy some privacy, or own your own piece of Tennessee. 🌄

đź‘€ Full details, pricing & photos coming soon!

Want to be one of the first to know when these hit the market? Message or call me!

❤️ Rachel Orlando
Heartland Realty & Property Group LLC
📲 423-237-3755
🏡 Home is where the heart is.

Please share! Someone you know may be looking for land just like this. ❤️
We are here for all your real estate needs!

Today, we honor the hard work and dedication of America’s workforce. Your efforts, big and small, keep our communities m...
09/07/2026

Today, we honor the hard work and dedication of America’s workforce. Your efforts, big and small, keep our communities moving forward. Wishing you a safe and happy Labor Day! 💙❤️
https://myoc.io/MortgagesMadeEasyByMichelle

NMLS #185323

Homeownership is one of life’s biggest milestones.Whether it’s a first home, moving up to a home that fits your growing ...
09/01/2026

Homeownership is one of life’s biggest milestones.

Whether it’s a first home, moving up to a home that fits your growing family, downsizing, relocating, or starting a new chapter, I’m grateful to help my clients and community navigate those important moments with confidence.

Thank you to my clients, referral partners, and local community for trusting me to be part of your journey.
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

Real estate investors, this one's for you. Some programs look at what the property earns, not your tax returns. That can...
08/25/2026

Real estate investors, this one's for you. Some programs look at what the property earns, not your tax returns. That can open up ways to grow your portfolio without the usual paperwork limits. Worth a conversation if you've been holding back.
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiv...
08/20/2026

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiving.

Windows down. Feet up. No agenda but the road ahead.

What's a memory you made in flip-flops this summer?
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

Think you need perfect credit to buy a home? That's one of the biggest myths out there. Plenty of homebuyers qualify wit...
08/18/2026

Think you need perfect credit to buy a home? That's one of the biggest myths out there. Plenty of homebuyers qualify with credit that isn't flawless. You might be a lot closer to owning a home than you think. Let's look at where you actually stand.
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are ...
08/13/2026

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are more paths to qualifying than most people realize. Let's talk through your situation.
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

Address

8913 Cedarbrook Lane
Knoxville, TN
37923

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 7pm
Thursday 9am - 9pm
Friday 9am - 9pm

Telephone

+18653860652

Website

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