Preferred Rate - Michelle Cummings NMLS 185323

Preferred Rate - Michelle Cummings NMLS 185323 With 27 plus years in the Mortgage industry allow
me to help navigate your Mortgage Goals!

Purchase - Refinance - New Construction - Heloc - DPA - DSCR - Land Home Package - One time Close
Preferred Rate Mortgage NMLS 1850
www.nmlsconsumeraccess.org Preferred Rate
Michelle Cummings NMLS 185323
Senior Mortgage Advisor
865-386-0642
Equal Housing Opportunity
[email protected]

09/09/2026

🚨 3 NEW LAND LISTINGS COMING SOON! 🚨

If you’ve been waiting for the right piece of Tennessee land, you’re going to want to keep an eye on these! ❤️🏡

đź“Ť Dandridge, TN
đź“Ť Newport, TN
📍 Bethpage, TN — 28 wooded, undeveloped acres! 🌲

Three completely different properties with so much potential—whether you’re looking to build, invest, enjoy some privacy, or own your own piece of Tennessee. 🌄

đź‘€ Full details, pricing & photos coming soon!

Want to be one of the first to know when these hit the market? Message or call me!

❤️ Rachel Orlando
Heartland Realty & Property Group LLC
📲 423-237-3755
🏡 Home is where the heart is.

Please share! Someone you know may be looking for land just like this. ❤️
We are here for all your real estate needs!

Today, we honor the hard work and dedication of America’s workforce. Your efforts, big and small, keep our communities m...
09/07/2026

Today, we honor the hard work and dedication of America’s workforce. Your efforts, big and small, keep our communities moving forward. Wishing you a safe and happy Labor Day! 💙❤️
https://myoc.io/MortgagesMadeEasyByMichelle

NMLS #185323

Homeownership is one of life’s biggest milestones.Whether it’s a first home, moving up to a home that fits your growing ...
09/01/2026

Homeownership is one of life’s biggest milestones.

Whether it’s a first home, moving up to a home that fits your growing family, downsizing, relocating, or starting a new chapter, I’m grateful to help my clients and community navigate those important moments with confidence.

Thank you to my clients, referral partners, and local community for trusting me to be part of your journey.
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

Real estate investors, this one's for you. Some programs look at what the property earns, not your tax returns. That can...
08/25/2026

Real estate investors, this one's for you. Some programs look at what the property earns, not your tax returns. That can open up ways to grow your portfolio without the usual paperwork limits. Worth a conversation if you've been holding back.
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiv...
08/20/2026

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiving.

Windows down. Feet up. No agenda but the road ahead.

What's a memory you made in flip-flops this summer?
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

Think you need perfect credit to buy a home? That's one of the biggest myths out there. Plenty of homebuyers qualify wit...
08/18/2026

Think you need perfect credit to buy a home? That's one of the biggest myths out there. Plenty of homebuyers qualify with credit that isn't flawless. You might be a lot closer to owning a home than you think. Let's look at where you actually stand.
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are ...
08/13/2026

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are more paths to qualifying than most people realize. Let's talk through your situation.
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

08/11/2026

The rules of mortgage lending have changed.

We believe home financing should fit your life, not the other way around.

If you’ve been told your credit score isn’t good enough to buy a home, it may be time for a second look. With a broad range of mortgage solutions, including programs designed for first-time homebuyers, borrowers with new or rebuilding credit, and those with unique financial situations, we’ve helped more people find a path to homeownership.
Don’t assume you don’t qualify. Let's Talk.
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

One of the most rewarding parts of being a loan officer is helping individuals and families take meaningful steps toward...
08/06/2026

One of the most rewarding parts of being a loan officer is helping individuals and families take meaningful steps toward homeownership and their future.

No two journeys are exactly alike, and that’s why working with a company that has over 30 years of impact and experience helping people navigate life’s biggest financial decisions is important.

Homeownership is about more than buying a house. It’s about putting down roots, stability for your family, having a place where memories are made and shared, and creating an opportunity for long-term financial wealth.

I’m grateful to be a part of these moments with my clients and our local community.
https://myoc.io/MortgagesMadeEasyByMichelle



NMLS #185323

Address

8913 Cedarbrook Lane
Knoxville, TN
37923

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 7pm
Thursday 9am - 9pm
Friday 9am - 9pm

Telephone

+18653860652

Website

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