Benchmark Home Loans- Brittany Forrester

Benchmark Home Loans- Brittany Forrester At Benchmark Mortgage, we pride ourselves on providing excellent customer service, very competitive rates and the most efficient loan processing.

We look forward to serving the Knoxville area! Ark-La-Tex Financial Services LLC
NMLS #1860619

Big appraisal changes are coming soon for conventional loans and we want to keep our agents informed on what is happenin...
09/07/2026

Big appraisal changes are coming soon for conventional loans and we want to keep our agents informed on what is happening! Reach out to us to learn more, so that you can share with your clients!

Do you realize how much pull you have right now as a buyer?!There are more sellers than buyers on the market right now. ...
09/01/2026

Do you realize how much pull you have right now as a buyer?!

There are more sellers than buyers on the market right now. That means a lot of sellers know they’ll have to compromise a bit to get their house sold, which leaves you room to negotiate on price and terms.

Of course, exactly how much room you have depends on where you’re looking. But more and more markets are trending in favor of buyers, so let’s chat about what’s going on in our area.

Reach out to The Kitts Team and we’ll help you turn your negotiating power into a set of keys!

CLOSED & FUNDED in Dandridge, TN 🔑There’s nothing better than seeing a dream home go from plans on paper to a place our ...
08/31/2026

CLOSED & FUNDED in Dandridge, TN 🔑

There’s nothing better than seeing a dream home go from plans on paper to a place our clients can finally call HOME! We loved working with realtor Lydia Capps | Knoxville, TN Realtor on this one!

Did you know Benchmark Home Loans offers construction financing? One option we offer is a two-time close construction loan, which can provide some valuable flexibility throughout the building process.

One of our favorite benefits? You don’t have to lock in your permanent mortgage rate when construction begins.

With a two-time close, the construction loan is completed first, and the permanent financing is finalized once the home is nearing completion. That means if rates improve while your home is being built, you may have the opportunity to lock in a lower rate closer to completion rather than being tied to the rate available when you broke ground.

It can also provide more flexibility when it comes to construction changes, cost overruns, and choosing the permanent financing terms that make the most sense when your home is complete.

Building your dream home? 🏠 We’d love to help you understand your construction financing options and determine which loan structure is the best fit.

Reach out to The Kitts Team at Benchmark Home Loans to learn more!

We are so excited for our clients to get this home under contract in the beautiful town on Pennington Gap, VA! Always a ...
08/27/2026

We are so excited for our clients to get this home under contract in the beautiful town on Pennington Gap, VA! Always a pleasure working with Michael Pruitt as we get this one ready for closing. This family will be moved in just in time to enjoy the gorgeous autumn mountain views from their new porch!

One of the biggest stories in the housing market these past few years has been how much the supply of homes for sale has...
08/20/2026

One of the biggest stories in the housing market these past few years has been how much the supply of homes for sale has grown. It’s the #1 bright spot for buyers in this market.

But you may have heard that growth has been slowing down. It’s true it went from +31% a year ago to just +2% now. But that’s no reason to worry about your move. Because nationally, inventory has been up year-over-year for 33 straight months. And the latest data shows the slowdown may have already hit its floor.

Plus, since rates aren’t expected to come down much anytime soon, inventory growth may be about to pick back up. The bottom line? Inventory is still better than it was last year – and that gives you options. And even more choices may be coming soon!

Getting preapproved doesn’t have to be overwhelming! 💙Having the right documents ready from the start can help make the ...
08/18/2026

Getting preapproved doesn’t have to be overwhelming! 💙

Having the right documents ready from the start can help make the process smoother, faster, and a whole lot less stressful.

Here’s a quick checklist of a few items you may need:
✔️ W-2s / 1099s
✔️ Tax returns
✔️ Bank statements
✔️ Recent paystubs
✔️ Copy of your ID

Every borrower and loan scenario is a little different, so your exact document list may vary — and that’s where we come in!

Thinking about buying a home? Reach out to The Kitts Team and we’ll walk you through the preapproval process from start to finish.

The Kitts Team | Benchmark Home Loans
Lauren Kitts & Brittany Forrester
📲 Call/Text: (678) 799-0289
🌐 laurenkitts.benchmark.us
📧 [email protected]

Mortgage rates have a BIG test this Wednesday! Inflation has been cooling, and another favorable CPI report could give m...
08/11/2026

Mortgage rates have a BIG test this Wednesday!

Inflation has been cooling, and another favorable CPI report could give mortgage rates some much-needed relief. That sounds like great news for buyers—but there’s another side to it.

Lower rates can improve affordability, but they can also bring more buyers back into the market. That could mean more demand, more competition, and less negotiating power—while home prices continue to hold up.

The opportunity may not be waiting for the “perfect” rate. It may be getting your strategy together before everyone else reacts.

If you’re thinking about buying—or you have clients actively looking—this is a week to pay attention. We’ll be watching Wednesday’s CPI report, what mortgage rates do next, and what it could mean for your buying power.

Want to know what the numbers look like for YOU? Reach out to The Kitts Team. We’re always happy to run scenarios and help you make a plan!

The Kitts Team | Benchmark Home Loans
Lauren Kitts & Brittany Forrester

It’s Monday, which means it’s time for a little mortgage market update!Swipe through to see what’s happening with rates,...
08/10/2026

It’s Monday, which means it’s time for a little mortgage market update!

Swipe through to see what’s happening with rates, how today’s market compares to recent years, and why waiting for the “perfect” rate could come with a price.

The market is always moving—but the right time to buy isn’t just about the rate. It’s about your goals, your timeline, and your numbers.

Have questions or want to know what today’s market means for you? Reach out to The Kitts Team! We’re always happy to talk through your options.

📲 (678) 799-0289
🏡 The Kitts Team | Benchmark Home Loans

Did home prices just hit a turning point? Even though all of the headlines out there make it sound like prices are crash...
08/10/2026

Did home prices just hit a turning point? Even though all of the headlines out there make it sound like prices are crashing, here’s what the data really says: Yes, price growth cooled from around 7% in mid-2024 to closer to 3% today. But that’s not a crash. It’s just a slowdown.

If you look at the right side of this graph, it seems like price growth may have hit its low point and started to turn. Now, two months of data doesn’t necessarily make a trend. But a few things back this up. Compared to earlier this year, fewer markets are seeing price declines right now. And, forecasts call for price growth to pick up a bit before end of year.

Whether you’re buying or selling, I want you to have breaking info like this as soon as I have it – especially when it looks like something is changing. Reach out to The Kitts Team to learn more about what’s happening in your area!

A lot of buyers are waiting because they think mortgage rates will drop dramatically. The problem? That’s not what today...
08/06/2026

A lot of buyers are waiting because they think mortgage rates will drop dramatically. The problem? That’s not what today’s forecasts say is going to happen.

Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.

What’s that tell us? Waiting may not pay off the way you hope it will. So, if moving is important to you, I want you to know waiting isn’t your only option. Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now. Let’s talk about what could work for you!

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346 Ebenezer Road
Knoxville, TN
37923

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