Michèle Catoire Highlands Residential Mortgage - NMLS #185044

08/12/2026

5.0 star review received on Experience.com for Michele Catoire by Marlo E - Excellent communication and prompt responses.

Click to see all 141 reviews of Michele Catoire, Branch Manager | NMLS # 185044

07/15/2026

5.0 star review received on Experience.com for Michele Catoire by Malcolm L - Michele was a pleasure to work with, guided us through the process very well, and answered all of our questions in a timely and thorough manner. She did everything she could to help make the process as comfortable and easy as she could.

Click to see all 140 reviews of Michele Catoire, Branch Manager | NMLS # 185044

05/10/2026

5.0 star review received on Experience.com for Michele Catoire by Kimberlea M - Michele was quick to get things done as they arose. She was always available to give advice when needed or asked. She was available on important things like signing closing docs or other documentation throughout the process. Michele is amazing and I will not work another agent but Michele if needed in the future.

Click to see all 139 reviews of Michele Catoire, Branch Manager | NMLS # 185044

04/30/2026

Thank you for your kind words! I'm delighted to hear that you felt supported and informed throughout the process. Being available and approachable is truly important to me. I'm here to help anytime you need!

04/29/2026

Spring is when many homeowners start thinking about updates and improvements.

If you already own your home, a cash-out refinance may allow you to access some of your home’s equity to help fund renovation projects. Many homeowners use this option for things like kitchen updates, new flooring, or other improvements that make the home work better for their lifestyle.

Every situation is different, but using equity can sometimes be a way to invest back into the home you already love.
If you’ve been thinking about making upgrades this year, I’m always happy to walk through what options may be available.

04/27/2026

Not all rate buydowns work the same way, and the right option really depends on your plans for the home.

A 2-1 temporary buydown lowers your payment for the first two years, which can make the early years of homeownership easier.

A permanent buydown (paying points) lowers your rate for the entire life of the loan.

One helps with short-term payment relief, the other focuses on long-term savings.

If you’re buying a home this year, it’s worth running both scenarios to see which strategy makes the most sense for your situation.

Happy to walk through the numbers anytime.

04/26/2026

Spring is also when new construction activity tends to ramp up in many markets.

Working with builders can open up opportunities that buyers may not see in the resale market, including homes that are still being designed or completed.

With the right financing structure, building a home can feel much more predictable than people expect.

If you’re considering new construction or are a builder looking for a reliable lending partner, I’d love to connect.

📞 (206) 909-4114
📧 [email protected]
📍 516 6th Street South, Suite 200, Kirkland, WA 98033

04/24/2026

Thank you for your feedback! Providing clear and timely updates is always my priority. I'm here to assist you anytime!

04/22/2026

With Earth Day this month, it’s a good reminder that the features inside a home can impact more than just comfort.

Energy-efficient upgrades can help lower utility costs over time and make a home run more efficiently year-round. I see many buyers paying closer attention to things like insulation, windows, appliances, and overall energy performance.

If you’re touring homes this spring and want help understanding the financing side of things, I’m always happy to help.

04/21/2026

Spring is a great time to purchase a home with potential and make it your own.

Sometimes buyers pass on homes that need a little work because they assume renovations have to be paid out of pocket right away. In some situations, renovation financing can allow certain improvements to be included as part of the loan.

That can open the door to homes that might have great potential but just need a little updating.

If you’ve ever said, “This house could be perfect with a few changes,” it may be worth exploring what options exist.