Doug DeBruyn Mortgage Planner - NMLS #79355

Doug DeBruyn Mortgage Planner - NMLS #79355 Doug deBruyn NMLS #79355
NEXA Mortgage LLC. NMLS 1660690

If a buyer’s existing mortgage is pushing their debt ratio too high, but they still want buy their next home before sell...
08/19/2026

If a buyer’s existing mortgage is pushing their debt ratio too high, but they still want buy their next home before selling and only move once, here's how the Buy Before You Sell program and its debt ratio solution works:

1️⃣ You submit the existing home for program approval
2️⃣ We provide a Guaranteed Backup Contract in 24 hours, or 3 hours if urgent
3️⃣ We exclude the existing mortgage from buyer’s debt ratio
4️⃣ Your homebuyer qualifies for up to 40-50% more on their next home and removes the home sale contingency
5️⃣ They close, move once, then sell the current home

Available in all 50 states. Curious whether it could work for your clients? Reach out at 425.214.3458 or via a DM to learn about your options.

Home sale contingencies are the enemy on both sides of the table.As a listing agent, the strongest offer often comes wit...
08/11/2026

Home sale contingencies are the enemy on both sides of the table.

As a listing agent, the strongest offer often comes with one. As a buyer's agent, your strongest client keeps losing to clean offers.

Contingency Lift™ takes it off the table from either side. Here's what that means in practice:
✅ Listing agents: protect your best offer without settling for less. Approval in as little as 12 hours, 3 hours in urgent cases
✅ Buyer's agents: turn your client's contingent offer into a clean one and lock in their listing at the same time
✅ Starts at $2,500, up to 80% less than similar programs that charge 2% to 2.5% of the existing home sale price
✅ Any party can cover the cost: seller credit, buyer, or a combination

If you want to offer a solution most agents in your market can’t, reach out and let's talk. Text me at 425.214.3458 or email me [email protected]

SLC departure and earthshine
01/31/2025

SLC departure and earthshine

Exciting class this week for Realtors with clients that want to tap into their Bitcoin assets without having to sell. ...
01/28/2025

Exciting class this week for Realtors with clients that want to tap into their Bitcoin assets without having to sell.

Outstandin cocktails, atmosphere, and service
01/27/2025

Outstandin cocktails, atmosphere, and service

TROLL!
01/27/2025

TROLL!

Despite the media's attempts to promote the narrative of a housing crash and that rates are too high to buy vs. rent, we...
10/29/2024

Despite the media's attempts to promote the narrative of a housing crash and that rates are too high to buy vs. rent, we continue to see appreciation across the country. 4.2% on a $500K home is $21K. Walk in to work tomorrow and ask for a $21K a year raise, see how it goes.

Who doesn't love a bike ride through Tuscany on the roads used in Gladiator
10/02/2024

Who doesn't love a bike ride through Tuscany on the roads used in Gladiator

First day back in Tuscany did not dissapoint, #
10/01/2024

First day back in Tuscany did not dissapoint, #

Another month of 5% annual appreciation. If you bought a $600K house, that's like giving yourself a $30K pay raise. Do y...
09/26/2024

Another month of 5% annual appreciation. If you bought a $600K house, that's like giving yourself a $30K pay raise. Do you think you could ask your boss for a $30K pay raise and get it?

Address

1524 Suite 130
Kirkland, WA
98033

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