Jim Murphy - Venture Home Lending

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Jim Murphy - Venture Home Lending NMLS- 1275965 I have since built a career as a Loan Originator in the Greater Seattle Area. All rights reserved.

After graduating from Washington State University, I played Professional Baseball in the US for the Philadelphia Phillies and internationally in South America. I am a self-motivated individual with the drive for high achievement by creating a high level of trust and communication between partners and clients. At Movement Mortgage, we offer a wide variety of mortgage choices that can help make home ownership more affordable. Uniquely focused on my client’s needs, I work to educate and strategize with my clients to create a terrific mortgage lending experience. My consultative approach to mortgage planning allows me to recognize that your mortgage decision is far more complicated today with the many options available in the marketplace. No matter the situation I will work to create a solution that best serves the needs of my clients. Direct: 206.353.6753 | Office: 425.979.5262 | NMLS 1275965 | [email protected] | Loan Officer

Equal Housing Opportunity

While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window. Movement Mortgage supports Equal Housing Opportunity.
[AZ-0947419, CA-CA-DFPI1275965, CO-100538421, ID-MLO-1300965, OR, WA-MLO-1275965 | Movement Mortgage LLC. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Rates caught a break this week. Here’s how it unfolded.Tuesday started quietly, with investors stepping in after recent ...
10/16/2026

Rates caught a break this week. Here’s how it unfolded.

Tuesday started quietly, with investors stepping in after recent highs.

Wednesday looked like a setback when hot inflation data sent rates higher at the open. By the close, the market had reversed and erased the damage.

Thursday brought more hot inflation data, and rates improved anyway as a tech and AI stock selloff pushed money toward bonds.
It’s too early to call this a trend. Much of the strength is tied to nerves in the tech space, and inflation is still the thing to watch.

If you’ve been waiting on the sidelines, one good week doesn’t change the bigger picture. It’s a good moment to see where you actually stand.

DM me and let’s run your numbers. 📊

Some decisions are easier to make than others.
10/14/2026

Some decisions are easier to make than others.

Mortgage rates just hit their highest level since 2023. Here's what drove it.Monday started with the 10-Year Treasury at...
10/09/2026

Mortgage rates just hit their highest level since 2023. Here's what drove it.

Monday started with the 10-Year Treasury at 5.31%, already at multiyear highs.

Tuesday brought a little breathing room. Yields slipped back a few points and stocks hit a record.

Wednesday flipped it again. Minutes from the Fed's September meeting showed the vote to hike was unanimous, and the 10-Year spiked to around 5.36%, its highest level since 2002. A strong 10-Year auction pulled yields back off the peak, but the damage was done.

Thursday added fuel. Oil jumped about 5% on fresh signs of escalation in the Middle East, and Fed Governor Waller said multiple more rate hikes may be needed to get inflation under control. Jobless claims stayed low, so the labor market isn't giving the Fed a reason to back off.

Friday finally gave markets a breather. Trump said the U.S. won't attack Iran before the midterms, oil eased a bit, and the 10-Year settled near 5.25%. Brent is still above $100.

All of that pushed the average 30-year fixed rate to 7.4% this week, up from 7.28% the week before, according to Freddie Mac.

If you're waiting for rates to drop, this week gave no sign that's coming soon. What you can control is knowing your numbers. DM me and let's run them. 📊

The truth is you don’t need perfect credit, 20% down, or a trust fund. You need a plan. Progress is what makes homeowner...
10/07/2026

The truth is you don’t need perfect credit, 20% down, or a trust fund. You need a plan. Progress is what makes homeownership possible 🏡 Send me a message and let’s map out your next move!

Refinancing 101 🏡Swipe to see how it works! And why so many homeowners are considering it right now.
10/05/2026

Refinancing 101 🏡
Swipe to see how it works! And why so many homeowners are considering it right now.

Rates hit a multi-year high this week. Here's the story behind it.Monday through Wednesday, rates climbed steadily, even...
10/02/2026

Rates hit a multi-year high this week. Here's the story behind it.
Monday through Wednesday, rates climbed steadily, eventually touching levels not seen since 2023. Thursday brought a bit of relief as rates eased back.
What drove it: the bond market repricing Fed policy and inflation expectations, tension in the Middle East rattling oil markets, and growing concerns about bond supply here and in Europe.
Waiting for the "right" rate can cost you more than it saves. Home prices don't pause while markets sort themselves out.

DM me and let's run your numbers. 📊

Homeownership can make a huge difference in your personal net worth 📈 See what's possible now, you might be closer than ...
09/30/2026

Homeownership can make a huge difference in your personal net worth 📈

See what's possible now, you might be closer than you think to owning a home 🏠

Conventional loans are one of the most common financing options out there... but "conventional" doesn't mean "one-size-f...
09/28/2026

Conventional loans are one of the most common financing options out there... but "conventional" doesn't mean "one-size-fits-all." Swipe through to learn more 🏡

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Seattle, WA

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(206) 353-6753

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