Derick Johnson - Fairway Independent Mortgage Corporation

08/31/2026

Are you currently waiting for rates to drop too? If so, let me know why 👇🏼

08/26/2026

If I had a dollar every time someone said Millennials and Gen Z “just don’t want to work", I'd probably have enough for a down payment 😅

Buying a home can feel harder today, but that does not mean it is impossible. The right loan program, a realistic budget, and a good plan can make a big difference.

Not sure where to start? Send me a message and let’s look at your options.

08/24/2026

🚨 Attention Realtors 🚨

We are hosting a property tour this Thursday, August 27th, starting at 8:45am from our office. We would love to have you! This is a great opportunity to get some more exposure on your listing, and receive great feedback from other realtors!

If you don't have a property but would like to join the tour to help provide feedback or possibly find a property matching the needs of one of you buyer clients, we would love to have you join as well!

Reach out to me directly at 254-394-2863 if you have any questions, I can also get you signed up for you if needed! Can't wait to hear from you!

https://www.eventbrite.com/e/property-tours-of-killeen-tickets-1411183240059?aff=oddtdtcreator&fbclid=IwY2xjawT5XmtwZG9mAWV4dG4DYWVtAjExAHNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR5JomxOKQuOyrvsMda1rthLTyqBqS2wXHNBGQjbfs9WvpaqYhtF1RUQtrYXPA_aem_qp6QAxqdQbTcKgdeSnnxuA

Join The Wood Group of Fairway and other real estate professionals for breakfast and a tour of local Central Texas properties!

08/19/2026

POV: You skipped the new car... and bought the house instead. 🏡🔑

Sometimes the best financial move isn't buying what you want today.

It's buying what helps your future.
A car usually goes down in value.
A home has the potential to build equity over time.

The right plan today can open more doors tomorrow.

Buy smart. Your future self will thank you. 👏

Thinking about buying a home but not sure where to start? I'd be happy to answer your questions and help you explore your options.

08/17/2026

08/17/2026

Why does your lender tell you not to do these things before closing? 👇

🚗 Don't buy a new car.
A new loan can change your debt and lower your buying power.
If you can, wait until after you close.

💼 Don't change jobs without talking to your lender.
A new job or a big change in how you get paid can affect your loan approval.
Always check with your lender first.

💵 Don't make large cash deposits.
Large or unusual deposits may need to be documented.
Before moving money around, ask your lender what they'll need.

The good news?

You don't have to figure it all out on your own.

A quick conversation with your lender before making a big financial decision can save you time, stress, and help keep your home purchase on track. 🏡

08/14/2026

When your landlord says “inflation” is why rent’s going up…
while pulling up in a new luxury car and fresh shoes.

If something feels off...you’re not wrong.

At some point, it’s worth asking:
Should these payments be building my life instead?

If you want to explore options where you’re paying yourself
and creating the freedom to live the life you actually want.
Send me a message and let’s talk.

08/12/2026

If buying a house is in your future… start now.

Fixing your credit isn’t magic — it just takes a plan and a little time.

If we start early, when the time comes to buy you’ll already be in a much better spot.

Reach out if you want some tips, I'd love to help!