Nancy Pacheco - Valor Home Lending

Nancy Pacheco - Valor Home Lending Valor Home Lending offers tailored mortgage solutions for veterans, first-time buyers, and investors. Licensed in Texas and ready to serve!

With integrity and transparency, we support clients through the homeownership journey, making it achievable for everyone. Owner of Valor Home Lending LLC, proudly offering tailored home loan solutions under the Valor brand. My mortgage industry journey began in 2011, and I’ve built this company to provide personalized options for homeowners, especially Veterans and the Central Texas community. Bor

n and raised in Corpus Christi, TX, I earned my degree in Accounting and now call Killeen, TX, home. I’m blessed to share life with my husband Ricardo, a retired Army veteran, and our five amazing children: Camilla, Briella, Argenys, Max, and Ricardo. From starting as a loan officer assistant to becoming a Loan Officer and contributing to Aligned Mortgage’s growth in Killeen, my passion has always been about empowering families with knowledge and confidence to achieve homeownership. This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas" to the profile.CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

Have a great day Valor Home Lending familia!
09/02/2026

Have a great day Valor Home Lending familia!

🍂 Hello, September!A new month brings fresh possibilities and maybe a new place to call home. Whether you’re preparing t...
09/01/2026

🍂 Hello, September!

A new month brings fresh possibilities and maybe a new place to call home. Whether you’re preparing to purchase, refinance, or simply exploring your options, Valor Home Lending is here to help you move forward with clarity and confidence.

Ready to begin your journey? Let’s talk about your homeownership goals. 🏡

Nancy Pacheco, Mortgage Broker | NMLS #820800
Valor Home Lending LLC | Company NMLS #2616282
Licensed in Texas | Equal Housing Lender

Not a commitment to lend. All loans are subject to credit approval. Not all applicants will qualify.

⚠️ SERVICE NOTICEValor Home Lending has been affected by the Microsoft Outlook outage, which may temporarily impact some...
08/31/2026

⚠️ SERVICE NOTICE

Valor Home Lending has been affected by the Microsoft Outlook outage, which may temporarily impact some of our email communications.

Our alternate email was not affected. Please contact us at:

📧 [email protected]

Thank you for your patience and understanding. We remain available and ready to assist you!

🔗 https://linktr.ee/Valor_Home_Lending

Valor Home Lending | Company NMLS #2616282
Nancy Pacheco | NMLS #820800
Equal Housing Lender

We’re honored to share that Nancy and I from Valor Home Lending have been invited by the Greater Killeen Chamber of Comm...
08/28/2026

We’re honored to share that Nancy and I from Valor Home Lending have been invited by the Greater Killeen Chamber of Commerce to serve as Food Tasting Judges for Flavors of Central Texas 2026! 🎉🍴

We’re excited to be part of an event that brings our local businesses and community together. And yes… we’re definitely looking forward to the very important job of tasting the food! 😋😂

Come on out, bring the family, come hungry, and let’s have a GREAT TIME! There will be delicious food, refreshing drinks, and plenty of family-friendly fun.

📅 Saturday, August 29
⏰ 4:00–7:00 PM
📍 Killeen Special Events Center

A big THANK YOU to the Greater Killeen Chamber of Commerce for including us in this fantastic event. We’re proud to support local businesses and our community!

Come see us, enjoy some great food, and let’s make some memories! ❤️🇺🇸

🚨 Flavors of Central Texas is TOMORROW! 🚨

Come hungry and enjoy an evening filled with delicious food, refreshing drinks and family-friendly fun from local favorites across Central Texas!

Don’t wait until the last minute—purchase your Bite Bands today!

📅 Saturday, August 29
⏰ 4:00–7:00 PM
📍 Killeen Special Events Center

🎟️ Purchase Bite Bands:
https://killeenchamber.zohobackstage.com/FlavorsofCentralTexas2026 #/wristbands?lang=en

OUR FIRST 8-DAY CLEAR TO CLOSE! 🏡What an incredible milestone for Valor Home Lending! We had the honor of helping our ve...
08/28/2026

OUR FIRST 8-DAY CLEAR TO CLOSE! 🏡

What an incredible milestone for Valor Home Lending! We had the honor of helping our veteran homebuyer receive a Clear to Close in just 8 days our fastest achievement yet!

We are grateful for the opportunity to serve those who have served our country and to help make this homebuying journey as smooth as possible.

A special thank-you to Realtor Amber Mezzacappa for trusting Nancy Pacheco and Valor Home Lending with her client. Strong communication, teamwork, and dedication made this achievement possible!

Congratulations to our veteran homebuyer, and welcome home! 🔑

📞 512-955-8801
🔗 https://linktr.ee/Valor_Home_Lending

Valor Home Lending
Company NMLS #2616282
Nancy Pacheco | Mortgage Broker | NMLS #820800
Equal Housing Lender 🏠

🎉 Let’s celebrate our veteran homeowner!Thank you for trusting Valor Home Lending to guide you through the homebuying pr...
08/28/2026

🎉 Let’s celebrate our veteran homeowner!

Thank you for trusting Valor Home Lending to guide you through the homebuying process. We made the journey so smooth that this purchase was **Clear to Close in only 11 days!** 🔑🏡

A special thank-you to Ricky Prudencio for the great teamwork and your steadfast dedication to those who serve. When the right team comes together, amazing things happen!

Ready to begin your homeownership journey? Let’s discuss your options!

📞 512-955-8801
🔗 https://linktr.ee/Valor_Home_Lending

Company NMLS #2616282
Nancy Pacheco NMLS #820800

🏡 Another investment property SOLD!It was amazing teaming up with Nickenz Builders to help their client secure a DSCR lo...
08/26/2026

🏡 Another investment property SOLD!

It was amazing teaming up with Nickenz Builders to help their client secure a DSCR loan! This isn’t our first successful closing with this incredible investor team—and we’re looking forward to many more.

Let’s goooo! 🔥👏

Are you an investor looking for your next opportunity? Whether you’re purchasing your first rental property or expanding your portfolio, let Valor Home Lending help you explore your financing options.

🔗 Get started: https://linktr.ee/Valor_Home_Lending

Valor Home Lending | Company NMLS #2616282
Nancy Pacheco | Mortgage Broker | NMLS #820800

🔥 THREE VETERAN FAMILIES. THREE CLEAR TO CLOSE WINS!🔥I am extremely proud of Nancy Pacheco and the strong work ethic, di...
08/26/2026

🔥 THREE VETERAN FAMILIES. THREE CLEAR TO CLOSE WINS!🔥

I am extremely proud of Nancy Pacheco and the strong work ethic, diligence, and attention to detail she brings to every veteran’s loan:

🏡 Veteran Purchase — Clear to Close in 11 days
🏡 Veteran Purchase — Clear to Close in 8 days
🔑 Veteran Refinance — Clear to Close in 8 days

A heartfelt thank-you to our real estate partners Ricky Prudencio, Daisy Y Ruiz, and Amber Mezzacappa for trusting Valor Home Lending with your veteran clients. Strong relationships, communication, and teamwork make results like these possible!

👏 Ricky Prudencio TX Licensed Realtor, this makes number two—another 11-day Clear to Close achieved together!

It is an honor to serve those who have served our country. At Valor Home Lending, our veterans are never just another transaction.

📞 512-955-8801
🔗 [https://linktr.ee/Valor_Home_Lending](https://linktr.ee/Valor_Home_Lending)

** Clear-to-close timelines vary based on each loan’s circumstances. Past results do not guarantee future outcomes.**

Valor Home Lending LLC | Company NMLS #2616282
Nancy Pacheco | Mortgage Broker/Owner | NMLS #820800

08/26/2026

Good morning VALOR FAMILY!!! We’re back, ready to continue being an asset in this community.

Address

222 E Avenue C
Killeen, TX
76541

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Alerts

Be the first to know and let us send you an email when Nancy Pacheco - Valor Home Lending posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share