What are the opening hours?

Monday 8am - 8pm Tuesday 8am - 8pm Wednesday 8am - 8pm Thursday 8am - 8pm Friday 8am - 8pm Saturday 8am - 8pm

Michael Gayda - NMLS# 177621

Home
United States
Jacksonville, FL
Michael Gayda - NMLS# 177621

Call Directions Website

In today’s fast-evolving lending landscape, finding a trusted guide to navigate the process is essential. Let’s make it happen together!

Sales Manager & Mortgage Originator with OVM | 20+ years helping homebuyers make informed mortgage decisions | FL, GA & IL |
AnnieMac Home Mortgage
NMLS # 177621
Equal Housing Opportunity With over 20 years of experience and thousands of satisfied clients, we’ve honed a streamlined 3-Point Approach to make your home financing journey seamless and exceptional. Clear Communication: From start to finish, we keep you informed. Regular updates ensure you’re always in the know, with every step—application to closing—explained clearly and promptly. Unmatched Expertise: We don’t just provide mortgages; we deliver tailored strategies backed by deep industry knowledge. Our team stays ahead of the curve, offering insights and solutions that set us apart. Innovative Tools: We pair a wide range of mortgage options with cutting-edge technology, customized to your unique needs. Whether it’s your first home or a major renovation, we make the process efficient and accessible. We understand that every client’s path is distinct—buying new construction isn’t like purchasing and renovating a fixer-upper, and your first home purchase feels different from your fifth. That’s why we’re passionate about crafting a personalized experience that exceeds your expectations.

10/30/2026

Found a home you like and it says you can take over the seller’s low-rate mortgage?
Sounds pretty great!
Here’s what you need to know.

10/23/2026

New construction may be one of the market’s best values right now.

But that won’t last forever - and not for the reason most buyers think.

10/16/2026

One of the easiest homebuying mistakes happens a little at a time…

10/02/2026

Want a better clue of where mortgage rates are going? Here’s a simple way.

09/25/2026

Shopping for a home in this rate market? This strategy can help.

09/21/2026

5.0 star review received on Experience.com for Michael Gayda by Michael X P - Michael and his team are the best in the business! Wonderful to deal with and the communication is second to none!
strongly recommend!!!

Click to see all 225 reviews of Michael Gayda - OVM Financial, Sales Manager | NMLS # 177621

09/18/2026

Price cut or Seller credit?
Same $10,000. Very different results. Which one helps more?

09/11/2026

Beware the Buy Now Pay Later options if you are pursuing a mortgage…find out why.

09/07/2026

5.0 star review received on Experience.com for Michael Gayda by Xianggan H - Great experience. Appreciated.

Click to see all 224 reviews of Michael Gayda - OVM Financial, Sales Manager | NMLS # 177621

09/04/2026

What if you could lower your mortgage payment… without refinancing?

Most homeowners don’t know this option exists.

Address

8665 Baypine Road, Suite 120
Jacksonville, FL
32256

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	8am - 8pm

Telephone

+19048130415

Website

http://www.michaelgayda.com/

Alerts

Be the first to know and let us send you an email when Michael Gayda - NMLS# 177621 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.