Tamonica Mike, Ameris Bank, NMLS #1800395

07/28/2025

Earnest money helps reassure sellers that the buyer is committed. If the deal goes through, the deposit is typically applied to the down payment or closing costs. If the buyer backs out for a reason not covered in the contract, they might lose it.

07/26/2025

The Ameris Choice program offers qualified borrowers up to $7,500 in assistance to make homeownership more affordable in Jacksonville.

07/25/2025

My goal is to make your home buying process as stress-free and seamless as possible, and one of the best ways to ensure a smooth journey is to come prepared with questions. Here are a few of the most common questions to ask your mortgage lender: ow.ly/ewjx30sNuIT

07/25/2025

After several weeks of growth, mortgage application activity shifted slightly last week. This week’s Mortgage Monitor looks at what may have influenced the change. Learn more: https://www.amerisbank.com/Personal/Learn/Financial-Articles-Advice/Buying-A-Home/Mortgage-Monitor-July-23 http://www.amerisbank.com/tamonicamike

07/22/2025

Home delistings surged 47% year-over-year in May, signaling a shift in seller behavior during what’s typically peak season.

Explore what this trend means for the housing market in our latest Mortgage Monitor: https://www.amerisbank.com/Personal/Learn/Financial-Articles-Advice/Buying-A-Home/Mortgage-Monitor-July-16 https://amerisbank.mymortgage-online.com/?loanapp&siteid=6881561284&lar=tmike

07/15/2025

Home mortgage rates are cooling off just as summer heats up. The first week of July brought the lowest rates since early April, and with more homes hitting the market, buyers are finding greater flexibility and opportunity this summer.

Learn more in the latest Mortgage Monitor: https://www.amerisbank.com/Personal/Learn/Financial-Articles-Advice/Buying-A-Home/Mortgage-Monitor-July-9

02/19/2024

$20,000 in assistance to purchase or refinance a home? Meet Ameris Choice, a groundbreaking new program designed to make purchasing or refinancing a home in the Jacksonville area more affordable.

Visit amerisbank.com/amerischoice or contact me today to learn more about this exciting new program!

http://www.amerisbank.com/amerischoice

08/11/2023

https://www.eventbrite.com/e/free-hud-homeownership-house-party-tickets-687448967367?internal_ref=social

You're invited! FREE Homeownership 'House Party' Saturday, August 26th 9am-5pm Learn how you can achieve your dreams of owning a home!!