09/12/2026
https://www.facebook.com/share/p/1BZSTCq1YQ/?mibextid=wwXIfr
The conforming loan limit just increased to $845,000, and if you have been watching home prices and wondering whether a conventional loan could still work for your budget, this is the update worth paying attention to.
A higher conforming limit means more buyers can access conventional financing without moving into jumbo loan territory, which typically comes with stricter qualification requirements and different pricing structures. More buying power, more flexibility, and more options for buyers who were right on the edge of what conventional lending could cover before this change.
This is the kind of shift that quietly rewrites the math for a lot of people, and the best way to find out if it changes yours is to have the conversation. DM us and let’s talk about what this means for where you want to go next.