Brooks Kelly, Mortgage Loan Originator

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Brooks Kelly, Mortgage Loan Originator (NMLS #208792) I am experienced in all aspects of residential real estate and have helped over 2000 families purchase or refinance their homes.

Brooks Kelly | National Director – Sales & Development
NMLS ID # 208792 | Branch NMLS ID # 1648330

🏠 Educating Homebuyers & Empowering Realtors
👪 Over 3300 Families Served I have experience in new home construction, new home sales, and mortgage lending. I have the ability to do conventional, Jumbo Loans, FHA, VA, USDA, vacation homes, 2nd homes and investment properties. I can also help walk you through title, appraisal, inspection and closing processes. Call me to get your free Pre-Approval done today. Specialties: All types of Mortgage Lending. I am licensed in these states: TX, CO, OK, VA, FL, TN, AL, AR, KS, LA, OR
12750 Merit Drive, Suite 815, Dallas, TX 75251
EVP of Sales & Branch Manager, NMLS 208792 | The Mortgage Link, Inc., NMLS 113054 | Equal Housing Lender | AZ DFI 0924892
NMLS ID # 113054 (www.nmlsconsumeraccess.org)
https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/113054 to your profile. Arizona Mortgage Banker License #208792

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Chat might have me figured out...but not so much the height.  Ai has some work to do...Happy Halloween!
10/30/2026

Chat might have me figured out...but not so much the height. Ai has some work to do...

Happy Halloween!

Who says you have to leave your neighborhood to have a great night out?Pat Green playing at Dallas Oktoberfest, practica...
10/27/2026

Who says you have to leave your neighborhood to have a great night out?

Pat Green playing at Dallas Oktoberfest, practically in our backyard! So much fun!

I love seeing events like these in our community. Great music, familiar faces, supporting local businesses, and enjoying it all right here in our own neighborhood.

We need more of this! Events like these are what turn a neighborhood into a real community and make you appreciate where you live.

I'm hoping for more live music and events like this to our little corner of Dallas!

I've been in the mortgage business almost 20 years, and I've learned a few things.People will spend 45 minutes researchi...
10/21/2026

I've been in the mortgage business almost 20 years, and I've learned a few things.

People will spend 45 minutes researching a $30 Amazon purchase, but make a $500,000 homebuying decision because they fell in love with a kitchen backsplash.

And honestly, I get it. But here's my advice: Fall in love with the house, but make sure the numbers work first.

The right home isn't just one you love looking at. It's one you can comfortably afford to live in.

A beautiful backsplash is a bonus. A mortgage payment that doesn't keep you up at night is even better.

“I wish I would've…”I hear that phrase a lot in real estate. Sometimes it's from someone who waited too long. Sometimes ...
10/19/2026

“I wish I would've…”

I hear that phrase a lot in real estate. Sometimes it's from someone who waited too long. Sometimes it's from someone who rushed into a decision.

The goal isn't to time the market perfectly. It's to make a decision today that your future self won't regret.

What's one piece of advice you'd give your younger self about buying a home?

Sometimes the situation doesn’t need to change. Your perspective does.The housing market feels upside down to a lot of p...
10/15/2026

Sometimes the situation doesn’t need to change. Your perspective does.
The housing market feels upside down to a lot of people right now. Rates are higher, affordability is tighter, and buyers are trying to decide whether waiting is the smartest move.
But every buyer’s situation is different.
Sometimes the opportunity isn’t waiting for the market to become “perfect.” It’s looking at the numbers differently, negotiating harder, using the right financing strategy, and figuring out what actually makes sense for you.

Now flip the picture around and tell me which way you think it belongs.

10/05/2026

Some people run their HELOC like a bridge to a bonus they know is coming: draw on it monthly, pay it off when the bonus lands, then start over the next year. It can work, but it is a riskier way to use it than most of what I recommend.

Brooks Kelly NMLS ID # 208792 | 8150 N Central Expy, Ste M2030, Dallas, TX 75206 NMLS ID # 2880954 | Equal Housing Lender. © 2026 Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org

10/04/2026

When we buy your current house so you can buy the next one, we still list it with your agent. When it sells, the equity comes back to you, minus the program fee. That is the part most people assume works the other way.

Brooks Kelly NMLS ID # 208792 | 8150 N Central Expy, Ste M2030, Dallas, TX 75206 NMLS ID # 2880954 | Equal Housing Lender. © 2026 Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org

10/04/2026

A veteran called wanting to buy a new house, but did not have enough VA eligibility left to finance both homes the way they wanted. We bought the current home from them so their full entitlement came back, they bought the new one, and when the old house sold they kept the equity, minus the program fee.

100% financing available to eligible VA borrowers; closing costs and the VA funding fee still apply. Planet Home Lending, LLC is not affiliated with, endorsed by, or acting on behalf of the U.S. Department of Veterans Affairs or any government agency.

Brooks Kelly NMLS ID # 208792 | 8150 N Central Expy, Ste M2030, Dallas, TX 75206 NMLS ID # 2880954 | Equal Housing Lender. © 2026 Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org

10/03/2026

There is a lot of bad press out there about buy-before-you-sell programs. Ours is funded with Planet's own money, and the point is not the transaction. It is being the person you call for the next mortgage too.

Brooks Kelly NMLS ID # 208792 | 8150 N Central Expy, Ste M2030, Dallas, TX 75206 NMLS ID # 2880954 | Equal Housing Lender. © 2026 Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org

10/03/2026

Showing a house you still live in means cleaning and clearing out every time someone wants to see it. An empty, staged house is easier to show and easier to sell. That convenience is worth more than people think.

Brooks Kelly NMLS ID # 208792 | 8150 N Central Expy, Ste M2030, Dallas, TX 75206 NMLS ID # 2880954 | Equal Housing Lender. © 2026 Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org

Address

6333 N State Highway 161 Ste 500 & Ste 600
Irving, TX
75038

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