Ana Hernandez - Home Mortgage

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Ana Hernandez - Home Mortgage Fairway Independent Mortgage Corp.
1333 Corporate Dr, Ste 220
Irving, TX 75038
NMLS: 442479
Branch NMLS: 2289 Ready to take the next step?

Home Loans Made Human

No matter if you’re buying, selling, refinancing, or building your dream home; it’s important to work with an experienced and knowledgeable team. As an expert Personal Mortgage Advisor, I have the knowledge and resources you need in order to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal. Use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you into the home of your dreams!

09/02/2026

Good afternoon everyone and Happy Wellness Wednesday!

Did you know that homeownership is the key to financial wellness? The average net worth of a homeowner is 44 times greater than that of a renter. And 2/3 of the nation’s net worth comes from…real estate equity.

With each mortgage payment you make, you are building equity and building your financial foundation, your financial wellness.

Message me now and let’s get started on your path to financial wellness.

And of course, don’t forget your green juice!

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07/30/2026

Did you know that Texas has a program through the Texas Veteran Land Board that offers additional benefits for veterans to be used alongside traditional VA financing? These benefits are even more significant for a veteran receiving VA disability.

As a veteran you want to use the benefits that are available to you as these benefits are not available with other types of financing.

Message me now to learn more about the benefits of Texas Veteran Land Board or VA financing; and let’s get you on the path to home ownership.

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07/22/2026

Have you been thinking of purchasing a condo? Did you know that when purchasing a condo the condo will have to meet lender requirements in addition to you as the buyer? The state of the overall condo will impact each individual condo owner.

There are a multitude of factors that the lender will review when approving of condo such how much of the condo’s budget is in reserves and whether there is any commercial space and how much, and other favors as well…

The important piece to remember when purchasing a condo is that there are essentially two different approvals happening, one for you as the buyer and another for the condo.

If you have any questions about a specific condo or purchasing condos in general, message me now. I would love to help you on your homeownership journey.

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07/16/2026

Are you self-employed and having some challenges qualifying for a mortgage. Have you been told, over and over again, that you write too much? This is all too common for self-employed buyers.

Did you know it’s possible to qualify for a mortgage using only the deposits from your business into your bank account? And the best part about this loan is that zero tax returns are required. You can use this type of loan for the purchase of a primary or secondary residence, or an investment property.

If you are self-employed, don’t write off your real estate goals and dreams just yet. Home ownership might be write around the corner.

Message me know and get started on your homeownership path…

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07/11/2026

Did you know that the average homeowner with a mortgage has over 50% equity in their home. That’s equivalent to over $300,000 on average.

How much equity can you take out on your home? Home equity rules can vary state to state. In the state of Texas, you can take up to 80% of your appraised value on a primary residence, including any first & second mortgage combinations that you may be doing.

Can you take out equity on a second home or investment property? You absolutely can. The percentage of appraised value that you can take out will be slightly less than that of a primary residence.

Did you know that one of the most common uses of home equity is to expand your real estate portfolio? You can use the equity on your home to purchase an investment property or several investment properties and expand your net worth.

Want to put your equity to work, message me know and I will walk your through the process.

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07/08/2026

Are you thinking of purchasing a home but concerned that maybe you don’t have quite enough funds? This is one of the most common concerns amongst prospective homebuyers.

Did you know that it is possible to use a gift from an acceptable donor towards the purchase of a primary residence? The gift can be used towards some costs, and in certain instances, all the costs associated with a purchase. Homeownership might be closer than you think.

There are specific lender requirements to using a gift so you want to know the process first.

Message me now for details on how a gift works.

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07/02/2026

What is more American than the dream of home ownership?! Have you been wanting to start the journey towards homeownership but not sure where to start? Don’t feel overwhelmed…that’s where I come in. I will walk you through the process step by step.

The first step in purchasing a home is to get pre-approved. You want to know how much you qualify for before looking at homes. Nothing is more heartbreaking than falling in love with your dream home but not qualifying…YET. There is always a path to homeownership.

Message me now to start your homeownership journey.

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06/29/2026

Do you have a conventional loan and are wondering just when you can get rid of the PMI ( private mortgage insurance)?
🏡PMI will automatically fall off when you have 22% on your home, based off the appraised value at the time of purchase.

🏡You are eligible to remove the PMI, in most caes, when you have 20% equity. In this instance, you will notify your lender in writing and they will verify that you account is in good standing and and that you meet any additional requirements that they may have

Have any questions …send me a message.

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06/24/2026

Did you know that one of the biggest misconceptions about purchasing a home is that 20% down payment is always required?

It is actually possible to purchase a primary residence with as little at 3.5% down payment and in some instances, only 3% down payment. And if you are a veteran with eligibility, it’s possible to purchase a home with no down payment.

There are many options for down payment besides the standard savings and checking accounts. These options include gifts from an acceptable donor, down payment assistance programs, retirement funds and more. Homeownership just might be closer than you think.

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Address

1333 Corporate Drive, Ste 220
Irving, TX
75038

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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