American Heritage Lending

American Heritage Lending American Heritage Lending, LLC provides innovative Non-QM and Investor loan solutions with speed, flexibility, and trusted industry expertise. | NMLS #93735

๐—”๐—ป๐—ผ๐˜๐—ต๐—ฒ๐—ฟ 5 Reviews, โญโญโญโญโญ!๐—ฅ๐—ฒ๐—ฎ๐—น ๐—ณ๐—ฒ๐—ฒ๐—ฑ๐—ฏ๐—ฎ๐—ฐ๐—ธ. Real deals. Real results.
09/04/2026

๐—”๐—ป๐—ผ๐˜๐—ต๐—ฒ๐—ฟ 5 Reviews, โญโญโญโญโญ!
๐—ฅ๐—ฒ๐—ฎ๐—น ๐—ณ๐—ฒ๐—ฒ๐—ฑ๐—ฏ๐—ฎ๐—ฐ๐—ธ. Real deals. Real results.

09/03/2026

๐—ฆ๐—ผ๐—บ๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ฒ๐˜€๐˜ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜ ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€ ๐—ป๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—ต๐—ถ๐˜ ๐˜๐—ต๐—ฒ ๐—บ๐—ฎ๐—ฟ๐—ธ๐—ฒ๐˜.
So, how are experienced real estate investors finding these off-market deals, especially as good opportunities become harder to find?

๐——๐—ถ๐˜€๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐—ป๐—ป๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐—ฎ๐—ป๐—ฑ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐—ถ๐—ฒ๐˜€ ๐—ต๐—ฒ๐—น๐—ฝ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ถ๐˜€ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ผ๐—ฟ ๐—ธ๐—ฒ๐—ฒ๐—ฝ ๐—ป๐—ฒ๐˜„ ๐—ฑ๐—ฒ๐—ฎ๐—น๐˜€ ๐—ฐ๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐—ต๐—ถ๐˜€ ๐˜„๐—ฎ๐˜†.
Watch the full episode of Behind the Deal: https://na2.hubs.ly/H07Ch5f0

๐—œ๐—ป ๐—ผ๐—ฏ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐—Ÿ๐—ฎ๐—ฏ๐—ผ๐—ฟ ๐——๐—ฎ๐˜†, ๐—”๐—›๐—Ÿโ€™๐˜€ ๐—ผ๐—ณ๐—ณ๐—ถ๐—ฐ๐—ฒ๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—Ÿ๐—ผ๐—ฐ๐—ธ ๐——๐—ฒ๐˜€๐—ธ ๐˜„๐—ถ๐—น๐—น ๐—ฏ๐—ฒ ๐—ฐ๐—น๐—ผ๐˜€๐—ฒ๐—ฑ ๐—ผ๐—ป ๐— ๐—ผ๐—ป๐—ฑ๐—ฎ๐˜†, ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐Ÿณ.We will resume normal busi...
09/03/2026

๐—œ๐—ป ๐—ผ๐—ฏ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐—Ÿ๐—ฎ๐—ฏ๐—ผ๐—ฟ ๐——๐—ฎ๐˜†, ๐—”๐—›๐—Ÿโ€™๐˜€ ๐—ผ๐—ณ๐—ณ๐—ถ๐—ฐ๐—ฒ๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—Ÿ๐—ผ๐—ฐ๐—ธ ๐——๐—ฒ๐˜€๐—ธ ๐˜„๐—ถ๐—น๐—น ๐—ฏ๐—ฒ ๐—ฐ๐—น๐—ผ๐˜€๐—ฒ๐—ฑ ๐—ผ๐—ป ๐— ๐—ผ๐—ป๐—ฑ๐—ฎ๐˜†, ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐Ÿณ.
We will resume normal business hours on Tuesday, September 8. Have a safe and enjoyable holiday weekend!

09/01/2026

A rental in West Memphis, AR just paid its owner back.

No tax returns. No W2s. The rent qualified the loan.
Appraised: $298,000
Funded: $164,310
LTV: 55%
DSCR: 1.940
Term: 30-year
Type: DSCR cash-out refinance

The property stayed rented. The equity came out. That cash is now sitting in the borrower's account instead of the walls.

If your rentals are holding equity you can't touch, this is the exit.

Get pre-qualified in minutes. Link in bio.

๐ŸŽ‰ ๐—ช๐—ฒ ๐—บ๐—ฎ๐—ฑ๐—ฒ ๐˜๐—ต๐—ฒ ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ ๐—œ๐—ป๐—ฐ. ๐Ÿฑ๐Ÿฌ๐Ÿฌ๐Ÿฌ! ๐ŸŽ‰American Heritage Lending is proud to be recognized as one of the fastest-growing private...
08/28/2026

๐ŸŽ‰ ๐—ช๐—ฒ ๐—บ๐—ฎ๐—ฑ๐—ฒ ๐˜๐—ต๐—ฒ ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ ๐—œ๐—ป๐—ฐ. ๐Ÿฑ๐Ÿฌ๐Ÿฌ๐Ÿฌ! ๐ŸŽ‰
American Heritage Lending is proud to be recognized as one of the fastest-growing private companies in America.

๐Ÿ† #๐Ÿญ,๐Ÿฎ๐Ÿด๐Ÿต ๐—ข๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—น๐—น
๐Ÿ† #102 in Financial Services
๐Ÿ† #181 in California
๐Ÿ† #68 in Los Angeles

This achievement reflects the hard work of our incredible team, the trust of our clients and partners, and our continued commitment to redefining lending.

๐—ง๐—ต๐—ฎ๐—ป๐—ธ ๐˜†๐—ผ๐˜‚ ๐˜๐—ผ ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐˜†๐—ผ๐—ป๐—ฒ ๐˜„๐—ต๐—ผ ๐—ต๐—ฎ๐˜€ ๐—ฏ๐—ฒ๐—ฒ๐—ป ๐—ฝ๐—ฎ๐—ฟ๐˜ ๐—ผ๐—ณ ๐—ผ๐˜‚๐—ฟ ๐—ด๐—ฟ๐—ผ๐˜„๐˜๐—ต!

โญ ๐—ฃ๐—ฟ๐—ถ๐—ฐ๐—ถ๐—ป๐—ด ๐—ท๐˜‚๐˜€๐˜ ๐—ด๐—ผ๐˜ ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐—ฎ๐˜ ๐—”๐—›๐—Ÿ!Effective immediately, ๐˜„๐—ฒโ€™๐˜ƒ๐—ฒ ๐—ฟ๐—ผ๐—น๐—น๐—ฒ๐—ฑ ๐—ผ๐˜‚๐˜ ๐˜€๐—ถ๐—ด๐—ป๐—ถ๐—ณ๐—ถ๐—ฐ๐—ฎ๐—ป๐˜ ๐—ฏ๐—ฎ๐˜€๐—ฒ ๐—ฝ๐—ฟ๐—ถ๐—ฐ๐—ถ๐—ป๐—ด ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€ across se...
08/27/2026

โญ ๐—ฃ๐—ฟ๐—ถ๐—ฐ๐—ถ๐—ป๐—ด ๐—ท๐˜‚๐˜€๐˜ ๐—ด๐—ผ๐˜ ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐—ฎ๐˜ ๐—”๐—›๐—Ÿ!

Effective immediately, ๐˜„๐—ฒโ€™๐˜ƒ๐—ฒ ๐—ฟ๐—ผ๐—น๐—น๐—ฒ๐—ฑ ๐—ผ๐˜‚๐˜ ๐˜€๐—ถ๐—ด๐—ป๐—ถ๐—ณ๐—ถ๐—ฐ๐—ฎ๐—ป๐˜ ๐—ฏ๐—ฎ๐˜€๐—ฒ ๐—ฝ๐—ฟ๐—ถ๐—ฐ๐—ถ๐—ป๐—ด ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐˜€ across several of our TPO Non-QM programs:
โœ” ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜ ๐—ฆ๐˜๐—ฎ๐—ฟ: Approximately .50% better
โœ” ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜ ๐—ฆ๐˜๐—ฎ๐—ฟ ๐—œ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ: Approximately .50% better
โœ” ๐—ฅ๐—ถ๐˜€๐—ถ๐—ป๐—ด ๐—ฆ๐˜๐—ฎ๐—ฟ: Approximately .50% better
โœ” ๐—”๐—น๐—น ๐—ฆ๐˜๐—ฎ๐—ฟ: Approximately .25% better

๐—ช๐—ฒโ€™๐˜ƒ๐—ฒ ๐—ฎ๐—น๐˜€๐—ผ ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐˜€๐—ฒ๐—น๐—ฒ๐—ฐ๐˜ ๐—ฝ๐—ฟ๐—ถ๐—ฐ๐—ถ๐—ป๐—ด ๐—ฎ๐—ฑ๐—ท๐˜‚๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ผ๐—ฟ ๐˜€๐—ฐ๐—ฒ๐—ป๐—ฎ๐—ฟ๐—ถ๐—ผ๐˜€, including:
โœ” 2โ€“4 unit properties
โœ” Cash-out with 720+ FICO
โœ” Non-warrantable condos
โœ” Prepayment options
โœ” Rent-free scenarios

๐—•๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐—ฝ๐—ฟ๐—ถ๐—ฐ๐—ถ๐—ป๐—ด ๐—บ๐—ฒ๐—ฎ๐—ป๐˜€ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฒ๐˜๐—ถ๐˜๐—ถ๐˜ƒ๐—ฒ ๐˜€๐—ผ๐—น๐˜‚๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€ ๐˜๐—ผ ๐—ต๐—ฒ๐—น๐—ฝ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฏ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„๐—ฒ๐—ฟ๐˜€.

Contact your AHL AE today for complete pricing and eligibility details!

๐Ÿ”๏ธ ๐—ฆ๐—ฎ๐—น๐˜ ๐—Ÿ๐—ฎ๐—ธ๐—ฒ ๐—–๐—ถ๐˜๐˜†, ๐˜„๐—ฒโ€™๐—ฟ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜„๐—ฎ๐˜†!Join American Heritage Lending at the ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ ๐—จ๐—”๐— ๐—ฃ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—˜๐˜…๐—ฝ๐—ผ on Thursday, Augu...
08/21/2026

๐Ÿ”๏ธ ๐—ฆ๐—ฎ๐—น๐˜ ๐—Ÿ๐—ฎ๐—ธ๐—ฒ ๐—–๐—ถ๐˜๐˜†, ๐˜„๐—ฒโ€™๐—ฟ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜„๐—ฎ๐˜†!
Join American Heritage Lending at the ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ ๐—จ๐—”๐— ๐—ฃ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—˜๐˜…๐—ฝ๐—ผ on Thursday, August 27, at the Salt Lake Marriott Downtown at City Creek.

Stop by to meet the AHL team and discover flexible Non-QM solutions designed to help mortgage professionals create more opportunities, serve more borrowers, and close more business.

๐Ÿ”— https://na2.hubs.ly/H07mKCW0

๐—ช๐—ฒโ€™๐—น๐—น ๐˜€๐—ฒ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐—ถ๐—ป ๐—ฆ๐—ฎ๐—น๐˜ ๐—Ÿ๐—ฎ๐—ธ๐—ฒ ๐—–๐—ถ๐˜๐˜†!

๐ŸชŸ ๐—ง๐—ต๐—ฒ ๐Ÿฒ๐Ÿฌ-๐—ฑ๐—ฎ๐˜† ๐—ฟ๐—ฒ๐—ป๐˜๐—ฎ๐—น ๐˜„๐—ถ๐—ป๐—ฑ๐—ผ๐˜„ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ผ๐—ฟ๐˜€ ๐—ฐ๐—ฎ๐—ปโ€™๐˜ ๐—ฎ๐—ณ๐—ณ๐—ผ๐—ฟ๐—ฑ ๐˜๐—ผ ๐—บ๐—ถ๐˜€๐˜€.August and September are among the yearโ€™s final high-demand le...
08/18/2026

๐ŸชŸ ๐—ง๐—ต๐—ฒ ๐Ÿฒ๐Ÿฌ-๐—ฑ๐—ฎ๐˜† ๐—ฟ๐—ฒ๐—ป๐˜๐—ฎ๐—น ๐˜„๐—ถ๐—ป๐—ฑ๐—ผ๐˜„ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ผ๐—ฟ๐˜€ ๐—ฐ๐—ฎ๐—ปโ€™๐˜ ๐—ฎ๐—ณ๐—ณ๐—ผ๐—ฟ๐—ฑ ๐˜๐—ผ ๐—บ๐—ถ๐˜€๐˜€.
August and September are among the yearโ€™s final high-demand leasing periods. Investors who time their renovations, listings, renewals, and acquisitions around this window may lease faster, secure stronger rents, and reduce costly vacancies.

๐—œ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฟ๐—ฒ๐—ป๐˜๐—ฎ๐—น ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐—ฎ๐—น๐—ถ๐—ด๐—ป๐—ฒ๐—ฑ ๐˜„๐—ถ๐˜๐—ต ๐˜๐—ต๐—ฒ ๐—ฐ๐—ฎ๐—น๐—ฒ๐—ป๐—ฑ๐—ฎ๐—ฟ?

๐Ÿ”— Learn how to make the most of the back-to-school rental surge:
https://na2.hubs.ly/H07gzXl0

08/18/2026

A garden condo in Charlotte will never be the flashiest line item in an investor's portfolio. It will just quietly collect rent every month.

That is the whole thesis behind small-balance rental lending, and this file is a clean example of it. The unit was rent-ready at closing and qualified on its own rental income at a 1.492 DSCR. The property's performance carried the approval.

๐Ÿ“ Charlotte, NC
๐Ÿ˜๏ธ Condominium, garden style
๐Ÿ’ต AHL Funded: $78,750
๐Ÿ“Š Appraised Value: $105,000
๐Ÿ“ˆ Loan Amount: 75% LTV
๐Ÿ”‘ DSCR: 1.492
๐Ÿ—“๏ธ Term: 30-Year

A 1.492 DSCR means the rental income covers the debt service with meaningful cushion left over. That cushion is what separates a rental that survives a vacancy month from one that does not.
Have a rental that is already producing? Get pre-qualified in minutes at https://na2.hubs.ly/H07cjX30

๐ŸŒต ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐˜€๐—ฑ๐—ฎ๐—น๐—ฒ, ๐˜„๐—ฒโ€™๐—ฟ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜„๐—ฎ๐˜†!Join American Heritage Lending at the ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ ๐—”๐˜‡๐—”๐— ๐—ฃ ๐—”๐—ป๐—ป๐˜‚๐—ฎ๐—น ๐—˜๐—ซ๐—ฃ๐—ข on Friday, August 28, f...
08/14/2026

๐ŸŒต ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐˜€๐—ฑ๐—ฎ๐—น๐—ฒ, ๐˜„๐—ฒโ€™๐—ฟ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—ถ๐—ป๐—ด ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜„๐—ฎ๐˜†!

Join American Heritage Lending at the ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ ๐—”๐˜‡๐—”๐— ๐—ฃ ๐—”๐—ป๐—ป๐˜‚๐—ฎ๐—น ๐—˜๐—ซ๐—ฃ๐—ข on Friday, August 28, from 1:00โ€“5:00 PM at Talking Stick Resort.

Stop by our booth to meet the AHL team and discover flexible Non-QM solutions designed to help mortgage brokers create more opportunities and close more loans.

๐ŸŽŸ๏ธ Claim your FREE Expo Pass: https://na2.hubs.ly/H07b7090

๐—ช๐—ฒโ€™๐—น๐—น ๐˜€๐—ฒ๐—ฒ ๐˜†๐—ผ๐˜‚ ๐—ถ๐—ป ๐—ฆ๐—ฐ๐—ผ๐˜๐˜๐˜€๐—ฑ๐—ฎ๐—น๐—ฒ!

Address

19800 MacArthur Boulevard, Suite 950
Irvine, CA
92612

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8:30am - 5pm
Friday 8am - 5pm

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