Andrew Phan - Lending & Realty

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Andrew Phan - Lending & Realty

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Andrew Phan - Lending & Realty, Loan service, 17911 Von Karman Avenue, Suite 400, Irvine, CA.

Andrew Phan - Branch Manager West Capital Lending, Inc NMLS ID # 2636040 NMLS #1566096 (www.nmlsconsumeraccess.org)

17911 Von Karman Ave, Suite 400, Irvine CA 92614

11/03/2026

New kitchen. New floors. A roof that can’t wait. 🏡🔨

But that mortgage rate? You’d like to keep it. 🔒

A HELOC could help you put your equity to work while keeping your existing first mortgage.

📲 Text “HELOC” to 949-648-7412 to explore what may be available.

Andrew Phan | West Capital Lending
NMLS #2636040
Subject to lender review and approval. Your home secures the loan.

10/29/2026

Have a low mortgage rate you don’t want to give up? 🏡

A HELOC may let you tap into your home’s equity for home improvements, consolidate higher-interest debt, or fund your next big move—without changing your current first mortgage.

You’ll have a separate payment, so let’s look at the numbers together and see if it makes sense for you.

Text me **“HELOC” at 949-648-7412.** Happy to walk you through it.

Andrew Phan | West Capital Lending
NMLS #2636040

10/28/2026

Your home equity could help fund your next move 🏠

Considering renovations, consolidating debt, or cover a major expense? Let's explore your HELOC options.

✅ $25K-$750K
✅ Minimum 620 FICO
✅ Funding in as few as 5-7 days
✅Soft Credit Inquiry

Call or text "HELOC" to 📲 949-648-7412

10/26/2026

🏡 More homes. More choices.

A little good news for anyone thinking about buying a home!

We’re starting to see more homes available across the country, and some sellers are adjusting their asking prices.

Does that mean homes are suddenly affordable? Not necessarily. Interest rates are still a challenge, and every market is different.

But here’s the positive side. Buyers may have more options, a little more negotiating power, and more room to find a home that actually fits their needs and budget.

My advice? Don’t rush into buying, but don’t rule it out either. Know your numbers, explore your options, and make a decision that makes sense for you and your family. 🏠

💬 Have you noticed more homes for sale or price reductions in your neighborhood?

📊 Source: Realtor.com Economic Research | October 22, 2026

10/26/2026

🏡 More homes. More choices.

A little good news for anyone thinking about buying a home!

We’re starting to see more homes available across the country, and some sellers are adjusting their asking prices.

Does that mean home prices are dropping everywhere? Not necessarily. But it could mean more options, less competition, and a little more room to negotiate. 🏠

I’ve always believed buying a home should be about making the right financial decision, not rushing because of what the market is doing.

Every market is different, and what matters most is finding something that makes sense for you and your family.

If buying a home has been on your mind, it might be worth taking another look. 😊

📊 Source: Realtor.com Economic Research | October 22, 2026

10/25/2026

5.0 star review received on Experience.com for Andrew Phan by Tina T - Andrew was wonderful to work with; he walked me thru everything and answered any questions I had. Basically held my hand thru the whole process and even after reached out to make sure all was taken care of. Thanks again 😊 I would definitely recommend him 👍

Click to see all 26 reviews of Andrew Phan, Mortgage Broker | Realtor

07/09/2026

Struggling with credit cards, home projects, or just want access to your home equity without refinancing your first mortgage?

A Digital HELOC may help you access funds while keeping your current mortgage in place.

Simple process. Soft credit check. No appraisal in many cases. Funding can be as fast as 5–7 business days after approval and final signing.

Text HELOC to 949-648-7412 and I’ll take a quick look at your options.

06/16/2026

5.0 star review received on Experience.com for Andrew Phan by Angela C - Andrew is an outstanding mortgage broker. He was professional, knowledgeable, and incredibly easy to work with. My situation was stressful and time‑sensitive, with a few snags along the way, but he took the time to understand everything and always found a solution. I never felt rushed or pressured. Honestly, he may have had to talk me off the ledge a couple of times. I’m truly grateful for his help, and because he went above and beyond, I would absolutely recommend him to friends and family.

06/14/2026

5.0 star review received on Experience.com for Andrew Phan by SICARI W - I had a question the response was achieved quickly..

Click to see all 22 reviews of Andrew Phan, Mortgage Broker | Realtor

Address

17911 Von Karman Avenue, Suite 400
Irvine, CA
92614

Telephone

(949)6487412

Website

http://www.westcapitallending.com/, https://www.nmlsconsumeraccess.org/, https://westcapitallending.com/texas-complaint,

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