10/23/2026
Big housing news this week!
** Yesterday, President Trump signed an executive order aimed at lowering housing costs. Among other things, it directs the USDA and VA to work on lowering mortgage rates on the loans they guarantee, and it targets cheaper refinances. It also looks at cutting some loan fees, title fees, reviewing excess mortgage insurance, and speeding up manufactured housing.
** Here’s the reality check: executive orders take time to take effect. Many of these changes need agencies and lenders to work out the details first, so don’t expect rates or guidelines to change overnight.
** If you’ve been wondering whether now is the time to buy, refinance, or tap your home equity, don’t wait on headlines. Let’s look at your numbers and what makes sense today. I’ll keep you posted as things develop.