IronPoint Insurance Services, LLC

11/04/2025

We’re thrilled to share some good news — Mercury Insurance is back at IronPoint!

Mercury was one of our very first carrier partners when we launched in 2010, and now they’ve rejoined our lineup. It’s a reunion that feels like coming home — and a big win for California drivers looking for strong, reliable coverage.

Learn more about why this partnership matters and what it means for you:
👉

Mercury Insurance has rejoined IronPoint — a full-circle moment with one of our original carrier partners. It’s a return to our roots and great news for California drivers looking for more choice, value, and stability.

10/29/2025

Halloween is a treat for humans—but a potential horror show for pets. 🍫🐶

From chocolate to doorbell chaos, October 31 is packed with hidden hazards.

Keep your pets safe (and out of the emergency room) with our quick-read guide on candy, costumes, and decorations:

👉 https://www.ironpointinsurance.com/halloween-pet-safety/

Because the scariest part of Halloween shouldn’t be your vet bill.

10/23/2025

You’ve probably seen the headline. Maybe even felt that gut-drop moment if you’re an agent—or a flicker of curiosity if you’re a small business owner. But before we take it at face value, let’s look at what’s really happening behind the numbers.

The truth? Most small business owners still rely on agents when it matters most. Sure, digital quoting is growing—but when the questions get complex, business owners want a human who can help protect what they’ve built.

We break down what the data actually says and why the future isn’t online vs. agent—it’s digital + human.

👉 Read the full post here: https://www.ironpointinsurance.com/online-buisness-insurance/

06/10/2025

Think you're fully covered with business insurance? Think again. 😬

Most business owners discover their coverage gaps at the worst possible time—when they need to file a claim. From cyber attacks to employment lawsuits, these 10 common business insurance gaps could cost you everything.

Don't wait until it's too late. Our latest blog breaks down the most expensive mistakes hiding in your policy and shows you exactly how to fix them.

👉 Read the full article: https://www.ironpointinsurance.com/business-insurance-gaps/

05/23/2025

National Safe Boating Week Spotlight: Kids on Board? Read This First.

Boating with children is magical—but only if you plan like a pro. As part of National Safe Boating Week, we’re sharing our ultimate guide to keeping your smallest crew members safe, confident, and engaged on the water.

✔️ Real-world safety tips (not the kind they print on brochures)
✔️ How to turn your kids into junior crew members
✔️ The one insurance tip that might just save your summer

Whether you're a first-time captain or a seasoned skipper with toddlers in tow, this is a must-read before you launch.

👉 Start here: https://www.ironpointinsurance.com/boating-with-children/

Boating with children is more than life jackets and sunscreen. Learn how to create safe, confident, and unforgettable memories on the water.

05/20/2025

🧠 Boating Safety Week Isn’t About Looking Cool—It’s About Staying Safe

You’ve seen the photos: sun-kissed boaters, no life jackets in sight, drinks in hand, looking like they’re living their best life. But here’s the truth, the water doesn’t care if you look cool: safety gear saves lives.

💡86% of people who drown in boating accidents weren’t wearing life jackets.
And no, your CrossFit membership won’t help you float if you hit your head and go overboard.

This National Safe Boating Week, we’re making a different kind of splash—with tips that won’t win likes but could save lives:

🛟 Wear a real life jacket (yes, even if it ruins the vibe)
⛅ Check marine weather forecasts (your app isn’t good enough)
⚙️ Maintain your boat like your life depends on it—because it does
🚨 Stock safety gear you hope to never use (fire extinguishers, flares, first aid)
🍻 Skip the “boat drinks” if you’re the captain—it’s not just smart, it’s legal

The water doesn’t forgive ignorance, and most “accidents” are preventable.
Let’s make this summer unforgettable—for all the right reasons. 🌊

Want to learn more?
👉 Check out our post: https://www.ironpointinsurance.com/boating-safety-tips/

You’ve seen the photos: sun-kissed boaters, no life jackets in sight, drinks in hand, looking like they’re living their best life. But here’s the truth: the water doesn’t care if you look cool; safety gear saves lives.

05/14/2025

Why are your insurance premiums skyrocketing—even if you've never filed a claim?

It might not be inflation. Or your claims history. Or your zip code.

It might be outside investors betting on lawsuits against businesses like yours.

That’s right—there’s a booming industry where hedge funds bankroll lawsuits in exchange for a piece of the settlement. And it’s turning the legal system into a financial market—with small businesses caught in the middle.

We broke it all down in this post: how it works, why it matters, and what you can do to protect your business.

💥 Click to read the full post → https://www.ironpointinsurance.com/third-party-litigation-funding/

05/08/2025

General Liability covers your business. Kind of.

If by “covers” you mean lawsuits—but not your gear, your income, or your inventory.

A Business Owner’s Policy (BOP) gives you broader protection:

🏢 Property coverage
💸 Income replacement
🔌 Equipment losses
And yes, liability too.

If you’ve been sticking with GL alone, it’s time for a reality check. This post lays it all out—minus the insurance jargon.

👉 https://www.ironpointinsurance.com/business-owners-policy-vs-general-liability/

04/24/2025

Distracted driving isn't just about texting. It includes anything that takes your eyes, hands, or mind off the road — eating, adjusting music, even daydreaming.

Every day, 8 people die in the U.S. because of it. It’s preventable — and it starts with awareness.

We break down the three types of distraction, the most common myths, and what you can do to stay focused behind the wheel.

🚗 Learn the facts. Take the quiz. Drive smarter.
👉 https://www.ironpointinsurance.com/distracted-driving/

04/22/2025

🌍 Happy Earth Day from IronPoint Insurance Services!

Whether it’s protecting communities, supporting sustainable practices, or simply appreciating the great outdoors, we believe that every small action counts.

Let’s keep working together to ensure a safer, greener tomorrow. 💚

04/20/2025

Hoppin’ down the highway in style. 🐰🚗

From our IronPoint family to yours, we’re wishing you safe travels and a Happy Easter filled with peace, joy, and maybe a little chocolate.

Wherever the road takes you this weekend, we’re here to help keep you covered.

Happy Easter! 🌷✨

04/16/2025

Your business is legit. Is your business insurance?

You’ve got the name, the website, maybe even the matching t-shirts. But here’s what most new entrepreneurs skimp:

👉 General liability insurance.

Not flashy. Not fun. But absolutely essential.

Think you can “just deal with stuff” if it happens? Think again. A single lawsuit could wipe out your cash flow and derail everything you’ve built.

We wrote this for business owners who want to stay in business: 👉 Why General Liability Insurance Is Important — The Protection Smart Businesses Don’t Skip

Read the post. Share with your favorite business owner. Then sleep better tonight.

🛡️ https://www.ironpointinsurance.com/general-liability-insurance-is-important/